HDFC Flexi Cap Fund vs Quant Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
9.45%
Dekho, aapke paas do fund options hain - HDFC Flexi Cap Fund aur Quant Mutual Fund Liquid Fund. Inme se ek Multi Cap category ka hai, aur doosra Liquid Fund category ka. Chaliye, in dono funds ke bare mein jaante hain aur dekhein ki kaunsa fund aapke liye better hai.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BQuant Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Quant Mutual Fund |
| Category | Multi Cap | Liquid Fund |
| NAV (₹) | 1945.71 | 22.09 |
| AUM (₹ Cr) | 10.05 Lac Cr | 4.47 Lac Cr |
| Expense Ratio (%) | 0.67% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 12.97 | 0.13 |
| Sharpe Ratio | 0.87 | 22.69 |
| 1 Year Return (%) | -0.81% | 0.9% |
| 3 Year Return (%) | 17.84% | 9.45% |
| 5 Year Return (%) | 17.6% | 8.38% |
| Since Launch (%) | 14.35% | 12.05% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 11 June 2019 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | N/A |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 26% | 267% |
🤖 AI Verdict – Which is Better?
Haan, agar aap long-term wealth creation ke liye investment kar rahe hain, to HDFC Flexi Cap Fund behtar hai. Iske 3Y return 17.84% hai, jo Quant Mutual Fund Liquid Fund ke 9.45% se zyada hai. Lekin, risk bhi zyada hai, isliye aapko apne risk appetite ko dhyan mein rakhna hoga.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider Quant Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 9.45%
- AUM: 4.47 Lac Cr
- Sharpe Ratio: 22.69
📈 SIP Suitability
Agar aap monthly SIP ke liye fund search kar rahe hain, to HDFC Flexi Cap Fund behtar hai. Iske returns zyada consistent hain, aur long-term mein bhi stable hain. Dekho, consistency bahut zaroori hai SIP ke liye.
⚠️ Risk & Cost Analysis
Sach ye hai, HDFC Flexi Cap Fund ka riskometer very high hai, aur volatility bhi zyada hai. Lekin, Sharpe ratio 0.87 hai, jo behtar hai. Quant Mutual Fund Liquid Fund ka expense ratio 0.12% hai, jo HDFC Flexi Cap Fund ke 0.67% se kam hai.
📊 Portfolio Diversification
HDFC Flexi Cap Fund ka asset allocation zyada diversified hai, aur top holdings mein bhi zyada diversification hai. Lekin, Quant Mutual Fund Liquid Fund ka asset allocation zyada liquid instruments mein hai, jo short-term mein behtar hai.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
Quant Mutual Fund Liquid Fund
₹1000392.84
@9.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Flexi Cap Fund ka 5Y return 17.6% hai, jo Quant Mutual Fund Liquid Fund ke 8.38% se zyada hai.
Q2: Is the higher risk fund worth it?
HDFC Flexi Cap Fund ka volatility 12.97 hai, jo zyada hai, lekin Sharpe ratio 0.87 hai, jo behtar hai.
Q3: Which fund is more cost‑effective?
Quant Mutual Fund Liquid Fund ka expense ratio 0.12% hai, jo HDFC Flexi Cap Fund ke 0.67% se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price