HDFC Mid Cap Fund vs ICICI Prudential Bluechip Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
22.29%
3Y Return
15.44%
dekho, aaj hum do mutual funds ke beech mein comparison karenge - HDFC Mid Cap Fund aur ICICI Prudential Bluechip Fund. Ye donon fund ek-ek kar ke investment ke liye ek achha vikalp ho sakte hain. Chaliye, humein pata chalne do ki humein yahaan kya seekhne ko milega.
| Parameter | AHDFC Mid Cap Fund - Direct Plan - Growth | BICICI Prudential Bluechip Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | ICICI Prudential |
| Category | Mid Cap | Large Cap |
| NAV (₹) | 220.36 | 83.91 |
| AUM (₹ Cr) | 9.47 Lac Cr | 5.81 Lac Cr |
| Expense Ratio (%) | 0.73% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 17.17 | 12.52 |
| Sharpe Ratio | 0.92 | 0.71 |
| 1 Year Return (%) | 5.95% | 24.48% |
| 3 Year Return (%) | 22.29% | 15.44% |
| 5 Year Return (%) | 20.24% | 12.65% |
| Since Launch (%) | 17.1% | 16.42% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 5 July 2007 | 3 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Chirag Setalvad; Dhruv Muchhal (13.4 years yrs) | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) |
| Benchmark | Nifty Midcap 150 TRI | Nifty 50 |
| Top 3 Holdings | Max Financial Services Ltd. (4.37%), AU Small Finance Bank Ltd. (4.24%), The Federal Bank Ltd. (3.87%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 93.46% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 13% | 28% |
🤖 AI Verdict – Which is Better?
Sach ye hai, long-term wealth creation ke liye, 3Y return, expense ratio, aur risk ke baare mein dekhte hue, humein lagta hai ki HDFC Mid Cap Fund ek bhiutik fund hai. Iska 3Y return 22.29% hai, jo ICICI Prudential Bluechip Fund ka 15.44% se adhik hai. Lekin, expense ratio ke mutabiq, ICICI Prudential Bluechip Fund adhik cost-effective fund hai. To, haan, HDFC Mid Cap Fund aapke long-term wealth creation ke liye ek accha vikalp ho sakta hai.
Why consider HDFC Mid Cap Fund?
- Expense ratio: 0.73%
- 3Y return: 22.29%
- AUM: 9.47 Lac Cr
- Sharpe Ratio: 0.92
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 0.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
📈 SIP Suitability
dekho, hum SIP ke liye kis fund ko achha manaenge. Chaliye, humein pata chalne do ki kis fund ka consistency aur return stability adhik hai. HDFC Mid Cap Fund ka 5Y return 20.24% hai, jo ICICI Prudential Bluechip Fund ka 12.65% se adhik hai. Isliye, SIP ke liye, HDFC Mid Cap Fund adhik suitable fund hai.
⚠️ Risk & Cost Analysis
dekho, hum riskometer, volatility, Sharpe ratio, aur expense ratio ke baare mein compare karenge. HDFC Mid Cap Fund ka riskometer Very High hai, lekin Sharpe ratio 0.92 hai, jo ICICI Prudential Bluechip Fund ka 0.71 se adhik hai. Isliye, HDFC Mid Cap Fund aapke risk-adjusted returns ke liye ek accha vikalp ho sakta hai.
📊 Portfolio Diversification
dekho, hum asset allocation aur top holdings concentration ke baare mein compare karenge. HDFC Mid Cap Fund ka asset allocation 93.46% equity hai, jo ICICI Prudential Bluechip Fund ka 96.00% se kam hai. Isliye, HDFC Mid Cap Fund aapke portfolio diversification ke liye ek accha vikalp ho sakta hai.
SIP Calculator – Compare Growth Potential
HDFC Mid Cap Fund
₹2221540.12
@22.3% annual return (3Y)
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, HDFC Mid Cap Fund ka 5Y return 20.24% hai, jo ICICI Prudential Bluechip Fund ka 12.65% se adhik hai. Isliye, HDFC Mid Cap Fund long-term returns ke liye aapke liye ek accha vikalp ho sakta hai.
Q2: Is the higher risk fund worth it?
dekho, HDFC Mid Cap Fund ka riskometer Very High hai, lekin Sharpe ratio 0.92 hai, jo ICICI Prudential Bluechip Fund ka 0.71 se adhik hai. Isliye, HDFC Mid Cap Fund aapke risk-adjusted returns ke liye ek accha vikalp ho sakta hai.
Q3: Which fund is more cost-effective?
dekho, ICICI Prudential Bluechip Fund ka expense ratio 0.52% hai, jo HDFC Mid Cap Fund ka 0.73% se kam hai. Isliye, ICICI Prudential Bluechip Fund aapke liye ek cost-effective fund ho sakta hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price