HDFC Liquid Fund vs Old Bridge Mutual Fund Mid Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.83%
3Y Return
1.9%
Hai, doston! Aaj hum do alag-alag funds ke beech ka comparison karne wale hain - HDFC Liquid Fund aur Old Bridge Mutual Fund Mid Cap Fund. Dekho, agar aapko pata hai ki aapke paas kya lagbhag 3-5 saal ka investment hai, toh yeh article aapke liye ek aisa guide hai, jisase aapko pata chal sakta hai ki aapko kis fund me investment karna chahiye.
| Parameter | AHDFC Liquid Fund - Direct Plan - Growth | BOld Bridge Mutual Fund Mid Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Old Bridge Mutual Fund |
| Category | Liquid | Mid Cap |
| NAV (₹) | 5466.12 | 10.59 |
| AUM (₹ Cr) | 7.29 Lac Cr | 1.57 Lac Cr |
| Expense Ratio (%) | 0.2% | 1.75% |
| Riskometer | Low | Very High |
| Volatility | 0.11 | 15.35 |
| Sharpe Ratio | 3 | 1.82 |
| 1 Year Return (%) | 6.08% | 5.79% |
| 3 Year Return (%) | 6.83% | 1.9% |
| 5 Year Return (%) | 6.01% | 1.13% |
| Since Launch (%) | 34.46% | N/A |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 April 2006 | 4 March 2026 |
| Exit Load | Nil | Nil |
| Fund Manager | Dhruv Muchhal; Rohan Pillai; Swapnil Jangam (3.6 years yrs) | Chirag Setalvad; Dhruv Muchhal (13.4 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty Midcap 150 TRI |
| Top 3 Holdings | Reserve Bank of India (5.23%), Reserve Bank of India (4.44%), Reserve Bank of India (3.79%) | Voltas Ltd. (3.8%), Mphasis Ltd. (3.5%), Coforge Ltd. (3.2%) |
| Asset Allocation | CP: 47.67% | CD: 31.92% | T-Bills: 19.85% | Debenture: 2.05% | Bonds/NCD: 0.13% | Debt: 0.06% | SDL: 0.04% | Equity: 94.00% | T-Bills: 6.00% |
| Portfolio Turnover | 203% | 31% |
🤖 AI Verdict – Which is Better?
Chaliye, humein pata chal gaya hai ki HDFC Liquid Fund 3 saal ke liye 6.83% aur 5 saal ke liye 6.01% ka return hai, jabki Old Bridge Mutual Fund Mid Cap Fund ke 3 saal ke return 1.9% aur 5 saal ke return 1.13% hai. Haan, expense ratio ke hisaab se bhi HDFC Liquid Fund 0.2% ka expense ratio hai, jabki Old Bridge Mutual Fund Mid Cap Fund ka expense ratio 1.75% hai. Lekin, riskometer ke hisaab se, Old Bridge Mutual Fund Mid Cap Fund Very High riskometer ka hai, jabki HDFC Liquid Fund ka riskometer Low hai. Sach ye hai ki long-term wealth creation ke liye, riskometer aur expense ratio bahut zaroori hain. Toh, humein pata chal gaya hai ki HDFC Liquid Fund long-term wealth creation ke liye aapke liye aasan hai.
Why consider HDFC Liquid Fund?
- Expense ratio: 0.2%
- 3Y return: 6.83%
- AUM: 7.29 Lac Cr
- Sharpe Ratio: 3
Why consider Old Bridge Mutual Fund Mid Cap Fund?
- Expense ratio: 1.75%
- 3Y return: 1.9%
- AUM: 1.57 Lac Cr
- Sharpe Ratio: 1.82
📈 SIP Suitability
Ab, humein pata chalna hai ki SIP ke hisaab se dono funds ka consistency aur return stability kya hai. Chaliye, HDFC Liquid Fund ka 1Y return 6.08% hai, jabki Old Bridge Mutual Fund Mid Cap Fund ka 1Y return 5.79% hai. Haan, volatility ke hisaab se bhi HDFC Liquid Fund ka volatility 0.11 hai, jabki Old Bridge Mutual Fund Mid Cap Fund ka volatility 15.35 hai. Lekin, Sharpe ratio ke hisaab se, HDFC Liquid Fund ka Sharpe ratio 3 hai, jabki Old Bridge Mutual Fund Mid Cap Fund ka Sharpe ratio 1.82 hai. Sach ye hai ki SIP ke hisaab se, HDFC Liquid Fund aapke liye aasan hai.
⚠️ Risk & Cost Analysis
Ab, humein pata chalna hai ki dono funds ke riskometer, volatility, Sharpe ratio, aur expense ratio kya hain. Chaliye, HDFC Liquid Fund ka riskometer Low hai, jabki Old Bridge Mutual Fund Mid Cap Fund ka riskometer Very High hai. Haan, volatility ke hisaab se bhi HDFC Liquid Fund ka volatility 0.11 hai, jabki Old Bridge Mutual Fund Mid Cap Fund ka volatility 15.35 hai. Lekin, Sharpe ratio ke hisaab se, HDFC Liquid Fund ka Sharpe ratio 3 hai, jabki Old Bridge Mutual Fund Mid Cap Fund ka Sharpe ratio 1.82 hai. Sach ye hai ki HDFC Liquid Fund aapke liye better risk-adjusted returns offer karta hai.
📊 Portfolio Diversification
Ab, humein pata chalna hai ki dono funds ka asset allocation aur top holdings concentration kya hai. Chaliye, HDFC Liquid Fund ka asset allocation CP, CD, T-Bills, Debenture, Bonds/NCD, Debt, aur SDL hai, jabki Old Bridge Mutual Fund Mid Cap Fund ka asset allocation Equity aur T-Bills hai. Haan, top holdings concentration ke hisaab se bhi HDFC Liquid Fund ka top holdings Reserve Bank of India ka hai, jabki Old Bridge Mutual Fund Mid Cap Fund ka top holdings Voltas Ltd, Mphasis Ltd, aur Coforge Ltd ka hai. Sach ye hai ki HDFC Liquid Fund ka asset allocation aur top holdings concentration aapke liye aasan hai.
SIP Calculator – Compare Growth Potential
HDFC Liquid Fund
₹862254.72
@6.8% annual return (3Y)
Old Bridge Mutual Fund Mid Cap Fund
₹661259.80
@1.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Liquid Fund 5 saal ke liye 6.01% aur 3 saal ke liye 6.83% ka return hai, jabki Old Bridge Mutual Fund Mid Cap Fund 5 saal ke liye 1.13% aur 3 saal ke liye 1.9% ka return hai. Isliye, HDFC Liquid Fund long-term wealth creation ke liye aapke liye aasan hai.
Q2: Is the higher risk fund worth it?
Old Bridge Mutual Fund Mid Cap Fund ka riskometer Very High hai, jabki HDFC Liquid Fund ka riskometer Low hai. Haan, volatility ke hisaab se bhi HDFC Liquid Fund ka volatility 0.11 hai, jabki Old Bridge Mutual Fund Mid Cap Fund ka volatility 15.35 hai. Sach ye hai ki HDFC Liquid Fund aapke liye better risk-adjusted returns offer karta hai.
Q3: Which fund is more cost-effective?
HDFC Liquid Fund ka expense ratio 0.2% hai, jabki Old Bridge Mutual Fund Mid Cap Fund ka expense ratio 1.75% hai. Isliye, HDFC Liquid Fund aapke liye cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price