HDFC Flexi Cap Fund vs SBI Midcap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
15.45%
Dekho, humne do funds ki comparison ki hai - HDFC Flexi Cap Fund aur SBI Midcap Fund. Dono funds alag categories mein aate hain, ek Multi Cap hai aur doosra Mid Cap. Is article mein, hum aapko bataenge ki kaunsa fund long-term wealth creation ke liye behtar hai, aur kyun.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BSBI Midcap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | SBI Mutual Fund |
| Category | Multi Cap | Mid Cap |
| NAV (₹) | 1945.71 | 264.93 |
| AUM (₹ Cr) | 10.05 Lac Cr | 2.32 Lac Cr |
| Expense Ratio (%) | 0.67% | 1.62% |
| Riskometer | Very High | Very High |
| Volatility | 12.97 | 14.71 |
| Sharpe Ratio | 0.87 | 0.61 |
| 1 Year Return (%) | -0.81% | 1.71% |
| 3 Year Return (%) | 17.84% | 15.45% |
| 5 Year Return (%) | 17.6% | 16.58% |
| Since Launch (%) | 14.35% | 18.28% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Bhavin Vithlani; Pradeep Kesavan (2.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty Midcap 150 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | Bharat Heavy Electricals Ltd. (3.79%), Torrent Power Ltd. (3.73%), Adani Energy Solutions Ltd. (3.49%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 93.08% | T-Bills: 1.19% | Futures: 0.29% |
| Portfolio Turnover | 26% | 33% |
🤖 AI Verdict – Which is Better?
Haan, HDFC Flexi Cap Fund 3Y return mein 17.84% ka return diya hai, jo SBI Midcap Fund se zyada hai. Iske alawa, HDFC Flexi Cap Fund ka expense ratio 0.67% hai, jo SBI Midcap Fund ke 1.62% se kam hai. Lekin, dono funds ka riskometer Very High hai, isliye investors ko apne risk appetite ke hisab se decision lena chahiye.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider SBI Midcap Fund?
- Expense ratio: 1.62%
- 3Y return: 15.45%
- AUM: 2.32 Lac Cr
- Sharpe Ratio: 0.61
📈 SIP Suitability
Chaliye, SIP ke liye dekhte hain. HDFC Flexi Cap Fund ka 5Y return 17.6% hai, jo SBI Midcap Fund ke 16.58% se zyada hai. Isliye, HDFC Flexi Cap Fund ko 10+ years ke liye SIP ke liye behtar mana ja sakta hai.
⚠️ Risk & Cost Analysis
Sach ye hai, dono funds ka riskometer Very High hai. Lekin, HDFC Flexi Cap Fund ka Sharpe ratio 0.87 hai, jo SBI Midcap Fund ke 0.61 se zyada hai. Iske alawa, HDFC Flexi Cap Fund ka expense ratio 0.67% hai, jo SBI Midcap Fund se kam hai. Isliye, HDFC Flexi Cap Fund ko better risk-adjusted returns milte hain.
📊 Portfolio Diversification
Dekho, HDFC Flexi Cap Fund ka asset allocation 97% equity hai, jabki SBI Midcap Fund ka 93.08% equity hai. Top holdings mein, HDFC Flexi Cap Fund ka concentration zyada hai, lekin SBI Midcap Fund ka portfolio thoda zyada diversified hai.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
SBI Midcap Fund
₹1432566.71
@15.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Flexi Cap Fund ka 5Y return 17.6% hai, jo SBI Midcap Fund ke 16.58% se zyada hai.
Q2: Is the higher risk fund worth it?
Dono funds ka riskometer Very High hai, lekin HDFC Flexi Cap Fund ka Sharpe ratio 0.87 hai, jo SBI Midcap Fund ke 0.61 se zyada hai.
Q3: Which fund is more cost‑effective?
HDFC Flexi Cap Fund ka expense ratio 0.67% hai, jo SBI Midcap Fund ke 1.62% se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price