HDFC Liquid Fund vs Axis Midcap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.83%
3Y Return
19.19%
Dekho, today humein do funds ke baare mein janna hai - HDFC Liquid Fund aur Axis Midcap Fund. Ye donon funds alag-alag categories mein aate hain. Liquid fund mein humein short-term investment ke liye options milte hain, jabki midcap fund mein humein long-term wealth creation ke liye options milte hain. Is article mein humein in do funds ke beech ki comparison karni hai.
| Parameter | AHDFC Liquid Fund - Direct Plan - Growth | BAxis Midcap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Axis Mutual Fund |
| Category | Liquid | Mid Cap |
| NAV (₹) | 5466.12 | 136.27 |
| AUM (₹ Cr) | 7.29 Lac Cr | 3.23 Lac Cr |
| Expense Ratio (%) | 0.2% | 1.58% |
| Riskometer | Low | Very High |
| Volatility | 0.11 | 14.48 |
| Sharpe Ratio | 3 | 0.88 |
| 1 Year Return (%) | 6.08% | 7.41% |
| 3 Year Return (%) | 6.83% | 19.19% |
| 5 Year Return (%) | 6.01% | 16.41% |
| Since Launch (%) | 34.46% | 18.68% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 April 2006 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Dhruv Muchhal; Rohan Pillai; Swapnil Jangam (3.6 years yrs) | Krishnaa Narayan; Nitin Arora; Shreyash Devalkar (9.5 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty Midcap 150 TRI |
| Top 3 Holdings | Reserve Bank of India (5.23%), Reserve Bank of India (4.44%), Reserve Bank of India (3.79%) | The Federal Bank Ltd. (3.87%), Fortis Healthcare Ltd. (3.56%), Multi Commodity Exchange Of India Ltd. (3.43%) |
| Asset Allocation | CP: 47.67% | CD: 31.92% | T-Bills: 19.85% | Debenture: 2.05% | Bonds/NCD: 0.13% | Debt: 0.06% | SDL: 0.04% | Equity: 89.53% | Mutual Fund: 0.94% | Futures: 0.21% |
| Portfolio Turnover | 203% | 12% |
🤖 AI Verdict – Which is Better?
Haan, fund B, Axis Midcap Fund, 3Y return ke liye achha hai, lekin expense ratio aur riskometer ke liye fund A, HDFC Liquid Fund, achha hai. Dekho, agar hum long-term wealth creation ke liye investment karte hain, toh fund B better hai. Lekin agar hum cost effective aur low risk ke liye investment karte hain, toh fund A better hai.
Why consider HDFC Liquid Fund?
- Expense ratio: 0.2%
- 3Y return: 6.83%
- AUM: 7.29 Lac Cr
- Sharpe Ratio: 3
Why consider Axis Midcap Fund?
- Expense ratio: 1.58%
- 3Y return: 19.19%
- AUM: 3.23 Lac Cr
- Sharpe Ratio: 0.88
📈 SIP Suitability
Sach ye hai ki SIP (Systematic Investment Plan) ke liye fund A, HDFC Liquid Fund, better hai. Ye fund consistent returns dete hain aur low risk ke saath investment karna aasaan hai. Lekin agar hum long-term wealth creation ke liye SIP karte hain, toh fund B, Axis Midcap Fund, better hai. Ismein humein consistency aur return stability ke liye investment karna hoga.
⚠️ Risk & Cost Analysis
Riskometer aur volatility ke liye fund B, Axis Midcap Fund, high hai, lekin Sharpe ratio aur expense ratio ke liye fund A, HDFC Liquid Fund, low hai. Dekho, agar hum risk-adjusted returns ke liye investment karte hain, toh fund A better hai. Lekin agar hum high-risk investment karna chahte hain, toh fund B better hai.
📊 Portfolio Diversification
Asset allocation ke liye fund B, Axis Midcap Fund, equity mein 89.53% investment karta hai, jabki fund A, HDFC Liquid Fund, CP, CD, aur T-Bills mein investment karta hai. Dekho, fund B ke portfolio mein asset allocation bahut concentrate hai. Lekin fund A ke portfolio mein asset allocation aur top holdings concentration alag-alag hain.
SIP Calculator – Compare Growth Potential
HDFC Liquid Fund
₹862254.72
@6.8% annual return (3Y)
Axis Midcap Fund
₹1814321.04
@19.2% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki fund B, Axis Midcap Fund, 5Y return mein 16.41% hai, jabki fund A, HDFC Liquid Fund, 5Y return mein 6.01% hai. Isliye, fund B long run mein better hai.
Q2: Is the higher risk fund worth it?
Haan, fund B, Axis Midcap Fund, higher risk hai, lekin volatility aur Sharpe ratio ke liye toh fund A, HDFC Liquid Fund, better hai. Dekho, agar hum high-risk investment karna chahte hain, toh fund B better hai.
Q3: Which fund is more cost-effective?
Sach ye hai ki fund A, HDFC Liquid Fund, expense ratio mein 0.2% hai, jabki fund B, Axis Midcap Fund, expense ratio mein 1.58% hai. Isliye, fund A cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price