HDFC Flexi Cap Fund vs Quantum Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
7.98%
Ab aapke paas do Multi Cap Funds hain, HDFC Flexi Cap Fund aur Quantum Mutual Fund Multi Cap Fund, jo kisi bhi shreni mein invest karna chahte hain. Aaj hum in do fundon ki tulna karenge, jisse aapko pata chalega ki kis fund mein lagataar peeta hai aur kis fund mein risk jyada hai.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BQuantum Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Quantum Mutual Fund |
| Category | Multi Cap | Multi Cap |
| NAV (₹) | 1945.71 | 8.38 |
| AUM (₹ Cr) | 10.05 Lac Cr | 1.73 Lac Cr |
| Expense Ratio (%) | 0.67% | 1.68% |
| Riskometer | Very High | Very High |
| Volatility | 12.97 | 13.65 |
| Sharpe Ratio | 0.87 | 0.27 |
| 1 Year Return (%) | -0.81% | -11.42% |
| 3 Year Return (%) | 17.84% | 7.98% |
| 5 Year Return (%) | 17.6% | 4.71% |
| Since Launch (%) | 14.35% | -11.2% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 6 November 2024 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Atul Kumar (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 26% | 35% |
🤖 AI Verdict – Which is Better?
Haan, aapko toh pata hai ki long-term wealth creation ke liye 3Y return, expense ratio aur risk ka bahut bada mahatva hota hai. Dekho, HDFC Flexi Cap Fund ke 3Y return 17.84% hain, jiske against Quantum Mutual Fund Multi Cap Fund ka 3Y return 7.98% hai. Iske alawa, HDFC Flexi Cap Fund ka expense ratio 0.67% hai, jiska mukhya vyaktitva hai kisi bhi fund ke liye. Lekin, riskometer ke hisaab se bhi, HDFC Flexi Cap Fund ka riskometer Very High hai, jiska matlab hai ki yeh fund jyada risk lagata hai. Lekin, yeh bhi sach hai ki HDFC Flexi Cap Fund ka 5Y return 17.6% hai, jo Quantum Mutual Fund Multi Cap Fund ka 5Y return 4.71% se adhik hai. Haan, yeh fund sahi hai, jisse aapko long-term mein lagataar peeta milega.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider Quantum Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 7.98%
- AUM: 1.73 Lac Cr
- Sharpe Ratio: 0.27
📈 SIP Suitability
Ab, aap kya sochte hain ki SIP ke liye kis fund ki zaroorat hai? Sach ye hai, ki HDFC Flexi Cap Fund ka 1Y return -0.81% hai, jiske against Quantum Mutual Fund Multi Cap Fund ka 1Y return -11.42% hai. Iske alawa, HDFC Flexi Cap Fund ka consistency aur return stability bhi adhik hai, jiske hisaab se yeh fund SIP ke liye adhik upyukt hai.
⚠️ Risk & Cost Analysis
Ab, aapko toh pata hai ki kis fund mein risk jyada hai. Dekho, HDFC Flexi Cap Fund ka riskometer Very High hai, jiska matlab hai ki yeh fund jyada risk lagata hai. Lekin, yeh bhi sach hai ki HDFC Flexi Cap Fund ka Sharpe ratio 0.87 hai, jiska mukhya vyaktitva hai kis bhi fund ke liye. Iske alawa, HDFC Flexi Cap Fund ka expense ratio 0.67% hai, jiska mukhya vyaktitva hai kisi bhi fund ke liye. Lekin, Quantum Mutual Fund Multi Cap Fund ka Sharpe ratio 0.27 hai, jiska matlab hai ki yeh fund kam risk lagata hai. Haan, yeh bhi sach hai ki HDFC Flexi Cap Fund ka volatility 12.97 hai, jiska mukhya vyaktitva hai kis bhi fund ke liye.
📊 Portfolio Diversification
Ab, aapko toh pata hai ki kis fund mein asset allocation aur top holdings concentration jyada hai. Dekho, HDFC Flexi Cap Fund mein asset allocation 97.00% hai, jiska mukhya vyaktitva hai kis bhi fund ke liye. Iske alawa, HDFC Flexi Cap Fund ka top 3 holdings HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) hain, jiska mukhya vyaktitva hai kis bhi fund ke liye. Haan, yeh bhi sach hai ki Quantum Mutual Fund Multi Cap Fund mein asset allocation 97.00% hai, jiska mukhya vyaktitva hai kis bhi fund ke liye. Iske alawa, Quantum Mutual Fund Multi Cap Fund ka top 3 holdings HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) hain, jiska mukhya vyaktitva hai kis bhi fund ke liye. Haan, yeh bhi sach hai ki dono fundon mein asset allocation aur top holdings concentration jyada hai, lekin HDFC Flexi Cap Fund ka sector risk jyada hai.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
Quantum Mutual Fund Multi Cap Fund
₹919786.47
@8.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Flexi Cap Fund ka 5Y return 17.6% hai, jo Quantum Mutual Fund Multi Cap Fund ka 5Y return 4.71% se adhik hai.
Q2: Is the higher risk fund worth it?
HDFC Flexi Cap Fund ka Sharpe ratio 0.87 hai, jiska mukhya vyaktitva hai kis bhi fund ke liye. Iske alawa, HDFC Flexi Cap Fund ka expense ratio 0.67% hai, jiska mukhya vyaktitva hai kisi bhi fund ke liye.
Q3: Which fund is more cost‑effective?
HDFC Flexi Cap Fund ka expense ratio 0.67% hai, jo Quantum Mutual Fund Multi Cap Fund ka expense ratio 1.68% se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price