HDFC Mid Cap Fund vs Baroda BNP Paribas Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
22.29%
3Y Return
6.92%
Dekho, humein do fundon ke beech ka comparison karna hai - HDFC Mid Cap Fund aur Baroda BNP Paribas Liquid Fund. Ye dono fund alag-alag category mein hain, Mid Cap aur Liquid Fund. Ye report mein hum aapko fundon ke 1Y, 3Y aur 5Y returns ke saath-saath expense ratio, riskometer aur asset allocation ke baare mein jaankari dega.
| Parameter | AHDFC Mid Cap Fund - Direct Plan - Growth | BBaroda BNP Paribas Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Baroda BNP Paribas |
| Category | Mid Cap | Liquid Fund |
| NAV (₹) | 220.36 | 3208.35 |
| AUM (₹ Cr) | 9.47 Lac Cr | 3.89 Lac Cr |
| Expense Ratio (%) | 0.73% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 17.17 | 0.11 |
| Sharpe Ratio | 0.92 | 3.82 |
| 1 Year Return (%) | 5.95% | 6.16% |
| 3 Year Return (%) | 22.29% | 6.92% |
| 5 Year Return (%) | 20.24% | 6.14% |
| Since Launch (%) | 17.1% | 6.88% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 5 July 2007 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Chirag Setalvad; Dhruv Muchhal (13.4 years yrs) | Sanjay Chawla (3.5 years yrs) |
| Benchmark | Nifty Midcap 150 TRI | NIFTY Liquid Index |
| Top 3 Holdings | Max Financial Services Ltd. (4.37%), AU Small Finance Bank Ltd. (4.24%), The Federal Bank Ltd. (3.87%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 93.46% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 13% | 205% |
🤖 AI Verdict – Which is Better?
Haan, humein kuch factors par dhyan dena hoga. Dekho, HDFC Mid Cap Fund ka 3Y return 22.29% hai, jiski taakat Baroda BNP Paribas Liquid Fund ka 6.92% hai. Expense ratio bhi HDFC Mid Cap Fund ka 0.73% hai, jo Baroda BNP Paribas Liquid Fund ka 0.12% se Kam hai. Riskometer bhi HDFC Mid Cap Fund ka Very High hai, jiski taakat Baroda BNP Paribas Liquid Fund ka Low hai. Sach ye hai, HDFC Mid Cap Fund aajkal long-term wealth creation ke liye better fund hai.
Why consider HDFC Mid Cap Fund?
- Expense ratio: 0.73%
- 3Y return: 22.29%
- AUM: 9.47 Lac Cr
- Sharpe Ratio: 0.92
Why consider Baroda BNP Paribas Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.92%
- AUM: 3.89 Lac Cr
- Sharpe Ratio: 3.82
📈 SIP Suitability
Chaliye, SIP ke liye humein 10+ years ki consistency aur return stability ke baare mein sochne honge. Dekho, HDFC Mid Cap Fund ka 1Y return 5.95% hai, jiski taakat Baroda BNP Paribas Liquid Fund ka 6.16% hai. Lekin, HDFC Mid Cap Fund ka 3Y return 22.29% hai, jiski taakat Baroda BNP Paribas Liquid Fund ka 6.92% hai. Haan, HDFC Mid Cap Fund SIP ke liye better fund hai.
⚠️ Risk & Cost Analysis
Dekho, humein kuch factors par dhyan dena hoga. HDFC Mid Cap Fund ka riskometer Very High hai, jiski taakat volatility 17.17 hai. Lekin, Sharpe ratio bhi HDFC Mid Cap Fund ka 0.92 hai, jiski taakat Baroda BNP Paribas Liquid Fund ka 3.82 hai. Expense ratio bhi HDFC Mid Cap Fund ka 0.73% hai, jo Baroda BNP Paribas Liquid Fund ka 0.12% se Kam hai. Sach ye hai, HDFC Mid Cap Fund aajkal better risk-adjusted returns offer karta hai.
📊 Portfolio Diversification
Chaliye, asset allocation aur top holdings concentration ke baare mein sochne honge. Dekho, HDFC Mid Cap Fund ka asset allocation equity mein 93.46% hai, jiski taakat Baroda BNP Paribas Liquid Fund ka T-Bills, CD, CP aur Cash mein 65.00%, 20.00%, 10.00% aur 5.00% hai. Top 3 holdings bhi HDFC Mid Cap Fund ka Max Financial Services Ltd., AU Small Finance Bank Ltd. aur The Federal Bank Ltd. hai, jiski taakat Baroda BNP Paribas Liquid Fund ka State Bank of India CD, HDFC Bank CD aur Reliance Industries T-Bills hai. Haan, HDFC Mid Cap Fund ke asset allocation me sector risk hai.
SIP Calculator – Compare Growth Potential
HDFC Mid Cap Fund
₹2221540.12
@22.3% annual return (3Y)
Baroda BNP Paribas Liquid Fund
₹866593.15
@6.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Mid Cap Fund ka 5Y return 20.24% hai, jo Baroda BNP Paribas Liquid Fund ka 6.14% se Adhik hai. Isliye, HDFC Mid Cap Fund long run mein better returns offer karta hai.
Q2: Is the higher risk fund worth it?
HDFC Mid Cap Fund ka riskometer Very High hai, jiski taakat volatility 17.17 hai. Lekin, Sharpe ratio bhi HDFC Mid Cap Fund ka 0.92 hai, jiski taakat Baroda BNP Paribas Liquid Fund ka 3.82 hai. Haan, HDFC Mid Cap Fund aajkal better risk-adjusted returns offer karta hai.
Q3: Which fund is more cost-effective?
HDFC Mid Cap Fund ka expense ratio 0.73% hai, jo Baroda BNP Paribas Liquid Fund ka 0.12% se Adhik hai. Isliye, Baroda BNP Paribas Liquid Fund aajkal cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price