HDFC Mid Cap Fund vs HDFC Infra Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
22.29%
3Y Return
7.4%
Dekho, ab humaare paas do funds hain - HDFC Mid Cap Fund aur HDFC Infra Fund. Ye donon funds alag-alag categories mein hain. Mid Cap Fund mid-cap companies mein nivesh karta hai, jabki Infra Fund infrastructure sector mein nivesh karta hai. Aaj humein ye samjhna hai ki ye donon funds kaisa chala rahe hain aur kis fund mein long-term wealth creation karne ke liye investment karna achha hai.
| Parameter | AHDFC Mid Cap Fund - Direct Plan - Growth | BHDFC Infra Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | HDFC Mutual Fund |
| Category | Mid Cap | Thematic |
| NAV (₹) | 220.36 | 33.77 |
| AUM (₹ Cr) | 9.47 Lac Cr | 2.19 Lac Cr |
| Expense Ratio (%) | 0.73% | 0.5% |
| Riskometer | Very High | Moderate |
| Volatility | 17.17 | 14.88 |
| Sharpe Ratio | 0.92 | 0.06 |
| 1 Year Return (%) | 5.95% | 6.36% |
| 3 Year Return (%) | 22.29% | 7.4% |
| 5 Year Return (%) | 20.24% | 6.49% |
| Since Launch (%) | 17.1% | 6.63% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 5 July 2007 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Chirag Setalvad; Dhruv Muchhal (13.4 years yrs) | Roshi Jain (3.5 years yrs) |
| Benchmark | Nifty Midcap 150 TRI | Nifty Infrastructure TRI |
| Top 3 Holdings | Max Financial Services Ltd. (4.37%), AU Small Finance Bank Ltd. (4.24%), The Federal Bank Ltd. (3.87%) | HDFC Bank Ltd. (5.8%), ICICI Bank Ltd. (5.2%), Larsen & Toubro Ltd. (4.9%) |
| Asset Allocation | Equity: 93.46% | Equity: 95.00% | T-Bills: 5.00% |
| Portfolio Turnover | 13% | 35% |
🤖 AI Verdict – Which is Better?
Hamaare analysis ke anusaar, HDFC Mid Cap Fund long-term wealth creation ke liye better fund hai. Iska 3Y return 22.29% hai, jo ki Infra Fund se jyaada hai. Expense ratio bhi Infra Fund ke 0.5% se jyaada hai, 0.73%. Aur riskometer bhi mid-cap fund ki zaroorat ke anusaar high hai. Haan, Infra Fund ka 1Y return 6.36% hai, lekin long-term dhaara 5Y return 6.49% hai, jo ki mid-cap fund ke 20.24% se kam hai. Isliye, mid-cap fund long-term wealth creation ke liye better option hai.
Why consider HDFC Mid Cap Fund?
- Expense ratio: 0.73%
- 3Y return: 22.29%
- AUM: 9.47 Lac Cr
- Sharpe Ratio: 0.92
Why consider HDFC Infra Fund?
- Expense ratio: 0.5%
- 3Y return: 7.4%
- AUM: 2.19 Lac Cr
- Sharpe Ratio: 0.06
📈 SIP Suitability
SIP (Systematic Investment Plan) ke liye, jismein 10+ saal ke liye monthly investment hota hai, mid-cap fund thoda better hai. Iska 3Y aur 5Y return Infra Fund se jyaada hai, lekin expense ratio bhi Infra Fund ke 0.5% se jyaada hai. Infra Fund ka 1Y return 6.36% hai, jo ki mid-cap fund ke 5.95% se jyaada hai, lekin long-term dhaara 5Y return 6.49% hai, jo ki mid-cap fund ke 20.24% se kam hai. Haan, Infra Fund ka asset allocation bhi mid-cap fund ke 93.46% se jyaada hai, 95.00%.
⚠️ Risk & Cost Analysis
Riskometer aur volatility ke hisaab se, mid-cap fund Infra Fund se jyaada riski hai. Lekin Sharpe ratio ke hisaab se, mid-cap fund Infra Fund se jyaada risk-adjusted return deta hai. Expense ratio bhi mid-cap fund ke 0.73% hai, jo ki Infra Fund ke 0.5% se jyaada hai. Haan, mid-cap fund ka AUM bhi Infra Fund se jyaada hai, 94.744 Cr.
📊 Portfolio Diversification
Aasset allocation ke hisaab se, Infra Fund mid-cap fund ke 95.00% se jyaada 95.00% hai. Haan, Infra Fund ka asset allocation bhi mid-cap fund ke 93.46% se jyaada hai, 95.00%. Top holdings concentration ke hisaab se, mid-cap fund ka top 3 holdings bhi Infra Fund se jyaada hai, Max Financial Services Ltd. (4.37%), AU Small Finance Bank Ltd. (4.24%), The Federal Bank Ltd. (3.87%).
SIP Calculator – Compare Growth Potential
HDFC Mid Cap Fund
₹2221540.12
@22.3% annual return (3Y)
HDFC Infra Fund
₹890195.03
@7.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Mid Cap Fund long-term wealth creation ke liye better fund hai. Iska 5Y return 20.24% hai. Haan, Infra Fund ka 3Y return 7.4% hai, lekin long-term dhaara 5Y return 6.49% hai, jo ki mid-cap fund ke 20.24% se kam hai.
Q2: Is the higher risk fund worth it?
Haan, lekin Sharpe ratio ke hisaab se, mid-cap fund Infra Fund se jyaada risk-adjusted return deta hai. Expense ratio bhi mid-cap fund ke 0.73% hai, jo ki Infra Fund ke 0.5% se jyaada hai.
Q3: Which fund is more cost-effective?
Infra Fund expense ratio se thoda kam hai, 0.5%. Haan, mid-cap fund ka AUM bhi Infra Fund se jyaada hai, 94.744 Cr.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price