HDFC Mid Cap Fund vs Axis ELSS Tax Saver Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
22.29%
3Y Return
11.66%
Agar aapko long term wealth creation ke liye mid cap aur ELSS funds ka comparison karna hai, toh aapke paas dono options hain - HDFC Mid Cap Fund aur Axis ELSS Tax Saver Fund. Dekho, kya vah fund aapke liye achha hai jo lagatar wealth growth ke liye uttam hai.
[VERDICT]| Parameter | AHDFC Mid Cap Fund - Direct Plan - Growth | BAxis ELSS Tax Saver Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Axis Mutual Fund |
| Category | Mid Cap | ELSS |
| NAV (₹) | 220.36 | 104.77 |
| AUM (₹ Cr) | 9.47 Lac Cr | 3.16 Lac Cr |
| Expense Ratio (%) | 0.73% | 1.66% |
| Riskometer | Very High | Very High |
| Volatility | 17.17 | 13.4 |
| Sharpe Ratio | 0.92 | 0.39 |
| 1 Year Return (%) | 5.95% | -2.52% |
| 3 Year Return (%) | 22.29% | 11.66% |
| 5 Year Return (%) | 20.24% | 8.43% |
| Since Launch (%) | 17.1% | 15.62% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 5 July 2007 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Chirag Setalvad; Dhruv Muchhal (13.4 years yrs) | Ashish Naik; Shreyash Devalkar (2.8 years yrs) |
| Benchmark | Nifty Midcap 150 TRI | Nifty 500 TRI |
| Top 3 Holdings | Max Financial Services Ltd. (4.37%), AU Small Finance Bank Ltd. (4.24%), The Federal Bank Ltd. (3.87%) | ICICI Bank Ltd. (7.04%), HDFC Bank Ltd. (5.64%), Bharti Airtel Ltd. (4.32%) |
| Asset Allocation | Equity: 93.46% | Equity: 97.56% |
| Portfolio Turnover | 13% | 14% |
🤖 AI Verdict – Which is Better?
Haan, humne dono funds ka comparison kiya hai. Chaliye, kya aapko lagta hai ki HDFC Mid Cap Fund 3 saal mein better return de sakta hai? Lekin, lekin iske expense ratio bhi bahut high hain. Toh, sach ye hai, HDFC Mid Cap Fund isliye aapke liye better hai kyunki yeh 3 saal mein better return de sakta hai aur low expense ratio se aapke paisa bhi bachega.
[SIP_SUITABILITY]Why consider HDFC Mid Cap Fund?
- Expense ratio: 0.73%
- 3Y return: 22.29%
- AUM: 9.47 Lac Cr
- Sharpe Ratio: 0.92
Why consider Axis ELSS Tax Saver Fund?
- Expense ratio: 1.66%
- 3Y return: 11.66%
- AUM: 3.16 Lac Cr
- Sharpe Ratio: 0.39
📈 SIP Suitability
Ab, hum SIP ke liye dono funds ka comparison karenge. Dekho, SIP ke liye 10 saal ke liye konsa fund better hai. Chaliye, jald hi hum dono funds ki consistency ke baare mein bataenge.
HDFC Mid Cap Fund ki consistency bahut achhi hai, lekin Axis ELSS Tax Saver Fund ki consistency thodi kam hai. Lekin, yeh sach hai ki HDFC Mid Cap Fund ki return stability Axis ELSS Tax Saver Fund se zyada hai. Toh, SIP ke liye HDFC Mid Cap Fund aapke liye better hai.
[RISK_COST]⚠️ Risk & Cost Analysis
Ab, hum dono funds ka riskometer, volatility, Sharpe ratio, expense ratio ke baare mein comparison karenge. Dekho, konsa fund aapke liye better hai.
HDFC Mid Cap Fund ka riskometer very high hai, lekin Sharpe ratio thoda kam hai. Lekin, expense ratio very high hai. Toh, yeh sach hai ki HDFC Mid Cap Fund ki expense ratio aur volatility dono se Axis ELSS Tax Saver Fund zyada mehenge hai. Toh, yeh fund aapke liye better nahi hai.
[PORTFOLIO_INSIGHT]📊 Portfolio Diversification
Ab, hum dono funds ka asset allocation aur top holdings concentration ke baare mein comparison karenge. Dekho, konsa fund aapke liye better hai.
HDFC Mid Cap Fund ka asset allocation bahut jatil hai, lekin top holdings concentration thoda kam hai. Lekin, Axis ELSS Tax Saver Fund ka asset allocation thoda kam hai, lekin top holdings concentration bahut jatil hai. Toh, yeh sach hai ki HDFC Mid Cap Fund ka asset allocation Axis ELSS Tax Saver Fund se zyada diversified hai.
[FAQ]SIP Calculator – Compare Growth Potential
HDFC Mid Cap Fund
₹2221540.12
@22.3% annual return (3Y)
Axis ELSS Tax Saver Fund
₹1138461.04
@11.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Nihal hai, HDFC Mid Cap Fund 5 saal mein 20.24% return de sakta hai, jabki Axis ELSS Tax Saver Fund 5 saal mein 8.43% return de sakta hai. Toh, HDFC Mid Cap Fund aapke liye long run mein better returns de sakta hai.
Q2: Is the higher risk fund worth it?
Haan, yeh sach hai ki HDFC Mid Cap Fund ka riskometer very high hai, lekin Sharpe ratio thoda kam hai. Lekin, yeh sach hai ki Axis ELSS Tax Saver Fund ka Sharpe ratio HDFC Mid Cap Fund se kam hai. Toh, yeh fund aapke liye better nahi hai.
Q3: Which fund is more cost‑effective?
Haan, yeh sach hai ki HDFC Mid Cap Fund ka expense ratio Axis ELSS Tax Saver Fund se kam hai. Toh, HDFC Mid Cap Fund aapke liye cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price