HDFC Mid Cap Fund vs HSBC Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
22.29%
3Y Return
14.7%
Dekho, aap logon mein se kai log apne investment ke liye mid cap aur large cap funds ke beech mein dilemma mein ho rahe hain. Fund A, HDFC Mid Cap Fund aur Fund B, HSBC Mutual Fund Large Cap Fund donon ke beech mein comparison karte hain. Aaj hum aapko batayenge ki donon funds mein kya difference hai aur kis fund se aapko long term wealth creation ke liye fayda hogaa.
| Parameter | AHDFC Mid Cap Fund - Direct Plan - Growth | BHSBC Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | HSBC Mutual Fund |
| Category | Mid Cap | Large Cap |
| NAV (₹) | 220.36 | 497.22 |
| AUM (₹ Cr) | 9.47 Lac Cr | 1.97 Lac Cr |
| Expense Ratio (%) | 0.73% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 17.17 | 11.46 |
| Sharpe Ratio | 0.92 | 0.72 |
| 1 Year Return (%) | 5.95% | -4.02% |
| 3 Year Return (%) | 22.29% | 14.7% |
| 5 Year Return (%) | 20.24% | 12.03% |
| Since Launch (%) | 17.1% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 5 July 2007 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Chirag Setalvad; Dhruv Muchhal (13.4 years yrs) | Cheenu Gupta (3.5 years yrs) |
| Benchmark | Nifty Midcap 150 TRI | Nifty 50 |
| Top 3 Holdings | Max Financial Services Ltd. (4.37%), AU Small Finance Bank Ltd. (4.24%), The Federal Bank Ltd. (3.87%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 93.46% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 13% | 18% |
🤖 AI Verdict – Which is Better?
Haan, humein yeh nazar aati hai ki HDFC Mid Cap Fund Fund B, HSBC Mutual Fund Large Cap Fund se better hai. Yeh fund 3Y return mein 22.29% ki high return di hai, lekin expense ratio 0.73% hai. Jabki HSBC Mutual Fund Large Cap Fund ka expense ratio 0.52% hai lekin 3Y return 14.7% hai. Sach ye hai ki mid cap funds mein risk high hota hai, lekin yeh fund long term mein aapko better returns de sakta hai.
Why consider HDFC Mid Cap Fund?
- Expense ratio: 0.73%
- 3Y return: 22.29%
- AUM: 9.47 Lac Cr
- Sharpe Ratio: 0.92
Why consider HSBC Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 1.97 Lac Cr
- Sharpe Ratio: 0.72
📈 SIP Suitability
Chaliye, SIP ke liye fund ki suitability ke bare mein baat karte hain. HDFC Mid Cap Fund ki consistency aur return stability donon ke liye acchi hai. Yeh fund daily returns mein 0.05% ki average return di hai, jabki HSBC Mutual Fund Large Cap Fund ki average return 0.04% hai. Jab SIP ke liye consistency aur return stability dono hi zaroori hote hain, to HDFC Mid Cap Fund yeh donon parameters clear karta hai.
⚠️ Risk & Cost Analysis
Lekin riskometer aur volatility ko dekhkar yeh laga hai ki HSBC Mutual Fund Large Cap Fund yeh parameters mein better hai. Lekin expense ratio ke liye HDFC Mid Cap Fund better hai. Sharpe ratio mein bhi HDFC Mid Cap Fund better hai, lekin HSBC Mutual Fund Large Cap Fund ki volatility low hai. Risk-adjusted returns ke liye yeh dikhayi de raha hai ki HDFC Mid Cap Fund better hai.
📊 Portfolio Diversification
Portfolio diversification aur top holdings concentration ko dekhkar kuch different picture dikhti hai. HDFC Mid Cap Fund mein asset allocation 93.46% hai, jabki HSBC Mutual Fund Large Cap Fund mein asset allocation 96% hai. Lekin top holdings concentration mein HSBC Mutual Fund Large Cap Fund mein 3 stocks ki concentration 20% hai, jabki HDFC Mid Cap Fund mein 3 stocks ki concentration 12% hai. Sach ye hai ki sector risk mein HSBC Mutual Fund Large Cap Fund ko jyada risk hota hai.
SIP Calculator – Compare Growth Potential
HDFC Mid Cap Fund
₹2221540.12
@22.3% annual return (3Y)
HSBC Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Mid Cap Fund ki 5Y return 20.24% hai, jabki HSBC Mutual Fund Large Cap Fund ki 5Y return 12.03% hai. Isliye, HDFC Mid Cap Fund long run mein better returns de sakta hai.
Q2: Is the higher risk fund worth it?
HSBC Mutual Fund Large Cap Fund ki volatility 11.46 hai, jabki HDFC Mid Cap Fund ki volatility 17.17 hai. Sharpe ratio mein bhi HSBC Mutual Fund Large Cap Fund 0.72 hai, jabki HDFC Mid Cap Fund 0.92 hai. Isliye, higher risk fund worth hai kya, yeh aapko apne investment goal aur risk appetite ke hisaab se decide karna hoga.
Q3: Which fund is more cost-effective?
HDFC Mid Cap Fund ki expense ratio 0.73% hai, jabki HSBC Mutual Fund Large Cap Fund ki expense ratio 0.52% hai. Isliye, HSBC Mutual Fund Large Cap Fund cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price