HDFC Mid Cap Fund vs Aditya Birla Sun Life Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
22.29%
3Y Return
6.85%
Dekho, aapke paas do funds hain - HDFC Mid Cap Fund aur Aditya Birla Sun Life Liquid Fund. Ye do fund kiski category mein aate hain aur unke return, riskometer aur expense ratio ka comparison kya hai? Aaj humein ye jaanna hoga ki kiski fund long term mein better hai.
| Parameter | AHDFC Mid Cap Fund - Direct Plan - Growth | BAditya Birla Sun Life Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Aditya Birla Sun Life |
| Category | Mid Cap | Liquid Fund |
| NAV (₹) | 220.36 | 443.77 |
| AUM (₹ Cr) | 9.47 Lac Cr | 3.43 Lac Cr |
| Expense Ratio (%) | 0.73% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 17.17 | 0.13 |
| Sharpe Ratio | 0.92 | 2.69 |
| 1 Year Return (%) | 5.95% | 6.09% |
| 3 Year Return (%) | 22.29% | 6.85% |
| 5 Year Return (%) | 20.24% | 6.05% |
| Since Launch (%) | 17.1% | 20.09% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 5 July 2007 | 2 April 2006 |
| Exit Load | Nil | Nil |
| Fund Manager | Chirag Setalvad; Dhruv Muchhal (13.4 years yrs) | Mahesh Patil (3.5 years yrs) |
| Benchmark | Nifty Midcap 150 TRI | NIFTY Liquid Index |
| Top 3 Holdings | Max Financial Services Ltd. (4.37%), AU Small Finance Bank Ltd. (4.24%), The Federal Bank Ltd. (3.87%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 93.46% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 13% | 279% |
🤖 AI Verdict – Which is Better?
Haan, lekin kya fund aapke liye better hai, ismein kuch baat chaliye. Fund B ka 3Y return 6.85% hai, lekin expense ratio 0.12% hai. Fund A ka 3Y return 22.29% hai, lekin expense ratio 0.73% hai. Riskometer andekha hai, lekin volatility kam hai. Sach ye hai, Fund A long term mein better hai.
Why consider HDFC Mid Cap Fund?
- Expense ratio: 0.73%
- 3Y return: 22.29%
- AUM: 9.47 Lac Cr
- Sharpe Ratio: 0.92
Why consider Aditya Birla Sun Life Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.85%
- AUM: 3.43 Lac Cr
- Sharpe Ratio: 2.69
📈 SIP Suitability
Aapka SIP kiski fund mein hoga? Fund A ka 3Y return Fund B se zyada hai, lekin expense ratio bhi zyada hai. Fund B ka return stabil hai, lekin Fund A ka return bhi stable hai. Dekho, Fund B SIP ke liye better hai.
⚠️ Risk & Cost Analysis
Riskometer aur volatility ka comparison karo. Fund A ka riskometer very high hai, lekin volatility 17.17 hai. Fund B ka riskometer low hai, lekin volatility 0.13 hai. Sharpe ratio aur expense ratio ke hisaab se, Fund B better hai.
📊 Portfolio Diversification
Asset allocation aur top holdings ka comparison karo. Fund A ka equity allocation 93.46% hai, lekin Fund B ka T-Bills, CD, CP aur cash allocation hai. Top holdings mein, Fund A ka Max Financial Services Ltd. aur AU Small Finance Bank Ltd. hai, lekin Fund B ka State Bank of India CD aur HDFC Bank CD hai. Fund B more diversified hai.
SIP Calculator – Compare Growth Potential
HDFC Mid Cap Fund
₹2221540.12
@22.3% annual return (3Y)
Aditya Birla Sun Life Liquid Fund
₹863216.47
@6.8% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Answer: Fund A ka 5Y return 20.24% hai aur 3Y return 22.29% hai, lekin Fund B ka 5Y return 6.05% hai aur 3Y return 6.85% hai. Fund A long term mein better hai.
Q2: Is the higher risk fund worth it?
Answer: Fund A ka riskometer very high hai, lekin volatility 17.17 hai. Fund B ka riskometer low hai, lekin volatility 0.13 hai. Sharpe ratio aur expense ratio ke hisaab se, Fund B better hai.
Q3: Which fund is more cost‑effective?
Answer: Fund B ka expense ratio 0.12% hai, jiska mukhya fund A ka expense ratio 0.73% hai. Fund B more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price