HDFC Flexi Cap Fund vs SBI Blue Chip Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
31.25%
dekho, aapke paas do fund options hain - HDFC Flexi Cap Fund aur SBI Blue Chip Fund. HDFC Flexi Cap Fund multi cap category mein aata hai, jabki SBI Blue Chip Fund large cap category mein aata hai. is article mein hum in dono funds ki tulna karenge aur aapko bataayenge ki kaunsa fund aapke long-term wealth creation ke liye behtar hai.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BSBI Blue Chip Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | SBI Mutual Fund |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 1945.71 | 101.68 |
| AUM (₹ Cr) | 10.05 Lac Cr | 5.35 Lac Cr |
| Expense Ratio (%) | 0.67% | 0.79% |
| Riskometer | Very High | Very High |
| Volatility | 12.97 | 11.35 |
| Sharpe Ratio | 0.87 | 2.18 |
| 1 Year Return (%) | -0.81% | 9.84% |
| 3 Year Return (%) | 17.84% | 31.25% |
| 5 Year Return (%) | 17.6% | 25.25% |
| Since Launch (%) | 14.35% | 12.02% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 3 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | BSE 100 Total Return Index |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 97.26% | T-Bills: 0.78% |
| Portfolio Turnover | 26% | 8% |
🤖 AI Verdict – Which is Better?
haan, SBI Blue Chip Fund ka 3Y return 31.25% hai, jo HDFC Flexi Cap Fund ke 17.84% se zyada hai. lekin, risk bhi very high hai dono funds mein. expense ratio mein HDFC Flexi Cap Fund thoda kam hai, 0.67% ke against 0.79%. isliye, hum kehte hain ki SBI Blue Chip Fund long-term wealth creation ke liye behtar hai.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider SBI Blue Chip Fund?
- Expense ratio: 0.79%
- 3Y return: 31.25%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 2.18
📈 SIP Suitability
chaliye, SIP ke liye dekhte hain. SBI Blue Chip Fund ka consistency aur return stability thoda better hai, 11.35 ki volatility ke against HDFC Flexi Cap Fund ki 12.97. isliye, SBI Blue Chip Fund 10+ saal ke SIP ke liye behtar hai.
⚠️ Risk & Cost Analysis
sach ye hai ki dono funds ka riskometer very high hai. lekin, SBI Blue Chip Fund ka Sharpe ratio 2.18 hai, jo HDFC Flexi Cap Fund ke 0.87 se zyada hai. iska matlab hai ki SBI Blue Chip Fund better risk-adjusted returns deta hai.
📊 Portfolio Diversification
dekho, asset allocation mein dono funds mein equity ki holding zyada hai. lekin, SBI Blue Chip Fund ki top holding concentration thodi kam hai, 8.73% ki against HDFC Flexi Cap Fund ki 6.5%. isliye, SBI Blue Chip Fund thoda more diversified hai.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
SBI Blue Chip Fund
₹4110903.05
@31.3% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
SBI Blue Chip Fund ka 5Y return 25.25% hai, jo HDFC Flexi Cap Fund ke 17.6% se zyada hai. isliye, SBI Blue Chip Fund long run mein better returns deta hai.
Q2: Is the higher risk fund worth it?
haan, SBI Blue Chip Fund ka Sharpe ratio 2.18 hai, jo higher risk ko justify karta hai.
Q3: Which fund is more cost‑effective?
HDFC Flexi Cap Fund ka expense ratio 0.67% hai, jo SBI Blue Chip Fund ke 0.79% se kam hai. lekin, exit load ki information nahi hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price