HDFC Liquid Fund vs Quant Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.83%
3Y Return
14.7%
Agar aapka investment portfolio mein liquid aur large cap funds ka samavesh hai, toh yeh article aapke liye upyukt hoga. Dekho, hum HDFC Liquid Fund aur Quant Mutual Fund Large Cap Fund ko aapke investment ke liye vishleshan karte hain. Chaliye, aaj hum apne investment ke liye kya chunna hai, isse samjhne ki koshish karenge.
| Parameter | AHDFC Liquid Fund - Direct Plan - Growth | BQuant Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Quant Mutual Fund |
| Category | Liquid | Large Cap |
| NAV (₹) | 5466.12 | 497.22 |
| AUM (₹ Cr) | 7.29 Lac Cr | 2.47 Lac Cr |
| Expense Ratio (%) | 0.2% | 0.52% |
| Riskometer | Low | Very High |
| Volatility | 0.11 | 12.4 |
| Sharpe Ratio | 3 | 0.66 |
| 1 Year Return (%) | 6.08% | -4.02% |
| 3 Year Return (%) | 6.83% | 14.7% |
| 5 Year Return (%) | 6.01% | 12.03% |
| Since Launch (%) | 34.46% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 April 2006 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Dhruv Muchhal; Rohan Pillai; Swapnil Jangam (3.6 years yrs) | Sonam Udasi; Amey Sathe (9.2 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 50 |
| Top 3 Holdings | Reserve Bank of India (5.23%), Reserve Bank of India (4.44%), Reserve Bank of India (3.79%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | CP: 47.67% | CD: 31.92% | T-Bills: 19.85% | Debenture: 2.05% | Bonds/NCD: 0.13% | Debt: 0.06% | SDL: 0.04% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 203% | 27% |
🤖 AI Verdict – Which is Better?
Haan, ismein koi shak hai ki Fund B, Quant Mutual Fund Large Cap Fund, 3Y return mein Fund A ko haraane ki shakti rakhta hai. Lekin, expense ratio 0.52% hai, jo ki Fund A ke 0.2% se adhik hai. Dekhiye, fund ka expense ratio bahut bada hai, toh ye fund long-term mein aapke investment ke liye achha nahi hai. Fund A, HDFC Liquid Fund, long-term wealth creation ke liye better fund hai.
Why consider HDFC Liquid Fund?
- Expense ratio: 0.2%
- 3Y return: 6.83%
- AUM: 7.29 Lac Cr
- Sharpe Ratio: 3
Why consider Quant Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.47 Lac Cr
- Sharpe Ratio: 0.66
📈 SIP Suitability
SIP ke liye, Fund A ka 6.83% 3Y return Fund B ke 14.7% se kam hai, lekin Fund A ka expense ratio Fund B ke expense ratio se kam hai. Dekhiye, Fund A ka expense ratio bahut kam hai, toh ye fund long-term ke liye achha hai. Fund B ka volatility bhi bahut jyaada hai, toh ye fund SIP ke liye aapke liye achha nahi hai. Fund A, HDFC Liquid Fund, SIP ke liye better fund hai.
⚠️ Risk & Cost Analysis
Haan, riskometer aur volatility ke maadhyam se bhi hum Fund A ke expense ratio se Fund B ko vishleshan kar sakte hain. Dekhiye, Fund A ka riskometer low hai, fund ka expense ratio bhi kam hai, aur fund ka volatility bhi kam hai. Fund B ka riskometer very high hai, fund ka expense ratio bhi adhik hai, aur fund ka volatility bhi bahut jyaada hai. Fund A Fund B ke expense ratio aur risk ke maadhyam se bhi better hai.
📊 Portfolio Diversification
Haan, asset allocation ke maadhyam se bhi hum Fund A aur Fund B ke beech ki diversification ko vishleshan kar sakte hain. Dekhiye, Fund A mein CP, CD, T-Bills, Debenture, Bonds/NCD, Debt aur SDL ke asset allocation mein 99.58% hai, lekin Fund B mein equity ka asset allocation 96.00% hai. Dekhiye, Fund A ka asset allocation Fund B ke asset allocation se adhik hai. Fund A Fund B ke asset allocation mein adhik diversified hai.
SIP Calculator – Compare Growth Potential
HDFC Liquid Fund
₹862254.72
@6.8% annual return (3Y)
Quant Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A, HDFC Liquid Fund, 5Y return mein Fund B se kam lekin 3Y return mein Fund B se adhik hai. Fund B ka 5Y return 12.03% hai, jo ki Fund A ka 5Y return 6.01% se adhik hai.
Q2: Is the higher risk fund worth it?
Haan, Fund B ka riskometer very high hai, lekin Fund A ka riskometer low hai. Dekhiye, Fund B ka volatility bhi bahut jyaada hai, aur fund ka expense ratio bhi adhik hai. Fund A Fund B ke expense ratio aur risk ke maadhyam se bhi better hai.
Q3: Which fund is more cost-effective?
Haan, Fund A ka expense ratio 0.2% hai, jo ki Fund B ke expense ratio 0.52% se kam hai. Dekhiye, Fund A ka expense ratio Fund B ke expense ratio se kam hai, aur fund ka volatility bhi kam hai. Fund A Fund B ke expense ratio aur risk ke maadhyam se bhi better hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price