HDFC Flexi Cap Fund vs UTI Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
14.7%
dekho, humne do funds compare kiye hain, HDFC Flexi Cap Fund aur UTI Mutual Fund Large Cap Fund, jo ki dono alag categories mein aate hain, Multi Cap aur Large Cap. hum yahan par in dono funds ke returns, risk, aur expenses ko compare karenge, taki aapko pata chal sake ki kaunsa fund aapke liye better hai.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BUTI Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | UTI Mutual Fund |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 1945.71 | 497.22 |
| AUM (₹ Cr) | 10.05 Lac Cr | 2.00 Lac Cr |
| Expense Ratio (%) | 0.67% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.97 | 11.79 |
| Sharpe Ratio | 0.87 | 0.7 |
| 1 Year Return (%) | -0.81% | -4.02% |
| 3 Year Return (%) | 17.84% | 14.7% |
| 5 Year Return (%) | 17.6% | 12.03% |
| Since Launch (%) | 14.35% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | V. Srivatsa (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 26% | 21% |
🤖 AI Verdict – Which is Better?
haan, 3Y return aur expense ratio ke hisab se, HDFC Flexi Cap Fund thoda better lagta hai, lekin risk bhi very high hai, isliye investors ko apne risk appetite ke hisab se decision lena hoga, aur dono funds ke performance ko dekhna hoga.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider UTI Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.00 Lac Cr
- Sharpe Ratio: 0.7
📈 SIP Suitability
chaliye, SIP ke liye dono funds theek hain, lekin HDFC Flexi Cap Fund ka 3Y return thoda accha hai, isliye yeh long term ke liye better ho sakta hai, lekin consistency aur return stability ko bhi dekhna hoga.
⚠️ Risk & Cost Analysis
sach ye hai ki dono funds ka riskometer very high hai, lekin HDFC Flexi Cap Fund ka Sharpe ratio thoda accha hai, jo ki risk-adjusted returns ko darshata hai, aur expense ratio bhi thoda high hai, isliye investors ko apne risk appetite ke hisab se decision lena hoga.
📊 Portfolio Diversification
dekho, dono funds ka asset allocation alag hai, HDFC Flexi Cap Fund ka equity allocation 97% hai, jabki UTI Mutual Fund Large Cap Fund ka 96% hai, aur top holdings bhi alag hain, isliye diversification ko bhi dekhna hoga, aur sector risk bhi samajhna hoga.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
UTI Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Flexi Cap Fund ka 5Y return 17.6% hai, jo ki UTI Mutual Fund Large Cap Fund se thoda accha hai, isliye yeh long term ke liye better ho sakta hai.
Q2: Is the higher risk fund worth it?
donon funds ka riskometer very high hai, lekin HDFC Flexi Cap Fund ka Sharpe ratio 0.87 hai, jo ki UTI Mutual Fund Large Cap Fund se thoda accha hai, isliye yeh risk worth it ho sakta hai.
Q3: Which fund is more cost‑effective?
UTI Mutual Fund Large Cap Fund ka expense ratio 0.52% hai, jo ki HDFC Flexi Cap Fund se thoda kam hai, isliye yeh cost-effective ho sakta hai, lekin exit load N/A hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price