HDFC Flexi Cap Fund vs Quantum Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
6.56%
dekho, humne do alag-alag category ke funds compare kiye hain - Multi Cap (HDFC Flexi Cap Fund) aur Liquid Fund (Quantum Mutual Fund Liquid Fund). chaliye, aage hum ismein details mein jaate hain aur samajhte hain ki kaunsa fund aapke liye better hai. hum yaha par inke returns, risk, aur expenses ko compare karenge.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BQuantum Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Quantum Mutual Fund |
| Category | Multi Cap | Liquid Fund |
| NAV (₹) | 1945.71 | 37.04 |
| AUM (₹ Cr) | 10.05 Lac Cr | 4.34 Lac Cr |
| Expense Ratio (%) | 0.67% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 12.97 | 0.11 |
| Sharpe Ratio | 0.87 | 0.55 |
| 1 Year Return (%) | -0.81% | 5.71% |
| 3 Year Return (%) | 17.84% | 6.56% |
| 5 Year Return (%) | 17.6% | 5.82% |
| Since Launch (%) | 14.35% | 6.72% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 9 April 2006 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Atul Kumar (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 26% | 231% |
🤖 AI Verdict – Which is Better?
haan, long-term wealth creation ke liye hum HDFC Flexi Cap Fund ko better maante hain. iska 3Y return 17.84% hai, jo ki Quantum Mutual Fund Liquid Fund se zyada hai. lekin, risk bhi zyada hai, isliye investors ko apne risk appetite ko dhyan mein rakhna hoga. expense ratio bhi thoda zyada hai, lekin overall returns acche hain.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider Quantum Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.56%
- AUM: 4.34 Lac Cr
- Sharpe Ratio: 0.55
📈 SIP Suitability
chaliye, monthly SIP ke liye hum Quantum Mutual Fund Liquid Fund ko better maante hain. iska return stable hai aur risk bhi kam hai. consistency bhi acchi hai, isliye long-term ke liye yeh fund achha hai. HDFC Flexi Cap Fund bhi accha hai, lekin volatility zyada hai, isliye investors ko thoda patience rakhna hoga.
⚠️ Risk & Cost Analysis
sach ye hai ki HDFC Flexi Cap Fund ka riskometer very high hai, aur volatility bhi zyada hai. lekin, Sharpe ratio bhi accha hai, jo ki risk-adjusted returns ko darshata hai. Quantum Mutual Fund Liquid Fund ka riskometer low hai, aur volatility bhi kam hai. expense ratio bhi kam hai, isliye cost-effective hai.
📊 Portfolio Diversification
dekho, HDFC Flexi Cap Fund ka asset allocation equity-oriented hai, aur top 3 holdings mein HDFC Bank, ICICI Bank, aur Reliance Industries hain. Quantum Mutual Fund Liquid Fund ka asset allocation liquid instruments mein hai, aur top 3 holdings mein State Bank of India CD, HDFC Bank CD, aur Reliance Industries T-Bills hain. dono funds mein diversification acchi hai, lekin HDFC Flexi Cap Fund mein sector risk zyada hai.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
Quantum Mutual Fund Liquid Fund
₹849400.65
@6.6% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Flexi Cap Fund ka 5Y return 17.6% hai, jo ki Quantum Mutual Fund Liquid Fund se zyada hai.
Q2: Is the higher risk fund worth it?
haan, HDFC Flexi Cap Fund ka Sharpe ratio 0.87 hai, jo ki accha hai, lekin volatility bhi zyada hai, isliye investors ko apne risk appetite ko dhyan mein rakhna hoga.
Q3: Which fund is more cost‑effective?
Quantum Mutual Fund Liquid Fund ka expense ratio 0.12% hai, jo ki HDFC Flexi Cap Fund se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price