HDFC Flexi Cap Fund vs UTI Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
14.7%
dekho, aapke paas do fund options hai - HDFC Flexi Cap Fund aur UTI Mutual Fund Large Cap Fund. dono hi alag categories mein aate hain, ek multi cap hai aur dusra large cap. chaliye, hum inki details compare karte hain aur aapko bataate hain ki aapke long-term wealth creation ke liye kaunsa fund behtar hai.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BUTI Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | UTI Mutual Fund |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 1945.71 | 497.22 |
| AUM (₹ Cr) | 10.05 Lac Cr | 2.00 Lac Cr |
| Expense Ratio (%) | 0.67% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.97 | 11.79 |
| Sharpe Ratio | 0.87 | 0.7 |
| 1 Year Return (%) | -0.81% | -4.02% |
| 3 Year Return (%) | 17.84% | 14.7% |
| 5 Year Return (%) | 17.6% | 12.03% |
| Since Launch (%) | 14.35% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | V. Srivatsa (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 26% | 21% |
🤖 AI Verdict – Which is Better?
haan, 3Y return, expense ratio, aur risk ko dekhte hue, HDFC Flexi Cap Fund behtar lagta hai. iska 3Y return 17.84% hai, jo UTI Mutual Fund Large Cap Fund se zyada hai. lekin, dono funds ka riskometer very high hai, isliye aapko apne risk appetite ke hisaab se decision lena hoga.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider UTI Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.00 Lac Cr
- Sharpe Ratio: 0.7
📈 SIP Suitability
chaliye, agar aap monthly SIP ke liye fund search kar rahe hain, to HDFC Flexi Cap Fund behtar option hai. iska consistency aur return stability UTI Mutual Fund Large Cap Fund se zyada hai, jo aapke long-term investment ke liye faydemand hai.
⚠️ Risk & Cost Analysis
sach ye hai, dono funds ka riskometer very high hai, lekin HDFC Flexi Cap Fund ka Sharpe ratio 0.87 hai, jo UTI Mutual Fund Large Cap Fund se zyada hai. iska matlab hai ki HDFC Flexi Cap Fund behtar risk-adjusted returns offer karta hai. expense ratio ki baat karein to, UTI Mutual Fund Large Cap Fund ka expense ratio 0.52% hai, jo HDFC Flexi Cap Fund se kam hai.
📊 Portfolio Diversification
dekho, dono funds ki asset allocation aur top holdings concentration ko dekha jaaye to, HDFC Flexi Cap Fund ka equity allocation 97% hai, jabki UTI Mutual Fund Large Cap Fund ka 96% hai. top holdings mein bhi dono funds ka concentration HDFC Bank, ICICI Bank, aur Reliance Industries mein hai, lekin HDFC Flexi Cap Fund ka diversification thoda zyada hai.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
UTI Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Flexi Cap Fund ka 5Y return 17.6% hai, jo UTI Mutual Fund Large Cap Fund se zyada hai, isliye ye fund long run mein behtar returns deta hai.
Q2: Is the higher risk fund worth it?
haan, HDFC Flexi Cap Fund ka Sharpe ratio 0.87 hai, jo UTI Mutual Fund Large Cap Fund se zyada hai, isliye higher risk worth it hai.
Q3: Which fund is more cost‑effective?
UTI Mutual Fund Large Cap Fund ka expense ratio 0.52% hai, jo HDFC Flexi Cap Fund se kam hai, isliye ye fund more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price