HDFC Liquid Fund vs Quant Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.83%
3Y Return
8.67%
Chaliye, dekho, hum aaj do mutual funds ko compare karne jaa rahe hain - HDFC Liquid Fund aur Quant Mutual Fund Multi Cap Fund. Ye dono funds aise hain jinka category alag-alag hai, lekin inmein se koi bhi fund aapke long-term wealth creation ke liye sahi hai? Aaj hum aapko batayenge ki kis fund ko chunna chahiye.
| Parameter | AHDFC Liquid Fund - Direct Plan - Growth | BQuant Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Quant Mutual Fund |
| Category | Liquid | Multi Cap |
| NAV (₹) | 5466.12 | 20.99 |
| AUM (₹ Cr) | 7.29 Lac Cr | 1.78 Lac Cr |
| Expense Ratio (%) | 0.2% | 1.68% |
| Riskometer | Low | Very High |
| Volatility | 0.11 | 14.55 |
| Sharpe Ratio | 3 | 0.15 |
| 1 Year Return (%) | 6.08% | 0.18% |
| 3 Year Return (%) | 6.83% | 8.67% |
| 5 Year Return (%) | 6.01% | 7.6% |
| Since Launch (%) | 34.46% | 11.23% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 April 2006 | 11 June 2019 |
| Exit Load | Nil | Nil |
| Fund Manager | Dhruv Muchhal; Rohan Pillai; Swapnil Jangam (3.6 years yrs) | Gopal Agrawal; Atul Zabhade (3.2 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | Reserve Bank of India (5.23%), Reserve Bank of India (4.44%), Reserve Bank of India (3.79%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | CP: 47.67% | CD: 31.92% | T-Bills: 19.85% | Debenture: 2.05% | Bonds/NCD: 0.13% | Debt: 0.06% | SDL: 0.04% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 203% | 46% |
🤖 AI Verdict – Which is Better?
Sach ye hai, agar aap long-term wealth creation ke liye fund chunne jaa rahe hain, to HDFC Liquid Fund aapke liye sabse achha fund hai. Iska reason hain 3Y return (6.83%) aur expense ratio (0.2%), jo ki bahut chhota hai. HDFC Liquid Fund ka riskometer bhi low hai, jo aapke investment ko safal banaata hai.
Why consider HDFC Liquid Fund?
- Expense ratio: 0.2%
- 3Y return: 6.83%
- AUM: 7.29 Lac Cr
- Sharpe Ratio: 3
Why consider Quant Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 8.67%
- AUM: 1.78 Lac Cr
- Sharpe Ratio: 0.15
📈 SIP Suitability
Agar aap 10+ saal ke liye monthly SIP chalana chahte hain, to HDFC Liquid Fund aapke liye sabse achha fund hai. Iska reason hain iska consistent return aur stability. HDFC Liquid Fund ka 3Y return (6.83%) aur 5Y return (6.01%) bahut accha hai, jo aapke investment ko safal banaata hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio aur expense ratio ke hisaab se, HDFC Liquid Fund aapke liye sabse achha fund hai. HDFC Liquid Fund ka riskometer low hai, jo aapke investment ko safal banaata hai. Iska expense ratio bhi chhota hai, jo aapke investment ko aur bhi safal banaata hai. Sharpe ratio ka hisaab lekar bhi HDFC Liquid Fund aapke liye sabse achha fund hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke hisaab se, HDFC Liquid Fund aapke liye sabse achha fund hai. HDFC Liquid Fund ka asset allocation bahut diversify hai, jisme CP, CD, T-Bills, Debenture, Bonds/NCD, Debt aur SDL sabhi hain. Top holdings concentration bhi thoda hai, jo aapke investment ko safal banaata hai.
SIP Calculator – Compare Growth Potential
HDFC Liquid Fund
₹862254.72
@6.8% annual return (3Y)
Quant Mutual Fund Multi Cap Fund
₹956588.14
@8.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Liquid Fund aapke liye sabse achha fund hai long-term wealth creation ke liye. Iska 5Y return 6.01% hai, jo Quant Mutual Fund Multi Cap Fund ke 5Y return (7.6%) se kam hai.
Q2: Is the higher risk fund worth it?
Nahin, higher risk fund, Quant Mutual Fund Multi Cap Fund, ka volatility 14.55 hai, jo HDFC Liquid Fund ka volatility (0.11) se bahut kam hai. Sharpe ratio ka hisaab lekar bhi HDFC Liquid Fund aapke liye sabse achha fund hai.
Q3: Which fund is more cost-effective?
HDFC Liquid Fund aapke liye sabse cost-effective fund hai. Iska expense ratio 0.2% hai, jo Quant Mutual Fund Multi Cap Fund ka expense ratio (1.68%) se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price