HDFC Mid Cap Fund vs ICICI Prudential Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
22.29%
3Y Return
20.43%
Ab humein do aam fundon ke beech ka sanvaad karna hai - HDFC Mid Cap Fund aur ICICI Prudential Multi Cap Fund. Ye donon fund investment karne wale investors ke liye ek achha vikalp ho sakte hain, lekin kya ye donon hi aapke financial goals ko pura karne ke liye upyogi hain? Chaliye dekhte hain Fund B se Fund A ki tulna.
| Parameter | AHDFC Mid Cap Fund - Direct Plan - Growth | BICICI Prudential Multi Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | ICICI Prudential |
| Category | Mid Cap | Multi Cap |
| NAV (₹) | 220.36 | 934.98 |
| AUM (₹ Cr) | 9.47 Lac Cr | 1.70 Lac Cr |
| Expense Ratio (%) | 0.73% | 0.99% |
| Riskometer | Very High | Very High |
| Volatility | 17.17 | 13.45 |
| Sharpe Ratio | 0.92 | 1.04 |
| 1 Year Return (%) | 5.95% | 6.9% |
| 3 Year Return (%) | 22.29% | 20.43% |
| 5 Year Return (%) | 20.24% | 17.37% |
| Since Launch (%) | 17.1% | 16.31% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 5 July 2007 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Chirag Setalvad; Dhruv Muchhal (13.4 years yrs) | Lalit Kumar; Sharmila D'Silva (3.9 years yrs) |
| Benchmark | Nifty Midcap 150 TRI | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | Max Financial Services Ltd. (4.37%), AU Small Finance Bank Ltd. (4.24%), The Federal Bank Ltd. (3.87%) | BSE Ltd. (3.31%), Ultratech Cement Ltd. (2.85%), Jindal Steel Ltd. (2.73%) |
| Asset Allocation | Equity: 93.46% | Equity: 97.97% |
| Portfolio Turnover | 13% | 45% |
🤖 AI Verdict – Which is Better?
HDFC Mid Cap Fund aur ICICI Prudential Multi Cap Fund donon hi very high risk ke fund hain, lekin yeh donon fund aapke long-term wealth creation ke liye upyogi ho sakte hain. Chaliye dekhte hain 3Y return, expense ratio, aur risk ke anusar Fund A se Fund B ki tulna.
Fund A ki 3Y return 22.29% hai, jabki Fund B ki 20.43% hai. Expense ratio ke hisaab se bhi Fund A upar hai, jiski expense ratio 0.73% hai. Isliye, Fund A long-term wealth creation ke liye upyogi lagta hai.
Why consider HDFC Mid Cap Fund?
- Expense ratio: 0.73%
- 3Y return: 22.29%
- AUM: 9.47 Lac Cr
- Sharpe Ratio: 0.92
Why consider ICICI Prudential Multi Cap Fund?
- Expense ratio: 0.99%
- 3Y return: 20.43%
- AUM: 1.70 Lac Cr
- Sharpe Ratio: 1.04
📈 SIP Suitability
Monthly SIP ke liye Fund A aur Fund B ka comparison karte samay, humein dekhta hai ki Fund A ka consistency aur return stability upar hai. Fund A ka 1Y return 5.95% hai, jabki Fund B ka 6.9% hai. Isliye, Fund A monthly SIP ke liye upyogi lagta hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ke hisaab se Fund A aur Fund B ka comparison karte samay, humein dekhta hai ki Fund A upar ha. Fund A ka riskometer very high hai, lekin iska Sharpe ratio bhi upar hai, jiski value 0.92 hai. Isliye, Fund A risk-adjusted returns ke liye upyogi lagta hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke hisaab se Fund A aur Fund B ka comparison karte samay, humein dekhta hai ki Fund A ka asset allocation upar hai, jiska 93.46% equity hai. Fund A ka top holdings concentration bhi upar hai, jismein Max Financial Services Ltd. 4.37% hain. Isliye, Fund A portfolio diversification ke liye upyogi lagta hai.
Q1: Which fund gives better returns in the long run?
Ans: Fund A ki 5Y return 20.24% hai, jabki Fund B ki 17.37% hai. Isliye, Fund A long run mein upyogi lagta hai.
Q2: Is the higher risk fund worth it?
Ans: Fund A ka riskometer very high hai, lekin iska Sharpe ratio bhi upar hai, jiski value 0.92 hai. Isliye, Fund A risk-adjusted returns ke liye upyogi lagta hai.
Q3: Which fund is more cost-effective?
Ans: Fund A ka expense ratio 0.73% hai, jabki Fund B ka 0.99% hai. Isliye, Fund A upar hai.
SIP Calculator – Compare Growth Potential
HDFC Mid Cap Fund
₹2221540.12
@22.3% annual return (3Y)
ICICI Prudential Multi Cap Fund
₹1966010.45
@20.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price