HDFC Flexi Cap Fund vs SBI Blue Chip Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
12.44%
dekho, hum do funds ke baare mein baat kar rahe hain - HDFC Flexi Cap Fund aur SBI Blue Chip Fund, jo ki Multi Cap aur Large Cap categories mein aate hain. is article mein hum in dono funds ke returns, risk, aur expense ratio ko compare karenge, taaki aapko pata chal sake ki kaunsa fund aapke long-term wealth creation ke liye behtar hai.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BSBI Blue Chip Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | SBI Mutual Fund |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 1945.71 | 166.74 |
| AUM (₹ Cr) | 10.05 Lac Cr | 5.35 Lac Cr |
| Expense Ratio (%) | 0.67% | 1.43% |
| Riskometer | Very High | Very High |
| Volatility | 12.97 | 11.37 |
| Sharpe Ratio | 0.87 | 0.52 |
| 1 Year Return (%) | -0.81% | -0.75% |
| 3 Year Return (%) | 17.84% | 12.44% |
| 5 Year Return (%) | 17.6% | 13.47% |
| Since Launch (%) | 14.35% | 22.61% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 18 November 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 97.26% | T-Bills: 0.78% |
| Portfolio Turnover | 26% | 8% |
🤖 AI Verdict – Which is Better?
haan, HDFC Flexi Cap Fund ka 3Y return 17.84% hai, jo ki SBI Blue Chip Fund ke 12.44% se zyada hai, lekin dono funds ka riskometer very high hai. expense ratio ki baat karein to HDFC Flexi Cap Fund ka 0.67% hai, jo ki SBI Blue Chip Fund ke 1.43% se kam hai, isliye hum kah sakte hain ki HDFC Flexi Cap Fund long-term wealth creation ke liye behtar hai.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider SBI Blue Chip Fund?
- Expense ratio: 1.43%
- 3Y return: 12.44%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.52
📈 SIP Suitability
chaliye, dekho, HDFC Flexi Cap Fund aur SBI Blue Chip Fund dono hi SIP ke liye suitable hain, lekin consistency aur return stability ki baat karein to HDFC Flexi Cap Fund ka 3Y return 17.84% hai, jo ki SBI Blue Chip Fund ke 12.44% se zyada hai, isliye hum kah sakte hain ki HDFC Flexi Cap Fund SIP ke liye behtar hai.
⚠️ Risk & Cost Analysis
sach ye hai ki dono funds ka riskometer very high hai, lekin volatility ki baat karein to HDFC Flexi Cap Fund ka 12.97 hai, jo ki SBI Blue Chip Fund ke 11.37 se zyada hai. Sharpe ratio ki baat karein to HDFC Flexi Cap Fund ka 0.87 hai, jo ki SBI Blue Chip Fund ke 0.52 se zyada hai, isliye hum kah sakte hain ki HDFC Flexi Cap Fund risk-adjusted returns ke liye behtar hai.
📊 Portfolio Diversification
dekho, HDFC Flexi Cap Fund aur SBI Blue Chip Fund dono hi equity mein zyada invest karte hain, lekin top holdings ki baat karein to HDFC Flexi Cap Fund ka concentration 6.5% hai, jo ki SBI Blue Chip Fund ke 8.73% se kam hai, isliye hum kah sakte hain ki HDFC Flexi Cap Fund thoda zyada diversified hai.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
SBI Blue Chip Fund
₹1192614.40
@12.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Flexi Cap Fund ka 5Y return 17.6% hai, jo ki SBI Blue Chip Fund ke 13.47% se zyada hai, isliye hum kah sakte hain ki HDFC Flexi Cap Fund long run mein behtar returns deta hai.
Q2: Is the higher risk fund worth it?
haan, HDFC Flexi Cap Fund ka Sharpe ratio 0.87 hai, jo ki SBI Blue Chip Fund ke 0.52 se zyada hai, isliye hum kah sakte hain ki higher risk worth it hai.
Q3: Which fund is more cost‑effective?
HDFC Flexi Cap Fund ka expense ratio 0.67% hai, jo ki SBI Blue Chip Fund ke 1.43% se kam hai, isliye hum kah sakte hain ki HDFC Flexi Cap Fund zyada cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price