HDFC Flexi Cap Fund vs Tata Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
14.7%
Dekho, aaj hum dono popular mutual funds, HDFC Flexi Cap Fund aur Tata Mutual Fund Large Cap Fund ko compare karenge. Dono funds ki category alag hai, ek Multi Cap hai aur doosra Large Cap. Aage chalkar, hum in dono funds ke returns, risk, aur expenses ko analyze karenge, taaki aapko pata chal sake ki kaunsa fund aapke long-term wealth creation ke liye behtar hai.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BTata Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Tata Mutual Fund |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 1945.71 | 497.22 |
| AUM (₹ Cr) | 10.05 Lac Cr | 1.93 Lac Cr |
| Expense Ratio (%) | 0.67% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.97 | 12.94 |
| Sharpe Ratio | 0.87 | 0.63 |
| 1 Year Return (%) | -0.81% | -4.02% |
| 3 Year Return (%) | 17.84% | 14.7% |
| 5 Year Return (%) | 17.6% | 12.03% |
| Since Launch (%) | 14.35% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Sonam Udasi (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 26% | 32% |
🤖 AI Verdict – Which is Better?
Haan, HDFC Flexi Cap Fund 3Y return mein Tata Mutual Fund Large Cap Fund se better hai, 17.84% ke comparison mein 14.7%. Expense ratio bhi thoda high hai, lekin overall risk-adjusted returns ke mamle mein HDFC Flexi Cap Fund behtar lagta hai. Chaliye, is fund ko hum long-term wealth creation ke liye behtar maante hain.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider Tata Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 1.93 Lac Cr
- Sharpe Ratio: 0.63
📈 SIP Suitability
Sach ye hai ki dono funds SIP ke liye suitable hain, lekin HDFC Flexi Cap Fund ka 3Y return thoda consistent lagta hai. Isliye, agar aap 10+ saal ke liye SIP karna chahte hain, to HDFC Flexi Cap Fund ek behtar option ho sakta hai.
⚠️ Risk & Cost Analysis
Dono funds ka riskometer Very High hai, lekin HDFC Flexi Cap Fund ka Sharpe ratio 0.87 hai, jo Tata Mutual Fund Large Cap Fund ke 0.63 se better hai. Expense ratio mein bhi thoda antar hai, HDFC Flexi Cap Fund ka 0.67% hai aur Tata Mutual Fund Large Cap Fund ka 0.52% hai. Isliye, risk-adjusted returns ke mamle mein HDFC Flexi Cap Fund behtar lagta hai.
📊 Portfolio Diversification
Dekho, dono funds ka asset allocation thoda alag hai, HDFC Flexi Cap Fund mein 97% equity hai aur Tata Mutual Fund Large Cap Fund mein 96% equity hai. Top holdings mein bhi thoda antar hai, lekin dono funds mein HDFC Bank, ICICI Bank, aur Reliance Industries shamil hain. Isliye, diversification ke mamle mein dono funds ek jaise lagte hain.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
Tata Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Flexi Cap Fund ka 5Y return 17.6% hai, jo Tata Mutual Fund Large Cap Fund ke 12.03% se better hai. Isliye, long run mein HDFC Flexi Cap Fund behtar returns deta hai.
Q2: Is the higher risk fund worth it?
Haan, HDFC Flexi Cap Fund ka Sharpe ratio 0.87 hai, jo Tata Mutual Fund Large Cap Fund ke 0.63 se better hai. Isliye, higher risk ke bawjood, HDFC Flexi Cap Fund ka return thoda behtar hai.
Q3: Which fund is more cost‑effective?
Tata Mutual Fund Large Cap Fund ka expense ratio 0.52% hai, jo HDFC Flexi Cap Fund ke 0.67% se kam hai. Isliye, cost-effectiveness ke mamle mein Tata Mutual Fund Large Cap Fund behtar hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price