HDFC Mid Cap Fund vs DSP Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
22.29%
3Y Return
14.7%
Hamare paas doh funds hain, Fund A HDFC Mid Cap Fund aur Fund B DSP Large Cap Fund. Fund A Mid Cap shreni mein hai, jabki Fund B Large Cap shreni mein hai. Ye dono fund "Very High" riskometer ke sath aate hain. Aaj hum unke beech ki tulna karenge aur dekhein ki kon sa fund long-term vittiya vikas ke liye achcha hai.
| Parameter | AHDFC Mid Cap Fund - Direct Plan - Growth | BDSP Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | DSP Mutual Fund |
| Category | Mid Cap | Large Cap |
| NAV (₹) | 220.36 | 497.22 |
| AUM (₹ Cr) | 9.47 Lac Cr | 1.82 Lac Cr |
| Expense Ratio (%) | 0.73% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 17.17 | 11.97 |
| Sharpe Ratio | 0.92 | 0.69 |
| 1 Year Return (%) | 5.95% | -4.02% |
| 3 Year Return (%) | 22.29% | 14.7% |
| 5 Year Return (%) | 20.24% | 12.03% |
| Since Launch (%) | 17.1% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 5 July 2007 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Chirag Setalvad; Dhruv Muchhal (13.4 years yrs) | Atul Bhole (3.5 years yrs) |
| Benchmark | Nifty Midcap 150 TRI | Nifty 50 |
| Top 3 Holdings | Max Financial Services Ltd. (4.37%), AU Small Finance Bank Ltd. (4.24%), The Federal Bank Ltd. (3.87%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 93.46% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 13% | 23% |
🤖 AI Verdict – Which is Better?
Sach ye hai ki Fund A ki 3Y return 22.29% hai, jabki Fund B ki 14.7% hai. Iske alawa, Fund A ki expense ratio 0.73% hai, jo Fund B ki 0.52% se adhik hai. Lekin, Fund A ka riskometer bhi "Very High" hai, jo Fund B ke riske ki tulna karega, toh hamari verdict hai ki Fund A long-term vittiya vikas ke liye achcha fund hai.
Why consider HDFC Mid Cap Fund?
- Expense ratio: 0.73%
- 3Y return: 22.29%
- AUM: 9.47 Lac Cr
- Sharpe Ratio: 0.92
Why consider DSP Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 1.82 Lac Cr
- Sharpe Ratio: 0.69
📈 SIP Suitability
Ek monthly SIP ke liye, Fund A ki consistency aur return stability Fund B se adhik hai. Ye fund 10+ saal tak SIP ke liye achcha hai, lekin sabse pehle humein apni vittiya kshamata aur riske dekhna hoga.
⚠️ Risk & Cost Analysis
Riskometer aur volatility ke hisaab se, Fund A ka risk Fund B se adhik hai. Lekin, sharpe ratio ke hisaab se, Fund B ka risk-adjusted return Fund A se adhik hai. Iske alawa, expense ratio ke hisaab se bhi Fund B adhik cost-effective hai.
📊 Portfolio Diversification
Fund B ki asset allocation 96% equity aur 4% T-bills ka hai, jo Fund A ki 93.46% equity aur 6.54% other assets se adhik diversified hai. Lekin, Fund B ki top holdings mein HDFC Bank, ICICI Bank, aur Reliance Industries shamil hain, jo sector risk ke liye ek threat ho sakta hai.
SIP Calculator – Compare Growth Potential
HDFC Mid Cap Fund
₹2221540.12
@22.3% annual return (3Y)
DSP Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki Fund A ki 5Y return 20.24% hai, jo Fund B ki 12.03% se adhik hai. Iske alawa, Fund A ki 3Y return 22.29% hai, jo Fund B ki 14.7% se adhik hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A ka higher risk Fund B ke riske se adhik returns dete hai. Lekin, volatility ke hisaab se, Fund B ka risk-adjusted return Fund A se adhik hai.
Q3: Which fund is more cost-effective?
Fund B ki expense ratio 0.52% hai, jo Fund A ki 0.73% se kam hai. Iske alawa, Fund B ka exit load N/A hai, jo Fund A ka exit load N/A hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price