HDFC Mid Cap Fund vs Groww Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
22.29%
3Y Return
6.93%
Agar aapko mid cap aur liquid funds ke janchne ke liye aaya hai, to aap sabhi investors ke liye ek zaroori jankari hai. Duniya mein invest karne wale logon ko apne paison ko behtar return dene wali funds ka chayan karne mein madad milegi. Aaj hum aapko HDFC Mid Cap Fund aur Groww Mutual Fund Liquid Fund ke beech ki tarkik janch dene wale hain.
| Parameter | AHDFC Mid Cap Fund - Direct Plan - Growth | BGroww Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Groww Mutual Fund |
| Category | Mid Cap | Liquid Fund |
| NAV (₹) | 220.36 | 5622.79 |
| AUM (₹ Cr) | 9.47 Lac Cr | 4.60 Lac Cr |
| Expense Ratio (%) | 0.73% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 17.17 | 0.11 |
| Sharpe Ratio | 0.92 | 3.91 |
| 1 Year Return (%) | 5.95% | 6.17% |
| 3 Year Return (%) | 22.29% | 6.93% |
| 5 Year Return (%) | 20.24% | 6.11% |
| Since Launch (%) | 17.1% | 50.63% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 5 July 2007 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Chirag Setalvad; Dhruv Muchhal (13.4 years yrs) | N/A |
| Benchmark | Nifty Midcap 150 TRI | NIFTY Liquid Index |
| Top 3 Holdings | Max Financial Services Ltd. (4.37%), AU Small Finance Bank Ltd. (4.24%), The Federal Bank Ltd. (3.87%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 93.46% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 13% | 203% |
🤖 AI Verdict – Which is Better?
HDFC Mid Cap Fund aur Groww Mutual Fund Liquid Fund dono hi alag-alag purpose ke liye design kiye gaye hain. Agar aap long-term wealth creation ke liye invest kar rahe hain, to HDFC Mid Cap Fund aapke liye behtar vikalp hai. Yeh fund 3Y me 22.29% return deta hai, jo Groww Mutual Fund Liquid Fund ke 6.93% se adhik hai.
Why consider HDFC Mid Cap Fund?
- Expense ratio: 0.73%
- 3Y return: 22.29%
- AUM: 9.47 Lac Cr
- Sharpe Ratio: 0.92
Why consider Groww Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.60 Lac Cr
- Sharpe Ratio: 3.91
📈 SIP Suitability
Ek monthly SIP ke liye, Groww Mutual Fund Liquid Fund aapke liye behtar vikalp hai. Yeh fund ki consistency aur return stability HDFC Mid Cap Fund se adhik hai.
⚠️ Risk & Cost Analysis
HDFC Mid Cap Fund ki Riskometer Very High hai, lekin yeh fund ki Sharpe ratio 0.92 hai, jo Groww Mutual Fund Liquid Fund ke 3.91 se kam hai. Iske alawa, HDFC Mid Cap Fund ki expense ratio 0.73% hai, jo Groww Mutual Fund Liquid Fund ke 0.12% se adhik hai.
📊 Portfolio Diversification
HDFC Mid Cap Fund ki asset allocation 93.46% equity mein hai, jiski taakat Groww Mutual Fund Liquid Fund ke 65% T-Bills aur 20% CD se kam hai. Isse pata chalta hai ki Groww Mutual Fund Liquid Fund ki portfolio diversification HDFC Mid Cap Fund ke adhik hai.
SIP Calculator – Compare Growth Potential
HDFC Mid Cap Fund
₹2221540.12
@22.3% annual return (3Y)
Groww Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Mid Cap Fund 3Y me 22.29% return deta hai, jo Groww Mutual Fund Liquid Fund ke 6.93% se adhik hai. Yeh fund 5Y me bhi 20.24% return deta hai, jo Groww Mutual Fund Liquid Fund ke 6.11% se adhik hai.
Q2: Is the higher risk fund worth it?
HDFC Mid Cap Fund ki volatility 17.17 hai, jo Groww Mutual Fund Liquid Fund ke 0.11 se adhik hai. Lekin HDFC Mid Cap Fund ki Sharpe ratio 0.92 hai, jo Groww Mutual Fund Liquid Fund ke 3.91 se kam hai. Isliye, yeh fund ki higher risk Groww Mutual Fund Liquid Fund ki stability se adhik hai.
Q3: Which fund is more cost‑effective?
Groww Mutual Fund Liquid Fund ki expense ratio 0.12% hai, jo HDFC Mid Cap Fund ke 0.73% se kam hai. Isliye, Groww Mutual Fund Liquid Fund aapke liye adhik cost-effective fund hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price