HDFC Flexi Cap Fund vs Old Bridge Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
1.9%
Dono funds multi cap category mein aate hain, lekin unke returns, risk aur expense ratio alag hain. Dekho, aapko yeh jaanne mein madad milegi ki kaunsa fund aapke long-term wealth creation ke liye behtar hai. Haan, yeh comparison aapko dono funds ke beech sahi chunav karne mein madad karega.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BOld Bridge Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Old Bridge Mutual Fund |
| Category | Multi Cap | Multi Cap |
| NAV (₹) | 1945.71 | 8.38 |
| AUM (₹ Cr) | 10.05 Lac Cr | 1.89 Lac Cr |
| Expense Ratio (%) | 0.67% | 1.68% |
| Riskometer | Very High | Very High |
| Volatility | 12.97 | 13.85 |
| Sharpe Ratio | 0.87 | 1.82 |
| 1 Year Return (%) | -0.81% | -11.42% |
| 3 Year Return (%) | 17.84% | 1.9% |
| 5 Year Return (%) | 17.6% | 1.13% |
| Since Launch (%) | 14.35% | -11.2% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 6 November 2024 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Gopal Agrawal; Atul Zabhade (3.2 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 26% | 38% |
🤖 AI Verdict – Which is Better?
Fund A, HDFC Flexi Cap Fund, 3Y return mein 17.84% ka return dikhaata hai, jabki Fund B, Old Bridge Mutual Fund Multi Cap Fund, sirf 1.9% ka return deta hai. Expense ratio bhi Fund A mein kam hai, 0.67% ke barabar. Risk bhi dono funds mein very high hai, lekin overall Fund A zyada stable lagta hai.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider Old Bridge Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 1.9%
- AUM: 1.89 Lac Cr
- Sharpe Ratio: 1.82
📈 SIP Suitability
Agar aap 10+ years ke liye monthly SIP karna chahte hain, toh Fund A zyada suitable lagta hai. Consistency aur return stability ke maamle mein Fund A behtar hai, kyunki uska 3Y return aur 5Y return dono acche hain. Chaliye, aap Fund A mein SIP shuru karte hain.
⚠️ Risk & Cost Analysis
Riskometer dono funds mein very high hai, lekin volatility aur Sharpe ratio ke maamle mein thoda antar hai. Fund B ka volatility zyada hai, 13.85, aur Sharpe ratio bhi zyada hai, 1.82. Lekin expense ratio Fund A mein kam hai, 0.67%. Sach ye hai ki risk-adjusted returns ke maamle mein Fund A thoda behtar lagta hai.
📊 Portfolio Diversification
Dono funds ka asset allocation similar hai, 97% equity aur 3% T-Bills. Top holdings bhi dono funds mein same hain, HDFC Bank, ICICI Bank, aur Reliance Industries. Lekin isse sector risk bhi same hai dono funds mein. Dekho, diversification ke maamle mein dono funds ek jaise hain.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
Old Bridge Mutual Fund Multi Cap Fund
₹661259.80
@1.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A, HDFC Flexi Cap Fund, 5Y return mein 17.6% ka return dikhaata hai, jabki Fund B sirf 1.13% ka return deta hai. Isliye, Fund A long run mein behtar returns deta hai.
Q2: Is the higher risk fund worth it?
Volatility aur Sharpe ratio ke maamle mein Fund B zyada risk mein hai, lekin returns bhi kam hain. Isliye, higher risk fund worth nahi hai, kyunki returns acche nahi hain.
Q3: Which fund is more cost‑effective?
Fund A ka expense ratio 0.67% hai, jabki Fund B ka expense ratio 1.68% hai. Isliye, Fund A zyada cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price