HDFC Flexi Cap Fund vs Quant Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
9.45%
Dekho, humne do funds ki comparison ki hai - HDFC Flexi Cap Fund aur Quant Mutual Fund Liquid Fund. Dono funds alag categories mein aate hain - Multi Cap aur Liquid Fund. Chaliye, hum dekhte hain ki kaunsa fund aapke liye better hai, long-term wealth creation ke liye.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BQuant Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Quant Mutual Fund |
| Category | Multi Cap | Liquid Fund |
| NAV (₹) | 1945.71 | 22.09 |
| AUM (₹ Cr) | 10.05 Lac Cr | 4.47 Lac Cr |
| Expense Ratio (%) | 0.67% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 12.97 | 0.13 |
| Sharpe Ratio | 0.87 | 22.69 |
| 1 Year Return (%) | -0.81% | 0.9% |
| 3 Year Return (%) | 17.84% | 9.45% |
| 5 Year Return (%) | 17.6% | 8.38% |
| Since Launch (%) | 14.35% | 12.05% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 11 June 2019 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | N/A |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 26% | 267% |
🤖 AI Verdict – Which is Better?
Haan, agar hum 3Y return, expense ratio, aur risk ko dekhein, to HDFC Flexi Cap Fund better option lagta hai. Iska 3Y return 17.84% hai, jo Quant Mutual Fund Liquid Fund se zyada hai. Lekin, risk bhi zyada hai, Very High riskometer ke saath.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider Quant Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 9.45%
- AUM: 4.47 Lac Cr
- Sharpe Ratio: 22.69
📈 SIP Suitability
Agar aap monthly SIP ke liye soch rahe hain, to HDFC Flexi Cap Fund better option hai. Iska 3Y return consistent hai, aur long-term wealth creation ke liye suitable hai. Quant Mutual Fund Liquid Fund ka return thoda kam hai, lekin risk bhi kam hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ko dekha jaye to, Quant Mutual Fund Liquid Fund better risk-adjusted returns offer karta hai. Iska Sharpe ratio 22.69 hai, jo HDFC Flexi Cap Fund se zyada hai. Expense ratio bhi kam hai, 0.12% ke saath.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ko dekha jaye to, HDFC Flexi Cap Fund ki portfolio thodi concentrated hai. Top 3 holdings mein HDFC Bank, ICICI Bank, aur Reliance Industries hain. Quant Mutual Fund Liquid Fund ki portfolio zyada diversified hai, T-Bills, CD, CP, aur Cash mein invested hai.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
Quant Mutual Fund Liquid Fund
₹1000392.84
@9.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Flexi Cap Fund ka 5Y return 17.6% hai, jo Quant Mutual Fund Liquid Fund se zyada hai.
Q2: Is the higher risk fund worth it?
Haan, HDFC Flexi Cap Fund ka Sharpe ratio 0.87 hai, jo thoda kam hai, lekin return bhi zyada hai. Volatility bhi zyada hai, 12.97 ke saath.
Q3: Which fund is more cost‑effective?
Quant Mutual Fund Liquid Fund ka expense ratio 0.12% hai, jo HDFC Flexi Cap Fund se kam hai. Exit load N/A hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price