HDFC Flexi Cap Fund vs SBI Small Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
13.45%
dekho, humne do funds ki comparison ki hai, ek Multi Cap hai, HDFC Flexi Cap Fund, aur doosra Small Cap hai, SBI Small Cap Fund. Chaliye, hum dekhte hai ki kaunsa fund long-term wealth creation ke liye behtar hai, aur kya unke returns, risk, aur expenses hai. Sach ye hai ki dono funds ki apni-apni strengths aur weaknesses hai.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BSBI Small Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | SBI Mutual Fund |
| Category | Multi Cap | Small Cap |
| NAV (₹) | 1945.71 | 192.12 |
| AUM (₹ Cr) | 10.05 Lac Cr | 2.46 Lac Cr |
| Expense Ratio (%) | 0.67% | 0.82% |
| Riskometer | Very High | Very High |
| Volatility | 12.97 | 17.83 |
| Sharpe Ratio | 0.87 | 0.39 |
| 1 Year Return (%) | -0.81% | 0.06% |
| 3 Year Return (%) | 17.84% | 13.45% |
| 5 Year Return (%) | 17.6% | 14.57% |
| Since Launch (%) | 14.35% | 23.96% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 18 November 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | R. Srinivasan (10.2 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty Smallcap 250 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | Aarti Drugs Ltd. (3.2%), Hatsun Agro Product Ltd. (2.9%), National Aluminium Company Ltd. (2.7%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 91.00% | Cash & Equivalents: 9.00% |
| Portfolio Turnover | 26% | 23% |
🤖 AI Verdict – Which is Better?
Haan, agar hum 3Y return, expense ratio, aur risk ko dekhein, to HDFC Flexi Cap Fund thoda behtar lagta hai. Iska 3Y return 17.84% hai, jo SBI Small Cap Fund se zyada hai, aur expense ratio bhi kam hai, 0.67% ke barabar. Lekin, risk bhi bahut high hai, Very High riskometer ke saath.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider SBI Small Cap Fund?
- Expense ratio: 0.82%
- 3Y return: 13.45%
- AUM: 2.46 Lac Cr
- Sharpe Ratio: 0.39
📈 SIP Suitability
Chaliye, monthly SIP ke liye, HDFC Flexi Cap Fund thoda behtar lagta hai, kyunki uska 3Y return aur 5Y return thoda zyada stable hai. Lekin, SBI Small Cap Fund bhi ek accha option hai, agar aap long-term ke liye invest kar rahe hai, 10+ years ke liye.
⚠️ Risk & Cost Analysis
dekho, riskometer dono funds ke liye Very High hai, lekin volatility SBI Small Cap Fund mein zyada hai, 17.83 ke barabar. Sharpe ratio bhi HDFC Flexi Cap Fund mein behtar hai, 0.87 ke barabar. Expense ratio bhi HDFC Flexi Cap Fund mein kam hai, 0.67% ke barabar.
📊 Portfolio Diversification
Haan, asset allocation ki baat karein, to HDFC Flexi Cap Fund mein equity allocation 97% hai, aur SBI Small Cap Fund mein 91% hai. Top holdings ki baat karein, to HDFC Flexi Cap Fund mein HDFC Bank, ICICI Bank, aur Reliance Industries hai, jo thoda diversified hai. SBI Small Cap Fund mein Aarti Drugs, Hatsun Agro, aur National Aluminium Company hai, jo thoda less diversified hai.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
SBI Small Cap Fund
₹1267390.94
@13.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Flexi Cap Fund ka 5Y return 17.6% hai, jo SBI Small Cap Fund ke 14.57% se zyada hai.
Q2: Is the higher risk fund worth it?
dekho, volatility aur Sharpe ratio ki baat karein, to HDFC Flexi Cap Fund thoda behtar lagta hai, lekin risk bhi Very High hai.
Q3: Which fund is more cost‑effective?
HDFC Flexi Cap Fund ka expense ratio 0.67% hai, jo SBI Small Cap Fund ke 0.82% se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price