HDFC Flexi Cap Fund vs SBI Focused Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
18.13%
Dono funds, HDFC Flexi Cap Fund aur SBI Focused Fund, multi cap category mein aate hain. Dekho, in dono funds ke returns, risk, aur expense ratio ko compare karte hain, taaki aapko pata chale ki kaunsa fund aapke long-term wealth creation ke liye behtar hai. Chaliye, shuru karte hain.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BSBI Focused Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | SBI Mutual Fund |
| Category | Multi Cap | Multi Cap |
| NAV (₹) | 1945.71 | 432.21 |
| AUM (₹ Cr) | 10.05 Lac Cr | 4.60 Lac Cr |
| Expense Ratio (%) | 0.67% | 1.47% |
| Riskometer | Very High | Very High |
| Volatility | 12.97 | 13.25 |
| Sharpe Ratio | 0.87 | 0.88 |
| 1 Year Return (%) | -0.81% | 12.11% |
| 3 Year Return (%) | 17.84% | 18.13% |
| 5 Year Return (%) | 17.6% | 15.02% |
| Since Launch (%) | 14.35% | 15.63% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Pradeep Kesavan; Rama Iyer Srinivasan (17.0 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | Alphabet Inc Class A (11.14%), State Bank of India (6.96%), ICICI Bank Ltd. (6.59%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 76.29% | Forgn. Eq: 14.88% | Debenture: 0.74% | T-Bills: 0.16% |
| Portfolio Turnover | 26% | 45% |
🤖 AI Verdict – Which is Better?
HDFC Flexi Cap Fund aur SBI Focused Fund dono hi very high risk wale funds hain, lekin HDFC Flexi Cap Fund ka 3Y return 17.84% hai, jo SBI Focused Fund se thoda kam hai. Haan, lekin expense ratio ke mamle mein HDFC Flexi Cap Fund ka 0.67% SBI Focused Fund ke 1.47% se kaafi kam hai. Isliye, humein lagta hai ki HDFC Flexi Cap Fund long-term wealth creation ke liye behtar hai.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider SBI Focused Fund?
- Expense ratio: 1.47%
- 3Y return: 18.13%
- AUM: 4.60 Lac Cr
- Sharpe Ratio: 0.88
📈 SIP Suitability
Agar aap 10+ saal ke liye monthly SIP karne ki soch rahe hain, to HDFC Flexi Cap Fund ka consistency aur return stability thoda behtar hai. Dekho, HDFC Flexi Cap Fund ka 5Y return 17.6% hai, jo SBI Focused Fund ke 15.02% se thoda zyada hai. Isliye, humein lagta hai ki HDFC Flexi Cap Fund SIP ke liye behtar hai.
⚠️ Risk & Cost Analysis
Dono funds ka riskometer very high hai, lekin volatility aur Sharpe ratio ke mamle mein SBI Focused Fund ka 13.25 aur 0.88 thoda behtar hai. Haan, lekin expense ratio ke mamle mein HDFC Flexi Cap Fund ka 0.67% SBI Focused Fund ke 1.47% se kaafi kam hai. Isliye, humein lagta hai ki HDFC Flexi Cap Fund risk-adjusted returns ke liye behtar hai.
📊 Portfolio Diversification
HDFC Flexi Cap Fund ka asset allocation mein equity 97% hai, jabki SBI Focused Fund ka equity 76.29% hai. Dekho, SBI Focused Fund ka foreign equity 14.88% hai, jo HDFC Flexi Cap Fund mein nahi hai. Top holdings ke mamle mein, HDFC Flexi Cap Fund ka concentration thoda zyada hai, lekin SBI Focused Fund ka sector risk thoda kam hai.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
SBI Focused Fund
₹1695258.29
@18.1% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Flexi Cap Fund ka 5Y return 17.6% hai, jo SBI Focused Fund ke 15.02% se thoda zyada hai. Isliye, humein lagta hai ki HDFC Flexi Cap Fund long run mein behtar returns deta hai.
Q2: Is the higher risk fund worth it?
Dono funds ka riskometer very high hai, lekin SBI Focused Fund ka Sharpe ratio 0.88 hai, jo HDFC Flexi Cap Fund ke 0.87 se thoda behtar hai. Isliye, humein lagta hai ki higher risk fund worth it nahi hai.
Q3: Which fund is more cost‑effective?
HDFC Flexi Cap Fund ka expense ratio 0.67% hai, jo SBI Focused Fund ke 1.47% se kaafi kam hai. Isliye, humein lagta hai ki HDFC Flexi Cap Fund more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price