HDFC Mid Cap Fund vs HDFC Top 100 Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
22.29%
3Y Return
11.02%
Ab aap dono funds ke beech kya kaafi hai woh dekhte hain. Fund A HDFC Mid Cap Fund hai jo Mid Cap category mein aata hai, jabki Fund B HDFC Top 100 Fund hai jo Large Cap category mein aata hai. Is article mein hum aapko ye dono funds ke baare mein jaankari degen aur aapko batayenge ki kis fund mein aapko lagaane ki zaroorat hai.
| Parameter | AHDFC Mid Cap Fund - Direct Plan - Growth | BHDFC Top 100 Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | HDFC Mutual Fund |
| Category | Mid Cap | Large Cap |
| NAV (₹) | 220.36 | 11.21 |
| AUM (₹ Cr) | 9.47 Lac Cr | 2.33 Lac Cr |
| Expense Ratio (%) | 0.73% | 1.52% |
| Riskometer | Very High | Very High |
| Volatility | 17.17 | 13.06 |
| Sharpe Ratio | 0.92 | 0.35 |
| 1 Year Return (%) | 5.95% | -2.86% |
| 3 Year Return (%) | 22.29% | 11.02% |
| 5 Year Return (%) | 20.24% | 10.33% |
| Since Launch (%) | 17.1% | 4.79% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 5 July 2007 | 25 June 2014 |
| Exit Load | Nil | Nil |
| Fund Manager | Chirag Setalvad; Dhruv Muchhal (13.4 years yrs) | Rahul Baijal; Roshi Jain (4.1 years yrs) |
| Benchmark | Nifty Midcap 150 TRI | Nifty 50 |
| Top 3 Holdings | Max Financial Services Ltd. (4.37%), AU Small Finance Bank Ltd. (4.24%), The Federal Bank Ltd. (3.87%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 93.46% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 13% | 33% |
🤖 AI Verdict – Which is Better?
Humari rai hai ki Fund A HDFC Mid Cap Fund long term mein asli aaram se paise kamane ke liye vishesh roop se behtar hai. Iska karan yeh hai ki yeh fund 3Y mein 22.29% return diya hai, jo ki Fund B se behtar hai. Sath hi, expense ratio bhi Fund A mein kam hai, jo ki 0.73% hai. Isse yeh fund aapko aaram se paise kamane mein madad karega.
Why consider HDFC Mid Cap Fund?
- Expense ratio: 0.73%
- 3Y return: 22.29%
- AUM: 9.47 Lac Cr
- Sharpe Ratio: 0.92
Why consider HDFC Top 100 Fund?
- Expense ratio: 1.52%
- 3Y return: 11.02%
- AUM: 2.33 Lac Cr
- Sharpe Ratio: 0.35
📈 SIP Suitability
Ab hum aapko batate hain ki SIP ke liye kis fund mein aapko lagaane ki zaroorat hai. Fund A ki consistency aur return stability Fund B se behtar hai. Yeh fund 3Y mein stabil return diya hai, jabki Fund B mein 1Y mein negative return tha. Isliye, hum aapko Fund A mein SIP lagaane ki salah dete hain.
⚠️ Risk & Cost Analysis
Ab hum aapko Fund A aur Fund B ke riskometer, volatility aur Sharpe ratio ke beech mein antar batate hain. Fund A ka riskometer high hai, lekin yeh fund Sharpe ratio ke hisaab se Fund B se behtar hai. Iske alawa, expense ratio bhi Fund A mein kam hai, jo ki 0.73% hai. Isliye, hum aapko Fund A mein aaram se paise kamane ke liye madad karega.
📊 Portfolio Diversification
Ab hum aapko batate hain ki Fund A aur Fund B ke asset allocation ke beech mein kya antar hai. Fund A mein Equity 93.46% hai, jabki Fund B mein Equity 96% hai. Iske alawa, top holdings concentration bhi Fund A mein kam hai. Fund A mein Max Financial Services Ltd, AU Small Finance Bank Ltd aur The Federal Bank Ltd hain, jabki Fund B mein HDFC Bank Ltd, ICICI Bank Ltd aur Reliance Industries Ltd hain. Isliye, hum aapko Fund A mein aaram se paise kamane ke liye madad karega.
SIP Calculator – Compare Growth Potential
HDFC Mid Cap Fund
₹2221540.12
@22.3% annual return (3Y)
HDFC Top 100 Fund
₹1096225.54
@11.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A HDFC Mid Cap Fund long term mein asli aaram se paise kamane ke liye vishesh roop se behtar hai. Yeh fund 3Y mein 22.29% return diya hai, jo ki Fund B se behtar hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A ki volatility 17.17 hai, jo ki Fund B ki volatility 13.06 se behtar hai. Sath hi, Sharpe ratio bhi Fund A mein 0.92 hai, jo ki Fund B mein 0.35 hai. Isliye, Fund A aapko aaram se paise kamane mein madad karega.
Q3: Which fund is more cost-effective?
Fund A HDFC Mid Cap Fund expense ratio mein Fund B se behtar hai. Fund A ka expense ratio 0.73% hai, jo ki Fund B ka expense ratio 1.52% hai. Isliye, Fund A aapko aaram se paise kamane mein madad karega.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price