HDFC Mid Cap Fund vs Baroda BNP Paribas Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
22.29%
3Y Return
14.62%
Dekho, aap logon ko sabse pahle kuch pata hona chahiye ki Fund A kaisa hai aur Fund B kaisa hai. Fund A HDFC Mid Cap Fund hai, jo Mid Cap category mein aata hai, jabki Fund B Baroda BNP Paribas Large Cap Fund hai, jo Large Cap category mein aata hai. Aaj hum aapko ye batayenge ki dono funds mein kya aapko invest karne ki zaroorat hai aur kis fund mein aapko SIP karne ki zaroorat hai.
| Parameter | AHDFC Mid Cap Fund - Direct Plan - Growth | BBaroda BNP Paribas Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Baroda BNP Paribas |
| Category | Mid Cap | Large Cap |
| NAV (₹) | 220.36 | 251.36 |
| AUM (₹ Cr) | 9.47 Lac Cr | 2.15 Lac Cr |
| Expense Ratio (%) | 0.73% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 17.17 | 13.08 |
| Sharpe Ratio | 0.92 | 0.62 |
| 1 Year Return (%) | 5.95% | -0.15% |
| 3 Year Return (%) | 22.29% | 14.62% |
| 5 Year Return (%) | 20.24% | 11.06% |
| Since Launch (%) | 17.1% | 13.34% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 5 July 2007 | 14 March 2022 |
| Exit Load | Nil | Nil |
| Fund Manager | Chirag Setalvad; Dhruv Muchhal (13.4 years yrs) | Sanjay Chawla (3.5 years yrs) |
| Benchmark | Nifty Midcap 150 TRI | Nifty 50 |
| Top 3 Holdings | Max Financial Services Ltd. (4.37%), AU Small Finance Bank Ltd. (4.24%), The Federal Bank Ltd. (3.87%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 93.46% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 13% | 34% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund A ki 3Y return 22.29% hai, jo Fund B ki 3Y return 14.62% se zyada hai. Expense ratio bhi Fund A mein kam hai, 0.73% versus Fund B ka 0.52%. Aur riskometer dono mein bhi very high hai, lekin Fund A ka Sharpe ratio 0.92 hai, jo Fund B ka Sharpe ratio 0.62 se zyada hai. To, hum aapko Fund A ko long-term wealth creation ke liye better fund manaenge.
Why consider HDFC Mid Cap Fund?
- Expense ratio: 0.73%
- 3Y return: 22.29%
- AUM: 9.47 Lac Cr
- Sharpe Ratio: 0.92
Why consider Baroda BNP Paribas Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.62%
- AUM: 2.15 Lac Cr
- Sharpe Ratio: 0.62
📈 SIP Suitability
SIP karne ke liye, hum aapko Fund A ko better manaenge. Fund A ka 3Y return Fund B se zyada hai aur expense ratio bhi kam hai. Isse aapko Fund A mein SIP karne se acchi returns mil sakti hai. Lekin, yeh bhi dhyan rakhein ki Fund B ka asset allocation 96% equity aur 4% T-Bills mein hai, jo Fund A ka asset allocation 93.46% equity mein hai. Isse aapko Fund B mein bhi SIP karne ki zaroorat hai, lekin Fund A ka return stability Fund B se zyada hai.
⚠️ Risk & Cost Analysis
Riskometer aur volatility dono mein Fund A kam hai, lekin Sharpe ratio Fund A mein zyada hai. Isse aapko Fund A mein investment karne se acchi risk-adjusted returns mil sakti hai. Aur expense ratio bhi Fund A mein kam hai, 0.73% versus Fund B ka 0.52%. To, hum aapko Fund A ko better risk-adjusted returns kaa fund manaenge.
📊 Portfolio Diversification
Asset allocation mein Fund B ka 96% equity aur 4% T-Bills hai, jo Fund A ka asset allocation 93.46% equity mein hai. Isse aapko Fund B mein sector risk zyada hai. Top holdings concentration bhi Fund B mein zyada hai, lekin Fund A mein top 3 holdings mein 4.37% Max Financial Services Ltd., 4.24% AU Small Finance Bank Ltd., aur 3.87% The Federal Bank Ltd. hai. To, hum aapko Fund A ko better portfolio diversification kaa fund manaenge.
SIP Calculator – Compare Growth Potential
HDFC Mid Cap Fund
₹2221540.12
@22.3% annual return (3Y)
Baroda BNP Paribas Large Cap Fund
₹1361101.96
@14.6% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A ki 5Y return 20.24% hai, jo Fund B ki 5Y return 11.06% se zyada hai. Isse aapko Fund A mein long-term investment karna chahiye.
Q2: Is the higher risk fund worth it?
Fund A ka Sharpe ratio 0.92 hai, jo Fund B ka Sharpe ratio 0.62 se zyada hai. Isse aapko Fund A mein investment karne se acchi risk-adjusted returns mil sakti hai.
Q3: Which fund is more cost-effective?
Fund B ka expense ratio 0.52% hai, jo Fund A ka expense ratio 0.73% se kam hai. Isse aapko Fund B mein cost-effective investment karna chahiye.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price