HDFC Liquid Fund vs Canara Robeco Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.83%
3Y Return
12.5%
Dekho, aaj hum do alag-alag funds ke beech maareinge comparison - HDFC Liquid Fund aur Canara Robeco Large Cap Fund. Ye dono funds alag-alag categories mein hain. HDFC Liquid Fund ek liquid fund hai aur Canara Robeco Large Cap Fund ek large cap fund hai. Aaj hum jaanne ja rahe hain ki ye do funds kaise perform karte hain aur kis fund mein long-term wealth creation ho sakta hai.
| Parameter | AHDFC Liquid Fund - Direct Plan - Growth | BCanara Robeco Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Canara Robeco |
| Category | Liquid | Large Cap |
| NAV (₹) | 5466.12 | 69.54 |
| AUM (₹ Cr) | 7.29 Lac Cr | 1.65 Lac Cr |
| Expense Ratio (%) | 0.2% | 0.83% |
| Riskometer | Low | Very High |
| Volatility | 0.11 | 11.61 |
| Sharpe Ratio | 3 | 0.52 |
| 1 Year Return (%) | 6.08% | -3.79% |
| 3 Year Return (%) | 6.83% | 12.5% |
| 5 Year Return (%) | 6.01% | 11.73% |
| Since Launch (%) | 34.46% | 13.95% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 April 2006 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Dhruv Muchhal; Rohan Pillai; Swapnil Jangam (3.6 years yrs) | Shridatta Bhandwaldar; Vishal Mishra (9.9 years yrs) |
| Benchmark | NIFTY Liquid Index | BSE 100 Total Return Index |
| Top 3 Holdings | Reserve Bank of India (5.23%), Reserve Bank of India (4.44%), Reserve Bank of India (3.79%) | HDFC Bank Ltd. (8.33%), ICICI Bank Ltd. (7.71%), Reliance Industries Ltd. (5.54%) |
| Asset Allocation | CP: 47.67% | CD: 31.92% | T-Bills: 19.85% | Debenture: 2.05% | Bonds/NCD: 0.13% | Debt: 0.06% | SDL: 0.04% | Equity: 96.23% | Pref. Shares: 0.01% |
| Portfolio Turnover | 203% | 16% |
🤖 AI Verdict – Which is Better?
Haan, hum jaante hain ki canara robeco large cap fund 3Y return mein 12.5% ka return deta hai aur HDFC liquid fund 6.83% ka return deta hai. Lekin expense ratio ke maadhyam se dekha jaata hai ki HDFC liquid fund expense ratio ka maamla 0.2% hai aur Canara Robeco Large Cap Fund expense ratio ka maamla 0.83% hai. Riskometer bhi ek bahut hi bada factor hai, aur Canara Robeco Large Cap Fund "Very High" riskometer ka maamla hai, jise "Low" Riskometer ke maamla HDFC liquid fund se bahut hi alag hai. Isliye, hum jaante hain ki HDFC Liquid Fund long-term wealth creation ke maadhyam se better hai.
Why consider HDFC Liquid Fund?
- Expense ratio: 0.2%
- 3Y return: 6.83%
- AUM: 7.29 Lac Cr
- Sharpe Ratio: 3
Why consider Canara Robeco Large Cap Fund?
- Expense ratio: 0.83%
- 3Y return: 12.5%
- AUM: 1.65 Lac Cr
- Sharpe Ratio: 0.52
📈 SIP Suitability
SIP suitabilitiy ke maadhyam se dekha jaata hai ki HDFC liquid fund monthly SIP ke liye better hai. Ye fund 1Y, 3Y aur 5Y ke return mein bahut hi stable hai. Canara Robeco Large Cap Fund 1Y mein -3.79% ka return deta hai, jise HDFC liquid fund se bahut hi alag hai.
⚠️ Risk & Cost Analysis
Riskometer aur volatility ke maadhyam se dekha jaata hai ki HDFC liquid fund low riskometer ka maamla hai aur Canara Robeco Large Cap Fund "Very High" riskometer ka maamla hai. Sharpe ratio ke maadhyam se bhi dekha jaata hai ki HDFC liquid fund Sharpe ratio 3 ka maamla hai, jise Canara Robeco Large Cap Fund se bahut hi alag hai. Expense ratio ke maadhyam se bhi dekha jaata hai ki HDFC liquid fund expense ratio ka maamla 0.2% hai, jise Canara Robeco Large Cap Fund expense ratio ka maamla 0.83% se bahut hi alag hai.
📊 Portfolio Diversification
Asset allocation ke maadhyam se dekha jaata hai ki HDFC liquid fund asset allocation mein CP 47.67%, CD 31.92%, T-Bills 19.85%, Debenture 2.05%, Bonds/NCD 0.13%, Debt 0.06%, SDL 0.04% hai. Canara Robeco Large Cap Fund asset allocation mein equity 96.23%, pref. shares 0.01% hai. Top holdings concentration ke maadhyam se dekha jaata hai ki HDFC liquid fund Reserve Bank of India mein 5.23%, 4.44%, 3.79% hai, jise Canara Robeco Large Cap Fund HDFC Bank Ltd. mein 8.33%, ICICI Bank Ltd. mein 7.71%, Reliance Industries Ltd. mein 5.54% se bahut hi alag hai.
SIP Calculator – Compare Growth Potential
HDFC Liquid Fund
₹862254.72
@6.8% annual return (3Y)
Canara Robeco Large Cap Fund
₹1196906.64
@12.5% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Liquid Fund 3Y return mein 6.83% ka return deta hai, jise Canara Robeco Large Cap Fund 12.5% se bahut hi alag hai. Isliye, HDFC Liquid Fund long run mein better returns deta hai.
Q2: Is the higher risk fund worth it?
Canara Robeco Large Cap Fund "Very High" riskometer ka maamla hai, jise HDFC Liquid Fund "Low" riskometer ka maamla se bahut hi alag hai. Sharpe ratio ke maadhyam se bhi dekha jaata hai ki HDFC Liquid Fund Sharpe ratio 3 ka maamla hai, jise Canara Robeco Large Cap Fund se bahut hi alag hai. Isliye, higher risk fund worth nahi hai.
Q3: Which fund is more cost-effective?
HDFC Liquid Fund expense ratio ka maamla 0.2% hai, jise Canara Robeco Large Cap Fund expense ratio ka maamla 0.83% se bahut hi alag hai. Isliye, HDFC Liquid Fund more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price