HDFC Mid Cap Fund vs Bandhan Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
22.29%
3Y Return
14.7%
Dekho, aapke paas do mid-cap aur large-cap funds hain. Aaj hum Fund A - HDFC Mid Cap Fund aur Fund B - Bandhan Mutual Fund Large Cap Fund ke beech ka comparison kar rahe hain. Yeh jankari aapke liye hai ki fund aapke liye kaha se upyukt hai.
| Parameter | AHDFC Mid Cap Fund - Direct Plan - Growth | BBandhan Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Bandhan Mutual Fund |
| Category | Mid Cap | Large Cap |
| NAV (₹) | 220.36 | 497.22 |
| AUM (₹ Cr) | 9.47 Lac Cr | 2.04 Lac Cr |
| Expense Ratio (%) | 0.73% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 17.17 | 12.11 |
| Sharpe Ratio | 0.92 | 0.68 |
| 1 Year Return (%) | 5.95% | -4.02% |
| 3 Year Return (%) | 22.29% | 14.7% |
| 5 Year Return (%) | 20.24% | 12.03% |
| Since Launch (%) | 17.1% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 5 July 2007 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Chirag Setalvad; Dhruv Muchhal (13.4 years yrs) | Manish Gunwani (3.5 years yrs) |
| Benchmark | Nifty Midcap 150 TRI | Nifty 50 |
| Top 3 Holdings | Max Financial Services Ltd. (4.37%), AU Small Finance Bank Ltd. (4.24%), The Federal Bank Ltd. (3.87%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 93.46% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 13% | 24% |
🤖 AI Verdict – Which is Better?
Yeh hai sach, dono funds ne bahut acchi performance di hai. Lekin Fund A ka 3Y return 22.29% hai, jo ki Fund B se adhik hai. Haan, expense ratio bhi Fund A ka 0.73% adhik hai. Lekin riskometer ke hisaab se bhi Fund A ka Very High risk hai, jo ki Fund B ke saath match karta hai. To, Fund A aapke liye long-term wealth creation ke liye better hai.
Why consider HDFC Mid Cap Fund?
- Expense ratio: 0.73%
- 3Y return: 22.29%
- AUM: 9.47 Lac Cr
- Sharpe Ratio: 0.92
Why consider Bandhan Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.04 Lac Cr
- Sharpe Ratio: 0.68
📈 SIP Suitability
Yeh suno, Fund A ka 1Y return 5.95% hai, jo ki Fund B ka -4.02% se adhik hai. Haan, consistency ke hisaab se bhi Fund A ka 3Y aur 5Y return Fund B se adhik hai. To, Fund A aapke liye monthly SIP ke liye better hai, jaise ki 10+ saal ke liye.
⚠️ Risk & Cost Analysis
Riskometer ke hisaab se, dono funds ka Very High risk hai. Lekin volatility ke hisaab se Fund A ka 17.17, jo ki Fund B ke saath match karta hai. Sharpe ratio ke hisaab se bhi Fund A ka 0.92, jo ki Fund B ke 0.68 se adhik hai. Haan, expense ratio ke hisaab se Fund B ka 0.52%, jo ki Fund A ke 0.73% se kam hai. To, Fund B aapke liye better risk-adjusted return offer karta hai.
📊 Portfolio Diversification
Asset allocation ke hisaab se, dono funds mein ek hi trend hai. Lekin top holdings ke hisaab se Fund A ka Max Financial Services Ltd. (4.37%), AU Small Finance Bank Ltd. (4.24%), aur The Federal Bank Ltd. (3.87%) hain. Haan, Fund B ka HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), aur Reliance Industries Ltd. (6.9%) hain. To, Fund B ka top holdings ka concentration Fund A se adhik hai.
SIP Calculator – Compare Growth Potential
HDFC Mid Cap Fund
₹2221540.12
@22.3% annual return (3Y)
Bandhan Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A ka 5Y return 20.24% hai, jo ki Fund B ka 12.03% se adhik hai. Haan, 3Y return ke hisaab se bhi Fund A ka 22.29% Fund B ka 14.7% se adhik hai.
Q2: Is the higher risk fund worth it?
Sunlo, Fund A ka volatility 17.17 hai, jo ki Fund B ke saath match karta hai. Haan, Sharpe ratio ke hisaab se bhi Fund A ka 0.92 Fund B ke 0.68 se adhik hai. To, Fund A aapke liye better risk-adjusted return offer karta hai.
Q3: Which fund is more cost-effective?
Sach ye hai, Fund B ka expense ratio 0.52% hai, jo ki Fund A ke 0.73% se kam hai. Haan, exit load ke hisaab se bhi Fund B ka kam hai. To, Fund B aapke liye more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price