HDFC Mid Cap Fund vs HDFC Top 100 Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
22.29%
3Y Return
11.02%
Aapke paas do mid-cap aur large-cap funds hain. HDFC Mid Cap Fund aur HDFC Top 100 Fund dono bahut hi popular hain. Yeh dono funds aapke long-term wealth creation ke liye achhe hain, lekin humein yeh decide karna hoga ki kis fund se aapka pehla investment hone wala hai. Dekho, kya yeh dono funds aapke investment ki chaahon ko puri kar sakte hain?
| Parameter | AHDFC Mid Cap Fund - Direct Plan - Growth | BHDFC Top 100 Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | HDFC Mutual Fund |
| Category | Mid Cap | Large Cap |
| NAV (₹) | 220.36 | 14.66 |
| AUM (₹ Cr) | 9.47 Lac Cr | 2.33 Lac Cr |
| Expense Ratio (%) | 0.73% | 0.31% |
| Riskometer | Very High | Very High |
| Volatility | 17.17 | 13.05 |
| Sharpe Ratio | 0.92 | 0.35 |
| 1 Year Return (%) | 5.95% | -2.86% |
| 3 Year Return (%) | 22.29% | 11.02% |
| 5 Year Return (%) | 20.24% | 10.33% |
| Since Launch (%) | 17.1% | 9.47% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 5 July 2007 | 23 February 2022 |
| Exit Load | Nil | Nil |
| Fund Manager | Chirag Setalvad; Dhruv Muchhal (13.4 years yrs) | Rahul Baijal; Roshi Jain (4.1 years yrs) |
| Benchmark | Nifty Midcap 150 TRI | Nifty 50 |
| Top 3 Holdings | Max Financial Services Ltd. (4.37%), AU Small Finance Bank Ltd. (4.24%), The Federal Bank Ltd. (3.87%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 93.46% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 13% | 33% |
🤖 AI Verdict – Which is Better?
Humare paas 3Y return, expense ratio, aur risk ke hisab se humein apni verdict nikalni hai. Dekho, HDFC Mid Cap Fund 3Y return mein 22.29% return diya hai, jabki HDFC Top 100 Fund 3Y return mein 11.02% return diya hai. Yeh sach hai ki HDFC Mid Cap Fund 3Y return mein sehat ke liye bahut hi achha hai. Lekin expense ratio ke hisab se, HDFC Top 100 Fund HDFC Mid Cap Fund se kam mahanga hai. Haan, risk ke hisab se bhi, HDFC Mid Cap Fund HDFC Top 100 Fund se kam risk wala hai. Chaliye, humari verdict hai ki HDFC Mid Cap Fund aapke long-term wealth creation ke liye achha hai.
Why consider HDFC Mid Cap Fund?
- Expense ratio: 0.73%
- 3Y return: 22.29%
- AUM: 9.47 Lac Cr
- Sharpe Ratio: 0.92
Why consider HDFC Top 100 Fund?
- Expense ratio: 0.31%
- 3Y return: 11.02%
- AUM: 2.33 Lac Cr
- Sharpe Ratio: 0.35
📈 SIP Suitability
Ab hum yeh dekhte hain ki kis fund se aapka monthly SIP hone wala hai. Dekho, kya yeh dono funds monthly SIP ke liye achhe hain? HDFC Mid Cap Fund 1Y return mein 5.95% return diya hai, jabki HDFC Top 100 Fund 1Y return mein -2.86% return diya hai. Yeh sach hai ki HDFC Mid Cap Fund monthly SIP ke liye achha hai. Lekin consistency aur return stability ke hisab se, HDFC Top 100 Fund HDFC Mid Cap Fund se achha hai. Haan, koi bhi fund monthly SIP ke liye achha hai, lekin HDFC Mid Cap Fund aapke long-term wealth creation ke liye achha hai.
⚠️ Risk & Cost Analysis
Ab hum yeh dekhte hain ki kis fund se aapka risk-adjusted return milta hai. Dekho, kya yeh dono funds riskometer, volatility, Sharpe ratio, aur expense ratio ke hisab se achhe hain? HDFC Mid Cap Fund riskometer mein Very High hai, jabki HDFC Top 100 Fund riskometer mein bhi Very High hai. Lekin volatility ke hisab se, HDFC Mid Cap Fund HDFC Top 100 Fund se kam volatile hai. Haan, Sharpe ratio ke hisab se, HDFC Mid Cap Fund HDFC Top 100 Fund se accha hai. Lekin expense ratio ke hisab se, HDFC Top 100 Fund HDFC Mid Cap Fund se kam mahanga hai. Chaliye, humari baat hai ki HDFC Mid Cap Fund aapke long-term wealth creation ke liye achha hai.
📊 Portfolio Diversification
Ab hum yeh dekhte hain ki kis fund se aapka portfolio diversity milti hai. Dekho, kya yeh dono funds asset allocation aur top holdings concentration ke hisab se achhe hain? HDFC Mid Cap Fund asset allocation mein Equity 93.46% hai, jabki HDFC Top 100 Fund asset allocation mein Equity 96.00% hai. Lekin top holdings concentration ke hisab se, HDFC Mid Cap Fund HDFC Top 100 Fund se kam concentrated hai. Haan, sector risk ke hisab se, HDFC Mid Cap Fund HDFC Top 100 Fund se kam risk wala hai. Chaliye, humari baat hai ki HDFC Mid Cap Fund aapke long-term wealth creation ke liye achha hai.
SIP Calculator – Compare Growth Potential
HDFC Mid Cap Fund
₹2221540.12
@22.3% annual return (3Y)
HDFC Top 100 Fund
₹1096225.54
@11.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Mid Cap Fund 5Y return mein 20.24% diya hai, jabki HDFC Top 100 Fund 5Y return mein 10.33% diya hai. Isliye, HDFC Mid Cap Fund aapke long-term wealth creation ke liye achha hai.
Q2: Is the higher risk fund worth it?
HDFC Mid Cap Fund volatility mein 17.17 hai, jabki HDFC Top 100 Fund volatility mein 13.05 hai. Haan, Sharpe ratio ke hisab se, HDFC Mid Cap Fund HDFC Top 100 Fund se accha hai. Isliye, HDFC Mid Cap Fund aapke long-term wealth creation ke liye achha hai.
Q3: Which fund is more cost-effective?
HDFC Top 100 Fund expense ratio mein 0.31% hai, jabki HDFC Mid Cap Fund expense ratio mein 0.73% hai. Isliye, HDFC Top 100 Fund HDFC Mid Cap Fund se kam mahanga hai.