HDFC Liquid Fund vs Edelweiss Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.83%
3Y Return
14.24%
Ab aaj hum do investment options ke beech ki comparison karenge - HDFC Liquid Fund aur Edelweiss Mutual Fund Multi Cap Fund. Ye dono fund different categories mein hain - Liquid aur Multi Cap. Is article mein hum dekhein ki kis fund mein long-term wealth creation ke liye invest karna chahiye.
| Parameter | AHDFC Liquid Fund - Direct Plan - Growth | BEdelweiss Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Edelweiss Mutual Fund |
| Category | Liquid | Multi Cap |
| NAV (₹) | 5466.12 | 15.12 |
| AUM (₹ Cr) | 7.29 Lac Cr | 1.68 Lac Cr |
| Expense Ratio (%) | 0.2% | 1.68% |
| Riskometer | Low | Very High |
| Volatility | 0.11 | 15.25 |
| Sharpe Ratio | 3 | 0.68 |
| 1 Year Return (%) | 6.08% | 3.12% |
| 3 Year Return (%) | 6.83% | 14.24% |
| 5 Year Return (%) | 6.01% | 8.32% |
| Since Launch (%) | 34.46% | 16.89% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 April 2006 | 30 October 2023 |
| Exit Load | Nil | Nil |
| Fund Manager | Dhruv Muchhal; Rohan Pillai; Swapnil Jangam (3.6 years yrs) | Bharat Lahoti (3.5 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | Reserve Bank of India (5.23%), Reserve Bank of India (4.44%), Reserve Bank of India (3.79%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | CP: 47.67% | CD: 31.92% | T-Bills: 19.85% | Debenture: 2.05% | Bonds/NCD: 0.13% | Debt: 0.06% | SDL: 0.04% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 203% | 55% |
🤖 AI Verdict – Which is Better?
Haan, humein long-term wealth creation ke like 3Y return, expense ratio, aur risk ke hisab se kisi ek fund ko chunne ka mukhya pad hai. Fund A, HDFC Liquid Fund, 3Y return mein 6.83% ka return deta hai, jiska mukhya kaaran uski Low riskometer hai. Iske alawa, expense ratio bhi 0.2% hai, jisse humein jyada expense nahi hoga. To, hamara verdict hai ki HDFC Liquid Fund long-term wealth creation ke liye bhi achha hai.
Why consider HDFC Liquid Fund?
- Expense ratio: 0.2%
- 3Y return: 6.83%
- AUM: 7.29 Lac Cr
- Sharpe Ratio: 3
Why consider Edelweiss Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 14.24%
- AUM: 1.68 Lac Cr
- Sharpe Ratio: 0.68
📈 SIP Suitability
Ab hum sochte hain ki ki fund monthly SIP ke liye suitable hai. Fund A, HDFC Liquid Fund, apni consistency aur return stability ke liye achha hai. Iske liye, 1Y aur 3Y return karenge. To, HDFC Liquid Fund monthly SIP ke liye bhi achha hai.
⚠️ Risk & Cost Analysis
Ab hum dekhein ki kis fund mein kam risk hai. Fund A, HDFC Liquid Fund, apni Low riskometer aur 0.11 volatility ke liye achha hai. Iske alawa, Sharpe ratio bhi 3 hai, jisse humein better risk-adjusted returns milenge. To, HDFC Liquid Fund mein kam risk hai.
📊 Portfolio Diversification
Ab hum dekhein ki portfolio mein kitna diversification hai. Fund A, HDFC Liquid Fund, apne asset allocation mein 47.67% CP, 31.92% CD, aur 19.85% T-Bills ke saath hi, 2.05% Debenture aur 0.13% Bonds/NCD ke saath bhi diversified hai. Iske alawa, top 3 holdings mein Reserve Bank of India ke 13.46% ke saath hi, HDFC Liquid Fund mein kam concentration hai. To, HDFC Liquid Fund mein portfolio diversification hai.
SIP Calculator – Compare Growth Potential
HDFC Liquid Fund
₹862254.72
@6.8% annual return (3Y)
Edelweiss Mutual Fund Multi Cap Fund
₹1329792.28
@14.2% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki HDFC Liquid Fund 5Y aur 3Y returns mein 6.01% aur 6.83% ka return deta hai, jo ki Edelweiss Mutual Fund Multi Cap Fund se zyada hai.
Q2: Is the higher risk fund worth it?
Nahin, kyunki Edelweiss Mutual Fund Multi Cap Fund ki volatility 15.25 hai, jisse humein jyada risk hoga. Iske alawa, Sharpe ratio bhi 0.68 hai, jisse humein kam risk-adjusted returns milenge.
Q3: Which fund is more cost-effective?
HDFC Liquid Fund ki expense ratio 0.2% hai, jisse humein jyada expense nahi hoga. Iske alawa, Edelweiss Mutual Fund Multi Cap Fund ki expense ratio 1.68% hai, jisse humein jyada expense hoga.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price