HDFC Flexi Cap Fund vs SBI Small Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
13.45%
Dekho, humne do funds ki comparison ki hai - HDFC Flexi Cap Fund aur SBI Small Cap Fund. Multi Cap aur Small Cap categories mein inke performance ko lekar hum aapko bataayenge ki kaunsa fund aapke liye behtar hai. Is article mein aapko pata chalega ki kaunsa fund long-term wealth creation ke liye accha hai.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BSBI Small Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | SBI Mutual Fund |
| Category | Multi Cap | Small Cap |
| NAV (₹) | 1945.71 | 192.12 |
| AUM (₹ Cr) | 10.05 Lac Cr | 2.46 Lac Cr |
| Expense Ratio (%) | 0.67% | 0.82% |
| Riskometer | Very High | Very High |
| Volatility | 12.97 | 17.83 |
| Sharpe Ratio | 0.87 | 0.39 |
| 1 Year Return (%) | -0.81% | 0.06% |
| 3 Year Return (%) | 17.84% | 13.45% |
| 5 Year Return (%) | 17.6% | 14.57% |
| Since Launch (%) | 14.35% | 23.96% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 18 November 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | R. Srinivasan (10.2 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty Smallcap 250 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | Aarti Drugs Ltd. (3.2%), Hatsun Agro Product Ltd. (2.9%), National Aluminium Company Ltd. (2.7%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 91.00% | Cash & Equivalents: 9.00% |
| Portfolio Turnover | 26% | 23% |
🤖 AI Verdict – Which is Better?
Haan, 3Y return, expense ratio, aur risk ko dekhte hue, HDFC Flexi Cap Fund behtar hai. Iska 3Y return 17.84% hai, jo SBI Small Cap Fund se zyada hai. Expense ratio bhi kam hai, jo 0.67% hai. Lekin, dono funds ka riskometer Very High hai, lekin HDFC Flexi Cap Fund ka volatility kam hai.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider SBI Small Cap Fund?
- Expense ratio: 0.82%
- 3Y return: 13.45%
- AUM: 2.46 Lac Cr
- Sharpe Ratio: 0.39
📈 SIP Suitability
Chaliye, monthly SIP ke liye dekhte hain. HDFC Flexi Cap Fund ka 3Y return consistent hai aur volatility bhi kam hai, isliye yeh fund long-term SIP ke liye behtar hai. Lekin, SBI Small Cap Fund ka return bhi accha hai, lekin volatility zyada hai.
⚠️ Risk & Cost Analysis
Sach ye hai, dono funds ka riskometer Very High hai, lekin HDFC Flexi Cap Fund ka Sharpe ratio 0.87 hai, jo SBI Small Cap Fund se zyada hai. Expense ratio bhi kam hai, jo 0.67% hai. Isliye, HDFC Flexi Cap Fund better risk-adjusted returns offer karta hai.
📊 Portfolio Diversification
Dekho, HDFC Flexi Cap Fund ka asset allocation diversified hai, jismein equity 97% hai aur T-Bills 3% hai. Top 3 holdings mein HDFC Bank, ICICI Bank, aur Reliance Industries hain. SBI Small Cap Fund ka asset allocation bhi diversified hai, lekin equity 91% hai aur cash & equivalents 9% hai.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
SBI Small Cap Fund
₹1267390.94
@13.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Flexi Cap Fund ka 5Y return 17.6% hai, jo SBI Small Cap Fund se zyada hai.
Q2: Is the higher risk fund worth it?
Haan, HDFC Flexi Cap Fund ka Sharpe ratio 0.87 hai, jo SBI Small Cap Fund se zyada hai, isliye yeh fund higher risk ke liye worth hai.
Q3: Which fund is more cost‑effective?
HDFC Flexi Cap Fund ka expense ratio 0.67% hai, jo SBI Small Cap Fund se kam hai, isliye yeh fund more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price