HDFC Liquid Fund vs Edelweiss Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.83%
3Y Return
14.7%
Ek baar phir hum aapko do mutual funds ke beech ka comparison karne ja rhe hai. Fund A HDFC Liquid Fund Direct Plan Growth hai, jo liquid funds category me aata hai. Fund B Edelweiss Mutual Fund Large Cap Fund Direct Plan Growth hai, jo large cap category me aata hai. Dekho, aap jaante hain ki aap kis fund ka use kar sakte hain aur kyun.
| Parameter | AHDFC Liquid Fund - Direct Plan - Growth | BEdelweiss Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Edelweiss Mutual Fund |
| Category | Liquid | Large Cap |
| NAV (₹) | 5466.12 | 497.22 |
| AUM (₹ Cr) | 7.29 Lac Cr | 2.33 Lac Cr |
| Expense Ratio (%) | 0.2% | 0.52% |
| Riskometer | Low | Very High |
| Volatility | 0.11 | 12.9 |
| Sharpe Ratio | 3 | 0.64 |
| 1 Year Return (%) | 6.08% | -4.02% |
| 3 Year Return (%) | 6.83% | 14.7% |
| 5 Year Return (%) | 6.01% | 12.03% |
| Since Launch (%) | 34.46% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 April 2006 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Dhruv Muchhal; Rohan Pillai; Swapnil Jangam (3.6 years yrs) | Bharat Lahoti (3.5 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 50 |
| Top 3 Holdings | Reserve Bank of India (5.23%), Reserve Bank of India (4.44%), Reserve Bank of India (3.79%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | CP: 47.67% | CD: 31.92% | T-Bills: 19.85% | Debenture: 2.05% | Bonds/NCD: 0.13% | Debt: 0.06% | SDL: 0.04% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 203% | 32% |
🤖 AI Verdict – Which is Better?
Sach ye hai, long-term wealth creation ke liye, 3Y return, expense ratio, aur risk ka mazaak karna chahiye. Fund B ka 3Y return 14.7% hai, jo Fund A ka 6.83% se adhik hai. Lekin expense ratio me Fund A kam hai, 0.2% vs 0.52%. Riskometer me bhi Fund A kam hai, Low vs Very High. Haan, Fund B ka 5Y return 12.03% hai, lekin Fund A ka 5Y return 6.01% hi hai. To, hum jaante hain ki Fund A long-term wealth creation ke liye better hai.
Why consider HDFC Liquid Fund?
- Expense ratio: 0.2%
- 3Y return: 6.83%
- AUM: 7.29 Lac Cr
- Sharpe Ratio: 3
Why consider Edelweiss Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.33 Lac Cr
- Sharpe Ratio: 0.64
📈 SIP Suitability
SIP (Systematic Investment Plan) ke liye Fund A aur Fund B ka comparison karte hai. Fund A ka 1Y return 6.08% hai, jo Fund B ka -4.02% se adhik hai. Lekin Fund A ka volatility 0.11 hai, jo Fund B ka 12.9 se kam hai. Haan, Fund A ka Sharpe ratio 3 hai, jo Fund B ka 0.64 se adhik hai. To, Fund A SIP ke liye better hai.
⚠️ Risk & Cost Analysis
Riskometer aur volatility ke maje me Fund A aur Fund B ka comparison karte hai. Fund A ka riskometer Low hai, jo Fund B ka Very High se kam hai. Lekin Fund A ka volatility 0.11 hai, jo Fund B ka 12.9 se kam hai. Haan, Fund A ka Sharpe ratio 3 hai, jo Fund B ka 0.64 se adhik hai. To, Fund A risk-adjusted returns ke liye better hai.
📊 Portfolio Diversification
Fund A ka asset allocation CP 47.67%, CD 31.92%, T-Bills 19.85%, Debenture 2.05%, Bonds/NCD 0.13%, Debt 0.06%, SDL 0.04% hai. Fund B ka asset allocation Equity 96.00%, T-Bills 4.00% hai. Haan, Fund A ka asset allocation Fund B se adhik diversified hai. Lekin Fund B ka top holdings HDFC Bank Ltd., ICICI Bank Ltd., Reliance Industries Ltd. hai, jo Fund A ka top holdings Reserve Bank of India hai.
SIP Calculator – Compare Growth Potential
HDFC Liquid Fund
₹862254.72
@6.8% annual return (3Y)
Edelweiss Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
5Y/3Y returns ke maje se, Fund A better returns deta hai, lekin Fund B ka 5Y return 12.03% hai, jo Fund A ka 6.01% se adhik hai.
Q2: Is the higher risk fund worth it?
Volatility aur Sharpe ratio ke maje se, Fund B ka higher risk fund nahi hai, lekin Fund B ka Sharpe ratio Fund A se kam hai.
Q3: Which fund is more cost-effective?
Expense ratio ke maje se, Fund A more cost-effective hai, 0.2% vs 0.52%.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price