HDFC Mid Cap Fund vs ICICI Prudential Bluechip Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
22.29%
3Y Return
15.44%
Dekho, aapke paas do funds hain - HDFC Mid Cap Fund aur ICICI Prudential Bluechip Fund. Ye do funds alag-alag categories mein aate hain. Fund A mid cap fund hai, jabki Fund B large cap fund hai. Aaj hum aapko bataayenge ki in dono funds mein se kaun aapke liye better hai.
| Parameter | AHDFC Mid Cap Fund - Direct Plan - Growth | BICICI Prudential Bluechip Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | ICICI Prudential |
| Category | Mid Cap | Large Cap |
| NAV (₹) | 220.36 | 83.91 |
| AUM (₹ Cr) | 9.47 Lac Cr | 5.81 Lac Cr |
| Expense Ratio (%) | 0.73% | 1.52% |
| Riskometer | Very High | Very High |
| Volatility | 17.17 | 12.54 |
| Sharpe Ratio | 0.92 | 0.71 |
| 1 Year Return (%) | 5.95% | 24.48% |
| 3 Year Return (%) | 22.29% | 15.44% |
| 5 Year Return (%) | 20.24% | 12.65% |
| Since Launch (%) | 17.1% | 16.42% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 5 July 2007 | 3 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Chirag Setalvad; Dhruv Muchhal (13.4 years yrs) | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) |
| Benchmark | Nifty Midcap 150 TRI | Nifty 50 |
| Top 3 Holdings | Max Financial Services Ltd. (4.37%), AU Small Finance Bank Ltd. (4.24%), The Federal Bank Ltd. (3.87%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 93.46% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 13% | 28% |
🤖 AI Verdict – Which is Better?
Chaliye, hum aapko batayenge ki Fund A ya Fund B aapke liye better hai. Hum long-term wealth creation ke liye 3Y return, expense ratio aur risk ke dauran fund kuchh hain. Aise mein, Fund B (ICICI Prudential Bluechip Fund) aapke liye better hai. Yeh fund 3Y mein 15.44% return diya hai, jo ek achha performance hai. Iske alawa, yeh fund expense ratio mein bhi kam hai, jisse aapko adhik paisa milti hai.
Why consider HDFC Mid Cap Fund?
- Expense ratio: 0.73%
- 3Y return: 22.29%
- AUM: 9.47 Lac Cr
- Sharpe Ratio: 0.92
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 1.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
📈 SIP Suitability
SIP suitability ke liye hum dekha hai ki Fund B (ICICI Prudential Bluechip Fund) monthly SIP ke liye better hai. Yeh fund 10+ saal ke liye consistent performance diya hai, jisse aapko adhik return milti hai. Fund A (HDFC Mid Cap Fund) bhi consistent performance diya hai, lekin Fund B ke mukhalif. Isliye, hum Fund B ko monthly SIP ke liye better fund maante hain.
⚠️ Risk & Cost Analysis
Riskometer, volatility aur Sharpe ratio ke dauran hum dekha hai ki Fund A aur Fund B mein kya difference hai. Fund A mein riskometer very high hai, jabki Fund B mein bhi very high hai. Lekin Fund B ke volatility 12.54 hai, jo Fund A ke 17.17 se kam hai. Iske alawa, Fund B ka Sharpe ratio 0.71 hai, jo Fund A ka 0.92 se kam hai. Isliye, hum dekha hai ki Fund A risk-adjusted returns mein bhi better hai.
📊 Portfolio Diversification
Portfolio diversification ke liye hum dekha hai ki Fund A aur Fund B mein asset allocation aur top holdings concentration mein kya difference hai. Fund A mein equity 93.46% hai, jabki Fund B mein equity 96.00% hai. Iske alawa, Fund A mein top 3 holdings mein Max Financial Services Ltd. aur AU Small Finance Bank Ltd. hain, jabki Fund B mein HDFC Bank Ltd. aur ICICI Bank Ltd. hain. Isliye, hum dekha hai ki Fund B mein asset allocation aur top holdings concentration mein adhik diversification hai.
SIP Calculator – Compare Growth Potential
HDFC Mid Cap Fund
₹2221540.12
@22.3% annual return (3Y)
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund B (ICICI Prudential Bluechip Fund) 5Y mein 12.65% return diya hai, jo Fund A (HDFC Mid Cap Fund) ka 20.24% se kam hai. Iske alawa, Fund B 3Y mein 15.44% return diya hai, jo Fund A ka 22.29% se kam hai. Isliye, hum dekha hai ki Fund A long run mein better returns nahi diya hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A (HDFC Mid Cap Fund) mein higher risk hai, lekin yeh fund volatility aur Sharpe ratio ke dauran bhi better hai. Fund A ka volatility 17.17 hai, jo Fund B ka 12.54 se jyada hai. Iske alawa, Fund A ka Sharpe ratio 0.92 hai, jo Fund B ka 0.71 se jyada hai. Isliye, hum dekha hai ki Fund A higher risk fund worth hai.
Q3: Which fund is more cost-effective?
Sach ye hai, Fund B (ICICI Prudential Bluechip Fund) expense ratio mein Fund A (HDFC Mid Cap Fund) se kam hai. Fund B ka expense ratio 1.52% hai, jo Fund A ka 0.73% se jyada hai. Isliye, hum dekha hai ki Fund B cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price