HDFC Mid Cap Fund vs Franklin Templeton Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
22.29%
3Y Return
14.7%
Ab hum apne maamle ke liye do fund compare karne jaa rahe hain: HDFC Mid Cap Fund aur Franklin Templeton Large Cap Fund. Ye dono fund mid cap aur large cap category mein aate hain. Yeh article humen batayega ki in dono fund mein sahyog karna chahiye ya nahin, aur kis fund mein lagataar paise karna chahiye.
| Parameter | AHDFC Mid Cap Fund - Direct Plan - Growth | BFranklin Templeton Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Franklin Templeton |
| Category | Mid Cap | Large Cap |
| NAV (₹) | 220.36 | 497.22 |
| AUM (₹ Cr) | 9.47 Lac Cr | 2.11 Lac Cr |
| Expense Ratio (%) | 0.73% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 17.17 | 12.76 |
| Sharpe Ratio | 0.92 | 0.64 |
| 1 Year Return (%) | 5.95% | -4.02% |
| 3 Year Return (%) | 22.29% | 14.7% |
| 5 Year Return (%) | 20.24% | 12.03% |
| Since Launch (%) | 17.1% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 5 July 2007 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Chirag Setalvad; Dhruv Muchhal (13.4 years yrs) | Anand Radhakrishnan (3.5 years yrs) |
| Benchmark | Nifty Midcap 150 TRI | Nifty 50 |
| Top 3 Holdings | Max Financial Services Ltd. (4.37%), AU Small Finance Bank Ltd. (4.24%), The Federal Bank Ltd. (3.87%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 93.46% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 13% | 31% |
🤖 AI Verdict – Which is Better?
Haan, yeh dono fund very high riskometer ke saath aate hain, lekin HDFC Mid Cap Fund 3Y return mein 22.29% aur 5Y return mein 20.24% diya hai, jabki Franklin Templeton Large Cap Fund 3Y return mein 14.7% aur 5Y return mein 12.03% diya hai. Expense ratio ke taur par bhi HDFC Mid Cap Fund 0.73% ka expense raht hai, jabki Franklin Templeton Large Cap Fund 0.52% ka expense rahta hai. Sach ye hai ki HDFC Mid Cap Fund long-term wealth creation ke liye better hai.
Why consider HDFC Mid Cap Fund?
- Expense ratio: 0.73%
- 3Y return: 22.29%
- AUM: 9.47 Lac Cr
- Sharpe Ratio: 0.92
Why consider Franklin Templeton Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.11 Lac Cr
- Sharpe Ratio: 0.64
📈 SIP Suitability
SIP suitabiltiy ke liye, hum dekh rahe hain ki jo fund 10+ saal tak SIP ke liye suitable hai. HDFC Mid Cap Fund ki 1Y return 5.95% hai, jabki Franklin Templeton Large Cap Fund ki 1Y return -4.02% hai. Lekin, Franklin Templeton Large Cap Fund ka expense ratio thoda kam hai. Dekho, kya aap lagatar paise karte rahe, to kya dono fund ek doosre ke liye suitable hain.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ke liye hum dekh rahe hain. HDFC Mid Cap Fund ka riskometer very high hai, lekin volatility 17.17 hai, jabki Sharpe ratio 0.92 hai. Franklin Templeton Large Cap Fund ka riskometer bhi very high hai, lekin volatility 12.76 hai, jabki Sharpe ratio 0.64 hai. Expense ratio ke taur par bhi HDFC Mid Cap Fund 0.73% ka expense rahta hai, jabki Franklin Templeton Large Cap Fund 0.52% ka expense rahta hai. Sach ye hai ki HDFC Mid Cap Fund better risk-adjusted returns offer karta hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke liye hum dekh rahe hain. HDFC Mid Cap Fund ka asset allocation equity mein 93.46% hai, jabki Franklin Templeton Large Cap Fund ka asset allocation equity mein 96.00% hai. Top holdings concentration ke liye bhi HDFC Mid Cap Fund ka concentration thoda kam hai. Dekho, kya aapko in dono fund mein portfolio diversification ki zaroorat hai.
SIP Calculator – Compare Growth Potential
HDFC Mid Cap Fund
₹2221540.12
@22.3% annual return (3Y)
Franklin Templeton Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Mid Cap Fund ka 3Y return 22.29% aur 5Y return 20.24% hai, jo Franklin Templeton Large Cap Fund se thoda better hai. Isliye, HDFC Mid Cap Fund long-term returns ke liye better hai.
Q2: Is the higher risk fund worth it?
HDFC Mid Cap Fund ka volatility 17.17 hai, jo Franklin Templeton Large Cap Fund ke 12.76 se thoda high hai. Lekin, HDFC Mid Cap Fund ka Sharpe ratio 0.92 hai, jo Franklin Templeton Large Cap Fund ke 0.64 se thoda high hai. Isliye, sach ye hai ki HDFC Mid Cap Fund high risk ke liye worth hai.
Q3: Which fund is more cost-effective?
Franklin Templeton Large Cap Fund ka expense ratio 0.52% hai, jo HDFC Mid Cap Fund ke 0.73% se thoda kam hai. Isliye, Franklin Templeton Large Cap Fund cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price