HDFC Mid Cap Fund vs Angel One Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
22.29%
3Y Return
6.76%
Dekho, ab hum aapko bataate hain Fund A aur Fund B ke beech ki comparison. Fund A, HDFC Mid Cap Fund - Direct Plan - Growth hain, jiske category mid-cap hain. Fund B, Angel One Mutual Fund Liquid Fund - Direct Plan - Growth hain, jinke category liquid fund hain. Aaj hum aapko bataate hain ki kis fund mein long-term mein paise kamane ke liye investment karna chaiye.
| Parameter | AHDFC Mid Cap Fund - Direct Plan - Growth | BAngel One Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Angel One Mutual Fund |
| Category | Mid Cap | Liquid Fund |
| NAV (₹) | 220.36 | 2132.04 |
| AUM (₹ Cr) | 9.47 Lac Cr | 4.67 Lac Cr |
| Expense Ratio (%) | 0.73% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 17.17 | 0.11 |
| Sharpe Ratio | 0.92 | 2.36 |
| 1 Year Return (%) | 5.95% | 6.03% |
| 3 Year Return (%) | 22.29% | 6.76% |
| 5 Year Return (%) | 20.24% | 5.95% |
| Since Launch (%) | 17.1% | 6.23% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 5 July 2007 | 13 November 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Chirag Setalvad; Dhruv Muchhal (13.4 years yrs) | N/A |
| Benchmark | Nifty Midcap 150 TRI | NIFTY Liquid Index |
| Top 3 Holdings | Max Financial Services Ltd. (4.37%), AU Small Finance Bank Ltd. (4.24%), The Federal Bank Ltd. (3.87%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 93.46% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 13% | 221% |
🤖 AI Verdict – Which is Better?
Haan, sabse pehle hum bataate hain ki Fund B ka 3Y return 6.76% hai, jo Fund A ki 22.29% se kam hai. Lekin, expense ratio mein Fund A kam hai, jisse aapko paise bachenge. Aur, riskometer mein bhi Fund A very high jaanta hai, aur Fund B low. To, hum bataate hain ki Fund B long-term mein paise kamane ke liye better fund hai.
Why consider HDFC Mid Cap Fund?
- Expense ratio: 0.73%
- 3Y return: 22.29%
- AUM: 9.47 Lac Cr
- Sharpe Ratio: 0.92
Why consider Angel One Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.76%
- AUM: 4.67 Lac Cr
- Sharpe Ratio: 2.36
📈 SIP Suitability
Chaliye, hum aapko bataate hain ki kis fund mein SIP ke liye investment karna chaiye. Fund A ka AUM 94,744.72 Cr hai, aur Fund B ka 46,656 Cr hai. Lekin, Fund A ka 1Y return 5.95% hai, jo Fund B ki 6.03% se kam hai. To, hum bataate hain ki Fund B SIP ke liye better fund hai.
⚠️ Risk & Cost Analysis
Sach ye hai, Fund A ka riskometer very high hai, aur Fund B ka low. Lekin, volatility mein bhi Fund B kam hai, 0.11%. Aur, Sharpe ratio mein bhi Fund B 2.36 hai, jo Fund A ki 0.92 se adhik hai. To, hum bataate hain ki Fund B mein risk-adjusted returns better hain.
📊 Portfolio Diversification
Haan, ab hum aapko bataate hain ki Fund A aur Fund B ke asset allocation mein kya farak hai. Fund A mein equity 93.46% hai, aur Fund B mein T-Bills, CD, CP aur cash mein 65%, 20%, 10% aur 5% hai. Lekin, Fund A ka top holdings concentration bhi kam hai, jisse Fund B mein sector risk adhik hai.
SIP Calculator – Compare Growth Potential
HDFC Mid Cap Fund
₹2221540.12
@22.3% annual return (3Y)
Angel One Mutual Fund Liquid Fund
₹858899.05
@6.8% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Ans: Fund B ka 5Y return 5.95% hai, jo Fund A ki 20.24% se kam hai. Lekin, 3Y return mein Fund B ka 6.76% hai, jo Fund A ki 22.29% se kam hai. To, hum bataate hain ki Fund B long run mein better returns deta hai.
Q2: Is the higher risk fund worth it?
Ans: Haan, Fund A ka riskometer very high hai, lekin Fund B ka volatility kam hai, 0.11%. Aur, Sharpe ratio mein bhi Fund B 2.36 hai, jo Fund A ki 0.92 se adhik hai. To, hum bataate hain ki Fund B mein risk-adjusted returns better hain.
Q3: Which fund is more cost-effective?
Ans: Haan, Fund B ka expense ratio 0.12% hai, jo Fund A ki 0.73% se kam hai. To, hum bataate hain ki Fund B cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price