HDFC Mid Cap Fund vs HDFC Small Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
22.29%
3Y Return
15.78%
Hum apne purane article mein fund category ki comparison ki thi. Is baar hum doosre fund, HDFC Mid Cap aur HDFC Small Cap Fund ko compare karne wale hain. Dekho, yeh do fund mid cap aur small cap category mein hain. Pehle hum samjhenge ki yeh do fund kaun se category mein hain aur phir hum unki comparison karke dekhege.
| Parameter | AHDFC Mid Cap Fund - Direct Plan - Growth | BHDFC Small Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | HDFC Mutual Fund |
| Category | Mid Cap | Small Cap |
| NAV (₹) | 220.36 | 152.64 |
| AUM (₹ Cr) | 9.47 Lac Cr | 3.82 Lac Cr |
| Expense Ratio (%) | 0.73% | 0.73% |
| Riskometer | Very High | Very High |
| Volatility | 17.17 | 16.9 |
| Sharpe Ratio | 0.92 | 0.55 |
| 1 Year Return (%) | 5.95% | 0.2% |
| 3 Year Return (%) | 22.29% | 15.78% |
| 5 Year Return (%) | 20.24% | 18.08% |
| Since Launch (%) | 17.1% | 18.02% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 5 July 2007 | 30 June 2014 |
| Exit Load | Nil | Nil |
| Fund Manager | Chirag Setalvad; Dhruv Muchhal (13.4 years yrs) | Chirag Setalvad; Dhruv Muchhal (11.9 years yrs) |
| Benchmark | Nifty Midcap 150 TRI | Nifty Smallcap 250 TRI |
| Top 3 Holdings | Max Financial Services Ltd. (4.37%), AU Small Finance Bank Ltd. (4.24%), The Federal Bank Ltd. (3.87%) | Aster DM Healthcare Ltd. (4.42%), Bank Of Baroda (3.23%), Firstsource Solutions Ltd. (3.17%) |
| Asset Allocation | Equity: 93.46% | Equity: 90.45% |
| Portfolio Turnover | 13% | 6% |
🤖 AI Verdict – Which is Better?
Long-term wealth creation ke liye humein ek fund chahiye jo kam expense ratio aur high return provide kare. Dekho, HDFC Mid Cap Fund ka 3Y return 22.29% hai, jiska 5Y return 20.24% hai. Bilkul sahi hai, yeh fund kam expense ratio 0.73% mein bhi hai. Isliye, humein lagta hai ki HDFC Mid Cap Fund long-term wealth creation ke liye better hai.
Why consider HDFC Mid Cap Fund?
- Expense ratio: 0.73%
- 3Y return: 22.29%
- AUM: 9.47 Lac Cr
- Sharpe Ratio: 0.92
Why consider HDFC Small Cap Fund?
- Expense ratio: 0.73%
- 3Y return: 15.78%
- AUM: 3.82 Lac Cr
- Sharpe Ratio: 0.55
📈 SIP Suitability
Monthly SIP ke liye humein ek fund chahiye jo consistent return provide kare. Dekho, HDFC Mid Cap Fund ka 1Y return 5.95% hai, jiska 3Y return 22.29% hai. Bilkul sahi hai, yeh fund consistent return provide karta hai. HDFC Small Cap Fund ka 1Y return 0.2% hai, jiska 3Y return 15.78% hai. Isliye, humein lagta hai ki HDFC Mid Cap Fund monthly SIP ke liye better hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility aur Sharpe ratio ke liye humein ek fund chahiye jo kam risk mein high returns provide kare. Dekho, HDFC Mid Cap Fund ka riskometer Very High hai, jiska volatility 17.17 hai. Lekin, yeh fund ka Sharpe ratio 0.92 hai, jiska expense ratio 0.73% hai. HDFC Small Cap Fund ka riskometer bhi Very High hai, jiska volatility 16.9 hai. Lekin, yeh fund ka Sharpe ratio 0.55 hai, jiska expense ratio 0.73% hai. Isliye, humein lagta hai ki HDFC Mid Cap Fund better risk-adjusted returns provide karta hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke liye humein ek fund chahiye jo diversified portfolio provide kare. Dekho, HDFC Mid Cap Fund ka asset allocation 93.46% equity hai, jiska top holdings concentration Max Financial Services Ltd. (4.37%), AU Small Finance Bank Ltd. (4.24%), The Federal Bank Ltd. (3.87%) hai. HDFC Small Cap Fund ka asset allocation 90.45% equity hai, jiska top holdings concentration Aster DM Healthcare Ltd. (4.42%), Bank Of Baroda (3.23%), Firstsource Solutions Ltd. (3.17%) hai. Isliye, humein lagta hai ki HDFC Mid Cap Fund ke portfolio mein jyada diversity hai.
SIP Calculator – Compare Growth Potential
HDFC Mid Cap Fund
₹2221540.12
@22.3% annual return (3Y)
HDFC Small Cap Fund
₹1462201.27
@15.8% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Mid Cap Fund ka 5Y return 20.24% hai, jiska 3Y return 22.29% hai. Isliye, yeh fund long run mein better returns provide karta hai.
Q2: Is the higher risk fund worth it?
HDFC Small Cap Fund ka riskometer Very High hai, jiska volatility 16.9 hai. Lekin, yeh fund ka Sharpe ratio 0.55 hai. Isliye, yeh fund higher risk fund hai, lekin yeh fund ka Sharpe ratio kam hai.
Q3: Which fund is more cost-effective?
HDFC Mid Cap Fund ka expense ratio 0.73% hai, jiska HDFC Small Cap Fund ka expense ratio bhi 0.73% hai. Isliye, dono fund ek jaisa hain.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price