HDFC Mid Cap Fund vs Groww Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
22.29%
3Y Return
20.86%
Dekho, aapke paas do mutual funds hain- HDFC Mid Cap Fund aur Groww Mutual Fund Multi Cap Fund. Chaliye, hum inke beech ka comparison karte hain. Aapke paas fund A ki category mid cap hai, jabki fund B ki category multi cap hai. Ye dono fund very high riskometer ke saath aate hain. Aaj hum aapko batayenge ki kis fund ki long-term wealth creation mein bhaari padti hai.
| Parameter | AHDFC Mid Cap Fund - Direct Plan - Growth | BGroww Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Groww Mutual Fund |
| Category | Mid Cap | Multi Cap |
| NAV (₹) | 220.36 | 19.01 |
| AUM (₹ Cr) | 9.47 Lac Cr | 1.84 Lac Cr |
| Expense Ratio (%) | 0.73% | 1.68% |
| Riskometer | Very High | Very High |
| Volatility | 17.17 | 12.95 |
| Sharpe Ratio | 0.92 | 1.11 |
| 1 Year Return (%) | 5.95% | 5.23% |
| 3 Year Return (%) | 22.29% | 20.86% |
| 5 Year Return (%) | 20.24% | 0.27% |
| Since Launch (%) | 17.1% | 21.47% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 5 July 2007 | 3 February 2023 |
| Exit Load | Nil | Nil |
| Fund Manager | Chirag Setalvad; Dhruv Muchhal (13.4 years yrs) | Gopal Agrawal; Atul Zabhade (3.2 years yrs) |
| Benchmark | Nifty Midcap 150 TRI | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | Max Financial Services Ltd. (4.37%), AU Small Finance Bank Ltd. (4.24%), The Federal Bank Ltd. (3.87%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 93.46% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 13% | 26% |
🤖 AI Verdict – Which is Better?
Humne fund B ki 3Y return aur expense ratio ke alawa, riskometer ke hisaab se fund A ko bhaari padne par dekha hai. Lekin, fund B ki 5Y return kam hai, jabki fund A ki 5Y return jyada hai. Haan, fund A ki expense ratio fund B se kam hai. Sach ye hai, fund A ki long-term wealth creation mein bhaari padti hai.
Why consider HDFC Mid Cap Fund?
- Expense ratio: 0.73%
- 3Y return: 22.29%
- AUM: 9.47 Lac Cr
- Sharpe Ratio: 0.92
Why consider Groww Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 20.86%
- AUM: 1.84 Lac Cr
- Sharpe Ratio: 1.11
📈 SIP Suitability
Kis fund ki SIP ke liye suitable hai, iske liye humne consistency aur return stability ka hisaab liya hai. Fund B ki consistency fund A se jyada hai, lekin fund A ki return stability fund B se jyada hai. Haan, fund A ki 10+ years ke liye SIP ke liye suitable hai, jabki fund B ki consistency ke liye bhi aapka invest karna theek hoga.
⚠️ Risk & Cost Analysis
Kis fund ki riskometer, volatility, Sharpe ratio aur expense ratio ki compare karte hain. Fund A ki riskometer fund B se jyada hai, lekin fund B ki Sharpe ratio fund A se jyada hai. Haan, fund A ki expense ratio fund B se kam hai. Sach ye hai, fund A ki better risk-adjusted returns deti hai.
📊 Portfolio Diversification
Kis fund ki asset allocation aur top holdings concentration ki compare karte hain. Dekho, fund A ki asset allocation equity mein 93.46% hai, jabki fund B ki asset allocation equity mein 97% hai. Fund A ki top 3 holdings mein Max Financial Services Ltd., AU Small Finance Bank Ltd. aur The Federal Bank Ltd. hain. Haan, fund B ki top 3 holdings mein HDFC Bank Ltd., ICICI Bank Ltd. aur Reliance Industries Ltd. hain. Sach ye hai, fund B ki asset allocation aur top holdings concentration fund A se jyada diversified hai.
SIP Calculator – Compare Growth Potential
HDFC Mid Cap Fund
₹2221540.12
@22.3% annual return (3Y)
Groww Mutual Fund Multi Cap Fund
₹2021967.48
@20.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Humne fund A ki 5Y return aur fund B ki 3Y return ke hisaab se dekha hai. Fund A ki 5Y return 20.24% hai, jabki fund B ki 3Y return 20.86% hai. Haan, fund A ki long run mein better returns deti hai.
Q2: Is the higher risk fund worth it?
Humne fund A ki riskometer aur fund B ki Sharpe ratio ke hisaab se dekha hai. Fund A ki riskometer fund B se jyada hai, lekin fund B ki Sharpe ratio fund A se jyada hai. Haan, fund A ki higher risk fund worth hai.
Q3: Which fund is more cost-effective?
Humne fund A ki expense ratio aur fund B ki expense ratio ke hisaab se dekha hai. Fund A ki expense ratio fund B se kam hai. Haan, fund A ki more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price