HDFC Mid Cap Fund vs ICICI Prudential Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
22.29%
3Y Return
20.43%
Dekho, today humein do fund ke beech mein compare karna hai - HDFC Mid Cap Fund aur ICICI Prudential Multi Cap Fund. Ye do fund different categories mein hain - Mid Cap aur Multi Cap. Hum aapko yeh jaanane ke liye yahan hain ki kya fund aapke long-term wealth creation ke liye sahi hai.
| Parameter | AHDFC Mid Cap Fund - Direct Plan - Growth | BICICI Prudential Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | ICICI Prudential |
| Category | Mid Cap | Multi Cap |
| NAV (₹) | 220.36 | 934.98 |
| AUM (₹ Cr) | 9.47 Lac Cr | 1.70 Lac Cr |
| Expense Ratio (%) | 0.73% | 1.74% |
| Riskometer | Very High | Very High |
| Volatility | 17.17 | 13.2 |
| Sharpe Ratio | 0.92 | 1.06 |
| 1 Year Return (%) | 5.95% | 6.9% |
| 3 Year Return (%) | 22.29% | 20.43% |
| 5 Year Return (%) | 20.24% | 17.37% |
| Since Launch (%) | 17.1% | 16.31% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 5 July 2007 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Chirag Setalvad; Dhruv Muchhal (13.4 years yrs) | Lalit Kumar; Sharmila D'Silva (3.9 years yrs) |
| Benchmark | Nifty Midcap 150 TRI | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | Max Financial Services Ltd. (4.37%), AU Small Finance Bank Ltd. (4.24%), The Federal Bank Ltd. (3.87%) | BSE Ltd. (3.31%), Ultratech Cement Ltd. (2.85%), Jindal Steel Ltd. (2.73%) |
| Asset Allocation | Equity: 93.46% | Equity: 97.97% |
| Portfolio Turnover | 13% | 45% |
🤖 AI Verdict – Which is Better?
Humne 3Y return, expense ratio, aur risk ke basis par fund ka verdict diya hai. Long-term wealth creation ke liye, HDFC Mid Cap Fund aapke liye better fund hai. Yeh fund 3Y return mein 22.29% return diya hai, expense ratio 0.73% hai, aur riskometer Very High hai. Isse pata chalta hai ki HDFC Mid Cap Fund aapke liye long-term wealth creation ke liye sahi hai.
Why consider HDFC Mid Cap Fund?
- Expense ratio: 0.73%
- 3Y return: 22.29%
- AUM: 9.47 Lac Cr
- Sharpe Ratio: 0.92
Why consider ICICI Prudential Multi Cap Fund?
- Expense ratio: 1.74%
- 3Y return: 20.43%
- AUM: 1.70 Lac Cr
- Sharpe Ratio: 1.06
📈 SIP Suitability
SIP keliye, humne HDFC Mid Cap Fund aur ICICI Prudential Multi Cap Fund ke consistency aur return stability ka compare kiya hai. HDFC Mid Cap Fund aapke liye SIP ke liye better fund hai. Yeh fund 1Y return mein 5.95% aur 3Y return mein 22.29% return diya hai, jo ICICI Prudential Multi Cap Fund se better hai.
⚠️ Risk & Cost Analysis
Humne riskometer, volatility, Sharpe ratio, aur expense ratio ka compare kiya hai. HDFC Mid Cap Fund aapke liye better risk-adjusted returns offer karta hai. Yeh fund Sharpe ratio 0.92 aur expense ratio 0.73% hai, jo ICICI Prudential Multi Cap Fund se better hai.
📊 Portfolio Diversification
Humne asset allocation aur top holdings concentration ka compare kiya hai. HDFC Mid Cap Fund aapke liye better diversified hai. Yeh fund asset allocation mein 93.46% equity hai, jo ICICI Prudential Multi Cap Fund se less hai. HDFC Mid Cap Fund mein top holdings mein Max Financial Services Ltd., AU Small Finance Bank Ltd., aur The Federal Bank Ltd. hai, jo ICICI Prudential Multi Cap Fund se diversified hain.
SIP Calculator – Compare Growth Potential
HDFC Mid Cap Fund
₹2221540.12
@22.3% annual return (3Y)
ICICI Prudential Multi Cap Fund
₹1966010.45
@20.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Mid Cap Fund 5Y return mein 20.24% aur 3Y return mein 22.29% return diya hai, jo ICICI Prudential Multi Cap Fund se better hai.
Q2: Is the higher risk fund worth it?
HDFC Mid Cap Fund ke volatility 17.17 aur Sharpe ratio 0.92 hai, jo ICICI Prudential Multi Cap Fund se better hai. Isse pata chalta hai ki HDFC Mid Cap Fund higher risk fund hai, lekin yeh risk-adjusted returns offer karta hai.
Q3: Which fund is more cost-effective?
HDFC Mid Cap Fund expense ratio 0.73% hai, jo ICICI Prudential Multi Cap Fund ke expense ratio 1.74% se less hai. Isse pata chalta hai ki HDFC Mid Cap Fund more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price