HDFC Flexi Cap Fund vs Tata Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
14.7%
dekho, humne do funds ki comparison ki hai - HDFC Flexi Cap Fund aur Tata Mutual Fund Large Cap Fund. Dono funds alag categories mein aate hain, ek Multi Cap aur doosra Large Cap. Aage chaliye, hum dekhenge ki kaunsa fund long-term wealth creation ke liye better hai aur kyun.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BTata Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Tata Mutual Fund |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 1945.71 | 497.22 |
| AUM (₹ Cr) | 10.05 Lac Cr | 1.93 Lac Cr |
| Expense Ratio (%) | 0.67% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.97 | 12.94 |
| Sharpe Ratio | 0.87 | 0.63 |
| 1 Year Return (%) | -0.81% | -4.02% |
| 3 Year Return (%) | 17.84% | 14.7% |
| 5 Year Return (%) | 17.6% | 12.03% |
| Since Launch (%) | 14.35% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Sonam Udasi (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 26% | 32% |
🤖 AI Verdict – Which is Better?
Haan, humne dono funds ko compare kiya hai aur pata chala ki HDFC Flexi Cap Fund ka 3Y return 17.84% hai, jo Tata Mutual Fund Large Cap Fund se zyada hai. Iske alawa, HDFC Flexi Cap Fund ka expense ratio 0.67% hai, jo Tata Mutual Fund Large Cap Fund ke 0.52% se zyada hai, lekin risk bhi zyada hai. Lekin overall, HDFC Flexi Cap Fund long-term wealth creation ke liye better hai.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider Tata Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 1.93 Lac Cr
- Sharpe Ratio: 0.63
📈 SIP Suitability
Chaliye, hum dekhenge ki kaunsa fund monthly SIP ke liye better hai. HDFC Flexi Cap Fund ka 3Y return 17.84% hai, jo Tata Mutual Fund Large Cap Fund se zyada hai. Isliye, HDFC Flexi Cap Fund 10+ years ke liye SIP ke liye better hai.
⚠️ Risk & Cost Analysis
Sach ye hai ki dono funds ka riskometer Very High hai, lekin HDFC Flexi Cap Fund ka volatility 12.97 hai, jo Tata Mutual Fund Large Cap Fund ke 12.94 se zyada hai. Haan, HDFC Flexi Cap Fund ka Sharpe ratio 0.87 hai, jo Tata Mutual Fund Large Cap Fund ke 0.63 se zyada hai. Isliye, HDFC Flexi Cap Fund better risk-adjusted returns deta hai.
📊 Portfolio Diversification
Dekho, HDFC Flexi Cap Fund ka asset allocation 97% equity aur 3% T-Bills hai, jabki Tata Mutual Fund Large Cap Fund ka asset allocation 96% equity aur 4% T-Bills hai. Top holdings mein, HDFC Flexi Cap Fund ka concentration HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), aur Reliance Industries Ltd. (4.9%) hai, jabki Tata Mutual Fund Large Cap Fund ka concentration HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), aur Reliance Industries Ltd. (6.9%) hai. Isliye, HDFC Flexi Cap Fund thoda zyada diversified hai.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
Tata Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Flexi Cap Fund ka 5Y return 17.6% hai, jo Tata Mutual Fund Large Cap Fund ke 12.03% se zyada hai. Isliye, HDFC Flexi Cap Fund long run mein better returns deta hai.
Q2: Is the higher risk fund worth it?
Haan, HDFC Flexi Cap Fund ka volatility 12.97 hai, jo Tata Mutual Fund Large Cap Fund ke 12.94 se zyada hai, lekin Sharpe ratio 0.87 hai, jo Tata Mutual Fund Large Cap Fund ke 0.63 se zyada hai. Isliye, higher risk worth it hai.
Q3: Which fund is more cost‑effective?
Tata Mutual Fund Large Cap Fund ka expense ratio 0.52% hai, jo HDFC Flexi Cap Fund ke 0.67% se kam hai. Isliye, Tata Mutual Fund Large Cap Fund more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price