HDFC Mid Cap Fund vs ICICI Prudential Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
22.29%
3Y Return
14.81%
Dekho, aaj hum do mid cap aur large cap funds ka comparison karne ja rhe hain - HDFC Mid Cap Fund aur ICICI Prudential Large Cap Fund. Ye dono funds apne riske aur pehle ki performance ke liye jaane jaate hain. Is liye, hum aaj yeh jannege ki kis fund mein invest karna hai aur kyun.
| Parameter | AHDFC Mid Cap Fund - Direct Plan - Growth | BICICI Prudential Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | ICICI Prudential |
| Category | Mid Cap | Large Cap |
| NAV (₹) | 220.36 | 117.10 |
| AUM (₹ Cr) | 9.47 Lac Cr | 2.36 Lac Cr |
| Expense Ratio (%) | 0.73% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 17.17 | 11.43 |
| Sharpe Ratio | 0.92 | 0.73 |
| 1 Year Return (%) | 5.95% | -2.39% |
| 3 Year Return (%) | 22.29% | 14.81% |
| 5 Year Return (%) | 20.24% | 14.18% |
| Since Launch (%) | 17.1% | 14.71% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 5 July 2007 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Chirag Setalvad; Dhruv Muchhal (13.4 years yrs) | Anish Tawakley (3.5 years yrs) |
| Benchmark | Nifty Midcap 150 TRI | Nifty 50 |
| Top 3 Holdings | Max Financial Services Ltd. (4.37%), AU Small Finance Bank Ltd. (4.24%), The Federal Bank Ltd. (3.87%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 93.46% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 13% | 17% |
🤖 AI Verdict – Which is Better?
Sach ye hai, long-term wealth creation ke liye humein 3Y return, expense ratio aur risk ka dhyan rakhna hoga. Chaliye, Fund A ka 3Y return 22.29% hai, jabki Fund B ka 3Y return 14.81% hai. Aapko pata hai kis fund mein invest karna hai. Haan, expense ratio bhi ek important factor hai. Fund A ka expense ratio 0.73% hai, jabki Fund B ka 0.52% hai. Dekho, Fund B kafi behtar hai.
Why consider HDFC Mid Cap Fund?
- Expense ratio: 0.73%
- 3Y return: 22.29%
- AUM: 9.47 Lac Cr
- Sharpe Ratio: 0.92
Why consider ICICI Prudential Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.81%
- AUM: 2.36 Lac Cr
- Sharpe Ratio: 0.73
📈 SIP Suitability
SIP suitabilit ke liye humein 10+ years ke liye monthly SIP ke liye fund ka consistency aur return stability ka dhyan rakhna hoga. Fund A ka 1Y return 5.95% hai, jabki Fund B ka 1Y return -2.39% hai. Aapko pata hai kis fund mein SIP karna hai. Haan, Fund B kafi consistent hai lekin return ke liye aapko shayad Fund A ki or jana padega.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio aur expense ratio ke liye humein Fund A aur Fund B ka comparison karna hoga. Fund A ka riskometer Very High hai, jabki Fund B ka bhi Very High hai. Lekin, volatility ke liye Fund A 17.17 hai, jabki Fund B 11.43 hai. Haan, Sharpe ratio ke liye Fund A 0.92 hai, jabki Fund B 0.73 hai. Dekho, Fund A kafi behtar hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke liye humein Fund A aur Fund B ka comparison karna hoga. Fund A ka asset allocation Equity 93.46% hai, jabki Fund B ka Equity 96.00% hai. Haan, top holdings concentration ke liye Fund A ka Max Financial Services Ltd. 4.37% hai, jabki Fund B ka HDFC Bank Ltd. 8.5% hai. Dekho, Fund B kafi diversified hai.
SIP Calculator – Compare Growth Potential
HDFC Mid Cap Fund
₹2221540.12
@22.3% annual return (3Y)
ICICI Prudential Large Cap Fund
₹1377083.20
@14.8% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A ka 5Y return 20.24% hai, jabki Fund B ka 5Y return 14.18% hai. To, Fund A long run mein better hai.
Q2: Is the higher risk fund worth it?
Sach ye hai, Fund A ka volatility 17.17 hai, jabki Fund B ka 11.43 hai. Lekin, Sharpe ratio ke liye Fund A 0.92 hai, jabki Fund B 0.73 hai. To, Fund A kafi behtar hai.
Q3: Which fund is more cost-effective?
Sach ye hai, Fund B ka expense ratio 0.52% hai, jabki Fund A ka 0.73% hai. To, Fund B kafi cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price