HDFC Mid Cap Fund vs Angel One Mutual Fund Balanced Advantage Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
22.29%
3Y Return
12.3%
Aaj hum apne investors ke liye do mutual funds ke beech ka comparison karne ja rhe hain. Fund A HDFC Mid Cap Fund hai, jo mid cap category mein aata hai. Fund B Angel One Mutual Fund Balanced Advantage Fund hai, jo balanced hybrid category mein aata hai. Dekho, aapki jaankari ke liye hum in do fundon ki comparison karne ja rhe hain.
| Parameter | AHDFC Mid Cap Fund - Direct Plan - Growth | BAngel One Mutual Fund Balanced Advantage Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Angel One Mutual Fund |
| Category | Mid Cap | Balanced Hybrid |
| NAV (₹) | 220.36 | 16.39 |
| AUM (₹ Cr) | 9.47 Lac Cr | 1.56 Lac Cr |
| Expense Ratio (%) | 0.73% | 0.78% |
| Riskometer | Very High | Moderately High |
| Volatility | 17.17 | 8.79 |
| Sharpe Ratio | 0.92 | 0.66 |
| 1 Year Return (%) | 5.95% | 3.08% |
| 3 Year Return (%) | 22.29% | 12.3% |
| 5 Year Return (%) | 20.24% | 7.51% |
| Since Launch (%) | 17.1% | 10.94% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 5 July 2007 | 7 September 2021 |
| Exit Load | Nil | Nil |
| Fund Manager | Chirag Setalvad; Dhruv Muchhal (13.4 years yrs) | Gopal Agrawal; Srinivasan Ramamurthy (5.1 years yrs) |
| Benchmark | Nifty Midcap 150 TRI | Nifty 50 Hybrid Composite Debt 65:35 Index |
| Top 3 Holdings | Max Financial Services Ltd. (4.37%), AU Small Finance Bank Ltd. (4.24%), The Federal Bank Ltd. (3.87%) | HDFC Bank Ltd. (6.8%), ICICI Bank Ltd. (5.5%), Reliance Industries Ltd. (4.5%) |
| Asset Allocation | Equity: 93.46% | Equity: 65.00% | Debt: 30.00% | T-Bills: 5.00% |
| Portfolio Turnover | 13% | 127% |
🤖 AI Verdict – Which is Better?
Humare paas do fund hain, lekin humein sirf ek winner dekar chalna hai. Dekho, 3Y return, expense ratio, aur risk ke hisaab se humein lagta hai ki Fund A HDFC Mid Cap Fund long-term mein aapki wealth creation ke liye behtar hai.
Why consider HDFC Mid Cap Fund?
- Expense ratio: 0.73%
- 3Y return: 22.29%
- AUM: 9.47 Lac Cr
- Sharpe Ratio: 0.92
Why consider Angel One Mutual Fund Balanced Advantage Fund?
- Expense ratio: 0.78%
- 3Y return: 12.3%
- AUM: 1.56 Lac Cr
- Sharpe Ratio: 0.66
📈 SIP Suitability
Ab hum SIP ke liye fund ka chayan karne ja rhe hain. Dekho, Fund A ki consistency aur return stability Fund B ke compare to behtar hai. Isliye, humein lagta hai ki Fund A monthly SIP ke liye behtar hai.
⚠️ Risk & Cost Analysis
Ab hum riskometer, volatility, Sharpe ratio, aur expense ratio ke hisaab se fund ka chayan karne ja rhe hain. Dekho, Fund A ki riskometer Very High hai, lekin Sharpe ratio 0.92 hai, jo Fund B ke compare to behtar hai. Isliye, humein lagta hai ki Fund A better risk-adjusted returns offer karta hai.
📊 Portfolio Diversification
Ab hum asset allocation aur top holdings concentration ke hisaab se fund ka chayan karne ja rhe hain. Dekho, Fund A ki asset allocation Equity mein 93.46% hai, lekin top 3 holdings mein Max Financial Services Ltd. (4.37%), AU Small Finance Bank Ltd. (4.24%), aur The Federal Bank Ltd. (3.87%) hai. Fund B ki asset allocation Equity mein 65.00% hai, Debt 30.00%, aur T-Bills 5.00% hai. Isliye, humein lagta hai ki Fund B portfolio diversification mein behtar hai.
SIP Calculator – Compare Growth Potential
HDFC Mid Cap Fund
₹2221540.12
@22.3% annual return (3Y)
Angel One Mutual Fund Balanced Advantage Fund
₹1182670.66
@12.3% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A ki 5Y return 20.24% hai, jo Fund B ke 5Y return 7.51% ke compare to behtar hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A ki volatility 17.17 hai, lekin Sharpe ratio 0.92 hai, jo Fund B ke compare to behtar hai.
Q3: Which fund is more cost-effective?
Sach ye hai, Fund A ki expense ratio 0.73% hai, jo Fund B ke expense ratio 0.78% ke compare to choti hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price