HDFC Flexi Cap Fund vs SBI Blue Chip Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
31.25%
dekho, aapko Fund A, HDFC Flexi Cap Fund, aur Fund B, SBI Blue Chip Fund, ki comparison karni hai, jo ki ek Multi Cap aur ek Large Cap fund hai, lekin dono very high risk wale hain, aur aap yeh janna chahte hain ki kaunsa fund aapke long-term wealth creation ke liye better hai, chaliye shuru karte hain.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BSBI Blue Chip Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | SBI Mutual Fund |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 1945.71 | 101.68 |
| AUM (₹ Cr) | 10.05 Lac Cr | 5.35 Lac Cr |
| Expense Ratio (%) | 0.67% | 0.79% |
| Riskometer | Very High | Very High |
| Volatility | 12.97 | 11.35 |
| Sharpe Ratio | 0.87 | 2.18 |
| 1 Year Return (%) | -0.81% | 9.84% |
| 3 Year Return (%) | 17.84% | 31.25% |
| 5 Year Return (%) | 17.6% | 25.25% |
| Since Launch (%) | 14.35% | 12.02% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 3 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | BSE 100 Total Return Index |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 97.26% | T-Bills: 0.78% |
| Portfolio Turnover | 26% | 8% |
🤖 AI Verdict – Which is Better?
Haan, 3Y return ke hisab se, Fund B, SBI Blue Chip Fund, 31.25% return de raha hai, jo ki Fund A, HDFC Flexi Cap Fund, se zyada hai, lekin risk bhi dono very high hai, aur expense ratio mein Fund A thoda kam hai, 0.67%, isliye dono ko balance karke dekhna padega, lekin overall, Fund B zyada attractive lag raha hai.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider SBI Blue Chip Fund?
- Expense ratio: 0.79%
- 3Y return: 31.25%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 2.18
📈 SIP Suitability
sach ye hai, dono funds me consistency aur return stability ko lekar thoda confusion ho sakta hai, lekin dekho, Fund B, SBI Blue Chip Fund, 1Y return me 9.84% de raha hai, jo ki Fund A se zyada hai, isliye agar aap long-term SIP karne ki soch rahe hain, to Fund B better option ho sakta hai.
⚠️ Risk & Cost Analysis
dekho, riskometer dono funds me very high hai, lekin volatility mein Fund B, 11.35, thoda kam hai, aur Sharpe ratio mein bhi Fund B, 2.18, zyada hai, jo ki better risk-adjusted returns ko darshata hai, aur expense ratio mein Fund A, 0.67%, thoda kam hai, isliye dono ko compare karna padega.
📊 Portfolio Diversification
chaliye, asset allocation ko dekhte hain, Fund A me equity 97% hai, aur Fund B me bhi 97.26% hai, lekin top holdings mein Fund A me HDFC Bank Ltd. 6.5% hai, aur Fund B me 8.73% hai, isliye dono me concentration thoda zyada hai, lekin overall, Fund A thoda zyada diversified lag raha hai.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
SBI Blue Chip Fund
₹4110903.05
@31.3% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
5Y return ke hisab se, Fund A, 17.6%, aur Fund B, 25.25%, de raha hai, isliye Fund B better returns de raha hai.
Q2: Is the higher risk fund worth it?
Volatility aur Sharpe ratio ke hisab se, Fund B, 11.35, aur 2.18, de raha hai, jo ki better risk-adjusted returns ko darshata hai, isliye higher risk worth it ho sakta hai.
Q3: Which fund is more cost‑effective?
Expense ratio ke hisab se, Fund A, 0.67%, aur Fund B, 0.79%, de raha hai, isliye Fund A thoda zyada cost-effective hai, lekin exit load ke bare me koi information nahi hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price