HDFC Flexi Cap Fund vs Sundaram Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
22.93%
Aap ke paas do fund hai jo Multi Cap category mein aate hain. HDFC Flexi Cap Fund Direct Plan Growth aur Sundaram Mutual Fund Multi Cap Fund Regular Plan Growth. Is article mein humein yeh jaanna hoga ki dono fund ke beech kya antar hai aur kis fund ki long-term wealth creation ke liye better hai.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BSundaram Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Sundaram Mutual Fund |
| Category | Multi Cap | Multi Cap |
| NAV (₹) | 1945.71 | 1431.56 |
| AUM (₹ Cr) | 10.05 Lac Cr | 1.65 Lac Cr |
| Expense Ratio (%) | 0.67% | 1.68% |
| Riskometer | Very High | Very High |
| Volatility | 12.97 | 14.8 |
| Sharpe Ratio | 0.87 | 1.11 |
| 1 Year Return (%) | -0.81% | 6.91% |
| 3 Year Return (%) | 17.84% | 22.93% |
| 5 Year Return (%) | 17.6% | 19.07% |
| Since Launch (%) | 14.35% | 15.59% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 3 April 2006 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | S. Krishnakumar (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 26% | 50% |
🤖 AI Verdict – Which is Better?
Long-term wealth creation ke liye, hum Sundaram Mutual Fund Multi Cap Fund Regular Plan Growth ko better fund dekhte hain. Iska karan hai ki yeh fund 3Y return mein HDFC Flexi Cap Fund Direct Plan Growth ko kamata hai aur expense ratio bhi kam hai. Lekin, riskometer bhi very high hai. To, yeh fund sirf high-risk investor ke liye suitable hai.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider Sundaram Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 22.93%
- AUM: 1.65 Lac Cr
- Sharpe Ratio: 1.11
📈 SIP Suitability
SIP ke liye, Sundaram Mutual Fund Multi Cap Fund Regular Plan Growth better fund hai. Iska karan hai ki yeh fund 1Y return mein HDFC Flexi Cap Fund Direct Plan Growth ko kamata hai aur consistency bhi thodi jyada hai. Lekin, HDFC Flexi Cap Fund Direct Plan Growth ki return stability bhi thodi jyada hai.
⚠️ Risk & Cost Analysis
Riskometer ke hisaab se, dono fund very high risk mein aate hain. Lekin, Sharpe ratio ke hisaab se, Sundaram Mutual Fund Multi Cap Fund Regular Plan Growth bhi better hai. Volatility bhi HDFC Flexi Cap Fund Direct Plan Growth ke liye jyada hai. Isliye, Sundaram Mutual Fund Multi Cap Fund Regular Plan Growth ki expense ratio ke saath risk-adjusted returns bhi better hai.
📊 Portfolio Diversification
Asset allocation ke hisaab se, dono fund similar hain. Lekin, top holdings concentration ke hisaab se, Sundaram Mutual Fund Multi Cap Fund Regular Plan Growth thodi jyada diversified hai. HDFC Flexi Cap Fund Direct Plan Growth mein HDFC Bank, ICICI Bank, aur Reliance Industries ki share kam se kam 15% hai.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
Sundaram Mutual Fund Multi Cap Fund
₹2318032.57
@22.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sundaram Mutual Fund Multi Cap Fund Regular Plan Growth 5Y return mein HDFC Flexi Cap Fund Direct Plan Growth ko kamata hai, lekin 3Y return mein HDFC Flexi Cap Fund Direct Plan Growth kamata hai. Lekin, long-term wealth creation ke liye, Sundaram Mutual Fund Multi Cap Fund Regular Plan Growth better fund hai.
Q2: Is the higher risk fund worth it?
Sundaram Mutual Fund Multi Cap Fund Regular Plan Growth ke volatility aur Sharpe ratio ke hisaab se, yeh fund sirf high-risk investor ke liye suitable hai. Lekin, risk ke liye return bhi jyada hai.
Q3: Which fund is more cost-effective?
HDFC Flexi Cap Fund Direct Plan Growth ki expense ratio Sundaram Mutual Fund Multi Cap Fund Regular Plan Growth se kam hai. Isliye, HDFC Flexi Cap Fund Direct Plan Growth cost-effective fund hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price