HDFC Flexi Cap Fund vs PPFAS Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
14.7%
dekho, yahaan hum do mutual funds, HDFC Flexi Cap Fund aur PPFAS Mutual Fund Large Cap Fund ki comparison kar rahe hain. inmein se ek multi cap category ka hai, jabki doosra large cap category ka hai. aage chaliye, humein yeh pata chalega ki kaunsa fund long-term wealth creation ke liye behtar hai.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BPPFAS Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | PPFAS Mutual Fund |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 1945.71 | 497.22 |
| AUM (₹ Cr) | 10.05 Lac Cr | 2.44 Lac Cr |
| Expense Ratio (%) | 0.67% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.97 | 12.07 |
| Sharpe Ratio | 0.87 | 0.68 |
| 1 Year Return (%) | -0.81% | -4.02% |
| 3 Year Return (%) | 17.84% | 14.7% |
| 5 Year Return (%) | 17.6% | 12.03% |
| Since Launch (%) | 14.35% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Rajeev Thakkar (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 26% | 24% |
🤖 AI Verdict – Which is Better?
haan, 3Y return, expense ratio, aur risk ko dekhte hue, HDFC Flexi Cap Fund behtar lagta hai. iska 3Y return 17.84% hai, jo PPFAS Mutual Fund Large Cap Fund se zyada hai. lekin, dono funds ka riskometer very high hai, isliye investors ko apne risk appetite ke hisab se faisla karna chahiye.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider PPFAS Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.44 Lac Cr
- Sharpe Ratio: 0.68
📈 SIP Suitability
sach ye hai, dono funds long-term SIP ke liye suitable hain, lekin HDFC Flexi Cap Fund ka 3Y return zyada stable hai. isliye, yeh fund 10+ years ke liye monthly SIP ke liye behtar vikalp ho sakta hai.
⚠️ Risk & Cost Analysis
dekho, dono funds ka riskometer very high hai, lekin HDFC Flexi Cap Fund ka Sharpe ratio 0.87 hai, jo PPFAS Mutual Fund Large Cap Fund ke 0.68 se zyada hai. iska matlab hai ki HDFC Flexi Cap Fund better risk-adjusted returns offer karta hai. expense ratio ke maamle mein, PPFAS Mutual Fund Large Cap Fund ka 0.52% ka expense ratio HDFC Flexi Cap Fund ke 0.67% se kam hai.
📊 Portfolio Diversification
chaliye, asset allocation ki baat karte hain. HDFC Flexi Cap Fund mein equity ka allocation 97% hai, jabki PPFAS Mutual Fund Large Cap Fund mein 96% hai. top holdings ki baat karte hain, to dono funds mein HDFC Bank, ICICI Bank, aur Reliance Industries top holdings hain. lekin, HDFC Flexi Cap Fund mein thodi zyada diversification hai.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
PPFAS Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Flexi Cap Fund ka 5Y return 17.6% hai, jo PPFAS Mutual Fund Large Cap Fund ke 12.03% se zyada hai.
Q2: Is the higher risk fund worth it?
haan, HDFC Flexi Cap Fund ka Sharpe ratio 0.87 hai, jo PPFAS Mutual Fund Large Cap Fund ke 0.68 se zyada hai, isliye yeh higher risk worth it ho sakta hai.
Q3: Which fund is more cost‑effective?
PPFAS Mutual Fund Large Cap Fund ka expense ratio 0.52% hai, jo HDFC Flexi Cap Fund ke 0.67% se kam hai, isliye yeh fund more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price