HDFC Flexi Cap Fund vs Quantum Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
6.56%
dekho, humne do funds ki comparison ki hai, Fund A HDFC Flexi Cap Fund aur Fund B Quantum Mutual Fund Liquid Fund, dono alag categories mein aate hain, Multi Cap aur Liquid Fund. Chaliye, hum yeh dekhenge ki kaunsa fund aapke long-term wealth creation ke liye behtar hai.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BQuantum Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Quantum Mutual Fund |
| Category | Multi Cap | Liquid Fund |
| NAV (₹) | 1945.71 | 37.04 |
| AUM (₹ Cr) | 10.05 Lac Cr | 4.34 Lac Cr |
| Expense Ratio (%) | 0.67% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 12.97 | 0.11 |
| Sharpe Ratio | 0.87 | 0.55 |
| 1 Year Return (%) | -0.81% | 5.71% |
| 3 Year Return (%) | 17.84% | 6.56% |
| 5 Year Return (%) | 17.6% | 5.82% |
| Since Launch (%) | 14.35% | 6.72% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 9 April 2006 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Atul Kumar (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 26% | 231% |
🤖 AI Verdict – Which is Better?
haan, 3Y return, expense ratio, aur risk ko dekhte hue, Fund A HDFC Flexi Cap Fund long-term wealth creation ke liye behtar hai, lekin uska riskometer very high hai. Lekin, 3Y return 17.84% aur expense ratio 0.67% hai, jo ki behtar hai.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider Quantum Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.56%
- AUM: 4.34 Lac Cr
- Sharpe Ratio: 0.55
📈 SIP Suitability
chaliye, SIP ke liye dekhen, toh Fund A HDFC Flexi Cap Fund 10+ years ke liye behtar hai, kyunki uska 3Y return 17.84% hai, jo ki stable hai. Lekin, Fund B Quantum Mutual Fund Liquid Fund ka 1Y return 5.71% hai, jo ki kam hai.
⚠️ Risk & Cost Analysis
sach ye hai, riskometer, volatility, Sharpe ratio, expense ratio sab dekhe toh, Fund B Quantum Mutual Fund Liquid Fund ka riskometer low hai, lekin uska Sharpe ratio 0.55 hai, jo ki kam hai. Fund A HDFC Flexi Cap Fund ka Sharpe ratio 0.87 hai, jo ki behtar hai.
📊 Portfolio Diversification
dekho, asset allocation aur top holdings concentration ko dekhe toh, Fund A HDFC Flexi Cap Fund ka asset allocation 97% equity hai, jo ki high risk hai. Fund B Quantum Mutual Fund Liquid Fund ka asset allocation diversified hai, 65% T-Bills, 20% CD, 10% CP, aur 5% cash hai.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
Quantum Mutual Fund Liquid Fund
₹849400.65
@6.6% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
fund A HDFC Flexi Cap Fund ka 5Y return 17.6% hai, jo ki behtar hai.
Q2: Is the higher risk fund worth it?
haan, Fund A HDFC Flexi Cap Fund ka Sharpe ratio 0.87 hai, jo ki behtar hai, lekin uska riskometer very high hai.
Q3: Which fund is more cost‑effective?
fund B Quantum Mutual Fund Liquid Fund ka expense ratio 0.12% hai, jo ki kam hai, lekin exit load N/A hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price