HDFC Flexi Cap Fund vs Old Bridge Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
1.9%
Dono funds multi cap category mein aate hain, lekin unke returns aur risk profile alag hain. Chaliye dekho ki kaunsa fund aapke long-term wealth creation ke liye behtar hai, aur kyun.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BOld Bridge Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Old Bridge Mutual Fund |
| Category | Multi Cap | Multi Cap |
| NAV (₹) | 1945.71 | 8.38 |
| AUM (₹ Cr) | 10.05 Lac Cr | 1.89 Lac Cr |
| Expense Ratio (%) | 0.67% | 1.68% |
| Riskometer | Very High | Very High |
| Volatility | 12.97 | 13.85 |
| Sharpe Ratio | 0.87 | 1.82 |
| 1 Year Return (%) | -0.81% | -11.42% |
| 3 Year Return (%) | 17.84% | 1.9% |
| 5 Year Return (%) | 17.6% | 1.13% |
| Since Launch (%) | 14.35% | -11.2% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 6 November 2024 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Gopal Agrawal; Atul Zabhade (3.2 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 26% | 38% |
🤖 AI Verdict – Which is Better?
HDFC Flexi Cap Fund ka 3Y return 17.84% hai, jo Old Bridge Mutual Fund Multi Cap Fund se zyada hai. Haan, dono funds ka riskometer very high hai, lekin HDFC Flexi Cap Fund ka expense ratio kam hai, jo 0.67% hai. Isliye, humara verdict hai ki HDFC Flexi Cap Fund long-term wealth creation ke liye behtar hai.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider Old Bridge Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 1.9%
- AUM: 1.89 Lac Cr
- Sharpe Ratio: 1.82
📈 SIP Suitability
Agar aap 10+ years ke liye monthly SIP karna chahte hain, to HDFC Flexi Cap Fund behtar vikalp hai. Is fund ka 3Y return aur 5Y return consistency se accha hai, jo aapke long-term investment ke liye faydemand hai.
⚠️ Risk & Cost Analysis
Dono funds ka riskometer very high hai, lekin HDFC Flexi Cap Fund ka Sharpe ratio 0.87 hai, jo Old Bridge Mutual Fund Multi Cap Fund ke 1.82 se kam hai. Lekin, HDFC Flexi Cap Fund ka expense ratio kam hai, jo 0.67% hai. Isliye, hum kehte hain ki HDFC Flexi Cap Fund behtar risk-adjusted returns offer karta hai.
📊 Portfolio Diversification
Dono funds ka asset allocation similar hai, equity 97% aur T-Bills 3% hai. Top holdings mein HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. dono funds mein shamil hain. Sach ye hai ki dono funds ka portfolio diversification similar hai, lekin HDFC Flexi Cap Fund ka AUM zyada hai, jo 100479 Cr hai.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
Old Bridge Mutual Fund Multi Cap Fund
₹661259.80
@1.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Flexi Cap Fund ka 5Y return 17.6% hai, jo Old Bridge Mutual Fund Multi Cap Fund ke 1.13% se zyada hai.
Q2: Is the higher risk fund worth it?
Haan, HDFC Flexi Cap Fund ka Sharpe ratio kam hai, lekin uska return zyada hai. Isliye, higher risk worth it hai.
Q3: Which fund is more cost‑effective?
HDFC Flexi Cap Fund ka expense ratio 0.67% hai, jo Old Bridge Mutual Fund Multi Cap Fund ke 1.68% se kam hai. Dekho, exit load N/A hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price