HDFC Mid Cap Fund vs HDFC Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
22.29%
3Y Return
6.83%
Dekho, aap doosre fund kya hain jo aapke paiso ko majboot banane mein madad kar sakta hain. Fund A HDFC Mid Cap Fund hai, jo midcaps ke portfolio mein invest karta hai. Fund B HDFC Liquid Fund hai, jo liquid assets mein invest karta hai. Chaliye, aaj hum iske beech ki comparison karenge aur aapko pata chalega ki aapke paiso ko majboot banane ke liye konsa fund achha hai.
| Parameter | AHDFC Mid Cap Fund - Direct Plan - Growth | BHDFC Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | HDFC Mutual Fund |
| Category | Mid Cap | Liquid |
| NAV (₹) | 220.36 | 5466.12 |
| AUM (₹ Cr) | 9.47 Lac Cr | 7.29 Lac Cr |
| Expense Ratio (%) | 0.73% | 0.2% |
| Riskometer | Very High | Low |
| Volatility | 17.17 | 0.11 |
| Sharpe Ratio | 0.92 | 3 |
| 1 Year Return (%) | 5.95% | 6.08% |
| 3 Year Return (%) | 22.29% | 6.83% |
| 5 Year Return (%) | 20.24% | 6.01% |
| Since Launch (%) | 17.1% | 34.46% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 5 July 2007 | 2 April 2006 |
| Exit Load | Nil | Nil |
| Fund Manager | Chirag Setalvad; Dhruv Muchhal (13.4 years yrs) | Dhruv Muchhal; Rohan Pillai; Swapnil Jangam (3.6 years yrs) |
| Benchmark | Nifty Midcap 150 TRI | NIFTY Liquid Index |
| Top 3 Holdings | Max Financial Services Ltd. (4.37%), AU Small Finance Bank Ltd. (4.24%), The Federal Bank Ltd. (3.87%) | Reserve Bank of India (5.23%), Reserve Bank of India (4.44%), Reserve Bank of India (3.79%) |
| Asset Allocation | Equity: 93.46% | CP: 47.67% | CD: 31.92% | T-Bills: 19.85% | Debenture: 2.05% | Bonds/NCD: 0.13% | Debt: 0.06% | SDL: 0.04% |
| Portfolio Turnover | 13% | 203% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund A HDFC Mid Cap Fund long-term mein aapke paiso ko majboot banane mein madad kar sakta hai. Iska 3Y return 22.29% hai aur expense ratio 0.73% hai. Chaliye, hum yeh dikhate hain ki Fund A kya aapke paiso ko majboot banane mein madad kar sakta hai.
Why consider HDFC Mid Cap Fund?
- Expense ratio: 0.73%
- 3Y return: 22.29%
- AUM: 9.47 Lac Cr
- Sharpe Ratio: 0.92
Why consider HDFC Liquid Fund?
- Expense ratio: 0.2%
- 3Y return: 6.83%
- AUM: 7.29 Lac Cr
- Sharpe Ratio: 3
📈 SIP Suitability
SIP ke liye Fund B HDFC Liquid Fund zyada suitable hai. Iska return stability aur consistency zyada hai. Dekho, yeh fund aapke paiso ko majboot banane mein madad kar sakta hai aur aapke investment ko risk se bacha sakta hai.
⚠️ Risk & Cost Analysis
Chaliye, hum yeh dikhate hain ki dono fund ke beech mein kya fark hai. Fund A ke Riskometer very high hai, lekin expense ratio kam hai. Fund B ka Riskometer low hai, lekin expense ratio zyada hai. Dekho, yeh dikhata hai ki Fund A aapke paiso ko majboot banane mein madad kar sakta hai, lekin Fund B aapke paiso ko risk se bacha sakta hai.
📊 Portfolio Diversification
Chaliye, hum yeh dikhate hain ki dono fund ke portfolio mein kya fark hai. Fund A ka asset allocation equity mein 93.46% hai, jiska mean hai ki yeh fund aapke paiso ko majboot banane mein madad kar sakta hai. Fund B ka asset allocation CP, CD, T-Bills, aur debenture mein hai, jiska mean hai ki yeh fund aapke paiso ko risk se bacha sakta hai.
SIP Calculator – Compare Growth Potential
HDFC Mid Cap Fund
₹2221540.12
@22.3% annual return (3Y)
HDFC Liquid Fund
₹862254.72
@6.8% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A HDFC Mid Cap Fund long-term mein aapke paiso ko majboot banane mein madad kar sakta hai. Iska 5Y return 20.24% hai aur 3Y return 22.29% hai. Isliye, Fund A aapke paiso ko majboot banane mein madad kar sakta hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A HDFC Mid Cap Fund zyada risk wala hai, lekin iska Sharpe ratio 0.92 hai, jo kaafi achha hai. Isliye, yeh fund aapke paiso ko majboot banane mein madad kar sakta hai aur aapke investment ko risk se bacha sakta hai.
Q3: Which fund is more cost-effective?
Sach ye hai, Fund B HDFC Liquid Fund expense ratio mein zyada hai, lekin yeh fund aapke paiso ko risk se bacha sakta hai. Isliye, yeh fund aapke paiso ko majboot banane mein madad kar sakta hai aur aapke investment ko risk se bacha sakta hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price