HDFC Flexi Cap Fund vs PPFAS Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
14.7%
dekho, humne Fund A, HDFC Flexi Cap Fund aur Fund B, PPFAS Mutual Fund Large Cap Fund ki comparison ki hai. dono funds ki category alag hai, Fund A Multi Cap hai aur Fund B Large Cap hai. chaliye, hum aage dekhte hai ki kaunsa fund long term mein behtar hai.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BPPFAS Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | PPFAS Mutual Fund |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 1945.71 | 497.22 |
| AUM (₹ Cr) | 10.05 Lac Cr | 2.44 Lac Cr |
| Expense Ratio (%) | 0.67% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.97 | 12.07 |
| Sharpe Ratio | 0.87 | 0.68 |
| 1 Year Return (%) | -0.81% | -4.02% |
| 3 Year Return (%) | 17.84% | 14.7% |
| 5 Year Return (%) | 17.6% | 12.03% |
| Since Launch (%) | 14.35% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Rajeev Thakkar (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 26% | 24% |
🤖 AI Verdict – Which is Better?
haan, humne dekha ki Fund A ka 3Y return 17.84% hai, jo Fund B ke 14.7% se zyada hai. lekin, dono funds ka riskometer Very High hai, aur expense ratio mein Fund B ka 0.52% Fund A ke 0.67% se kam hai. sach ye hai, Fund A ka 3Y return zyada hai, isliye hum Fund A ko better maante hai.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider PPFAS Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.44 Lac Cr
- Sharpe Ratio: 0.68
📈 SIP Suitability
chaliye, hum dekhte hai ki kaunsa fund SIP ke liye behtar hai. Fund A ka 3Y return 17.84% hai, jo consistency ke hisab se accha hai. lekin, Fund B ka 1Y return -4.02% hai, jo thoda chinta ka vishay hai. isliye, hum Fund A ko SIP ke liye behtar maante hai.
⚠️ Risk & Cost Analysis
dekho, dono funds ka riskometer Very High hai, aur volatility bhi almost barabar hai. lekin, Fund A ka Sharpe ratio 0.87 hai, jo Fund B ke 0.68 se zyada hai. isse pata chalta hai ki Fund A ka risk-adjusted return behtar hai. haan, Fund A ka expense ratio zyada hai, lekin overall risk-adjusted returns mein Fund A behtar hai.
📊 Portfolio Diversification
chaliye, hum dekhte hai ki kaunsa fund zyada diversified hai. Fund A ka asset allocation mein Equity 97% hai, aur top 3 holdings mein HDFC Bank, ICICI Bank, aur Reliance Industries hain. Fund B ka bhi similar allocation hai, lekin thoda alag. dono funds mein sector risk hai, lekin Fund A ka diversification thoda behtar hai.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
PPFAS Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
haan, Fund A ka 5Y return 17.6% hai, jo Fund B ke 12.03% se zyada hai. isliye, Fund A long term mein behtar returns deta hai.
Q2: Is the higher risk fund worth it?
dekho, dono funds ka riskometer Very High hai, lekin Fund A ka Sharpe ratio 0.87 hai, jo Fund B ke 0.68 se zyada hai. isse pata chalta hai ki Fund A ka risk-adjusted return behtar hai, isliye higher risk worth it hai.
Q3: Which fund is more cost‑effective?
haan, Fund B ka expense ratio 0.52% hai, jo Fund A ke 0.67% se kam hai. isliye, Fund B more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price