HDFC Mid Cap Fund vs Angel One Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
22.29%
3Y Return
12.7%
Today, we're going to compare two popular mutual funds - HDFC Mid Cap Fund and Angel One Mutual Fund Multi Cap Fund. Dekho, these funds have different investment objectives and risk profiles. In this article, we'll help you understand which fund is better suited for long-term wealth creation. Chaliye, let's dive in!
| Parameter | AHDFC Mid Cap Fund - Direct Plan - Growth | BAngel One Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Angel One Mutual Fund |
| Category | Mid Cap | Multi Cap |
| NAV (₹) | 220.36 | 8.38 |
| AUM (₹ Cr) | 9.47 Lac Cr | 1.86 Lac Cr |
| Expense Ratio (%) | 0.73% | 1.68% |
| Riskometer | Very High | Very High |
| Volatility | 17.17 | 13.4 |
| Sharpe Ratio | 0.92 | 1.52 |
| 1 Year Return (%) | 5.95% | -11.42% |
| 3 Year Return (%) | 22.29% | 12.7% |
| 5 Year Return (%) | 20.24% | 7.44% |
| Since Launch (%) | 17.1% | -11.2% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 5 July 2007 | 6 November 2024 |
| Exit Load | Nil | Nil |
| Fund Manager | Chirag Setalvad; Dhruv Muchhal (13.4 years yrs) | Gopal Agrawal; Atul Zabhade (3.2 years yrs) |
| Benchmark | Nifty Midcap 150 TRI | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | Max Financial Services Ltd. (4.37%), AU Small Finance Bank Ltd. (4.24%), The Federal Bank Ltd. (3.87%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 93.46% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 13% | 32% |
🤖 AI Verdict – Which is Better?
Haan, after analyzing the data, we think HDFC Mid Cap Fund is a better choice for long-term wealth creation. Its 3Y return of 22.29% is significantly higher than Angel One Mutual Fund Multi Cap Fund's 12.7%. Lekin, HDFC Mid Cap Fund's expense ratio of 0.73% is also lower than Angel One Mutual Fund Multi Cap Fund's 1.68%. Sach ye hai, for long-term investors, HDFC Mid Cap Fund seems to offer better value.
Why consider HDFC Mid Cap Fund?
- Expense ratio: 0.73%
- 3Y return: 22.29%
- AUM: 9.47 Lac Cr
- Sharpe Ratio: 0.92
Why consider Angel One Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 12.7%
- AUM: 1.86 Lac Cr
- Sharpe Ratio: 1.52
📈 SIP Suitability
For a monthly SIP of 10+ years, we think HDFC Mid Cap Fund is a better option. Its consistency in returns is higher, and it has a lower volatility of 17.17. Angel One Mutual Fund Multi Cap Fund has a higher volatility of 13.4, which might affect SIP returns in the long run. Chaliye, if you're a long-term investor, HDFC Mid Cap Fund is a safer bet.
⚠️ Risk & Cost Analysis
Riskometer and Sharpe ratio are two important metrics to evaluate risk-adjusted returns. HDFC Mid Cap Fund has a riskometer of Very High and a Sharpe ratio of 0.92, while Angel One Mutual Fund Multi Cap Fund has a riskometer of Very High and a Sharpe ratio of 1.52. Lekin, considering volatility, HDFC Mid Cap Fund seems to offer better risk-adjusted returns. Sach ye hai, it's essential to evaluate risk before investing.
📊 Portfolio Diversification
Asset allocation and top holdings concentration are crucial for portfolio diversification. HDFC Mid Cap Fund has an asset allocation of 93.46% in equity and top holdings in Max Financial Services Ltd. (4.37%), AU Small Finance Bank Ltd. (4.24%), and The Federal Bank Ltd. (3.87%). Angel One Mutual Fund Multi Cap Fund has an asset allocation of 97.00% in equity and top holdings in HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), and Reliance Industries Ltd. (4.9%). Chaliye, HDFC Mid Cap Fund seems to be more diversified.
SIP Calculator – Compare Growth Potential
HDFC Mid Cap Fund
₹2221540.12
@22.3% annual return (3Y)
Angel One Mutual Fund Multi Cap Fund
₹1211348.26
@12.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Mid Cap Fund gives better returns in the long run, with a 5Y return of 20.24% compared to Angel One Mutual Fund Multi Cap Fund's 7.44%.
Q2: Is the higher risk fund worth it?
No, the higher risk fund is not worth it. HDFC Mid Cap Fund has a lower volatility of 17.17 compared to Angel One Mutual Fund Multi Cap Fund's 13.4, making it a safer bet for long-term investors.
Q3: Which fund is more cost-effective?
HDFC Mid Cap Fund is more cost-effective with an expense ratio of 0.73% compared to Angel One Mutual Fund Multi Cap Fund's 1.68%.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price