HDFC Flexi Cap Fund vs Old Bridge Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
6.93%
dekho, humne do funds ki comparison ki hai - HDFC Flexi Cap Fund aur Old Bridge Mutual Fund Liquid Fund. Ye dono alag categories mein aate hain, ek multi cap hai aur dusra liquid fund. Chaliye, aage hum is comparison ko detail mein karte hain aur dekhte hain ki kaunsa fund aapke liye better hai.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BOld Bridge Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Old Bridge Mutual Fund |
| Category | Multi Cap | Liquid Fund |
| NAV (₹) | 1945.71 | 5622.79 |
| AUM (₹ Cr) | 10.05 Lac Cr | 4.73 Lac Cr |
| Expense Ratio (%) | 0.67% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 12.97 | 0.12 |
| Sharpe Ratio | 0.87 | 3.58 |
| 1 Year Return (%) | -0.81% | 6.17% |
| 3 Year Return (%) | 17.84% | 6.93% |
| 5 Year Return (%) | 17.6% | 6.11% |
| Since Launch (%) | 14.35% | 50.63% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | N/A |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 26% | 239% |
🤖 AI Verdict – Which is Better?
Haan, long-term wealth creation ke liye HDFC Flexi Cap Fund behtar hai. Iska 3Y return 17.84% hai, jo Old Bridge Mutual Fund Liquid Fund se zyada hai. Lekin, risk bhi zyada hai, isliye humein expense ratio aur risk ko bhi dekhte hain. HDFC Flexi Cap Fund ka expense ratio 0.67% hai, jo thoda high hai.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider Old Bridge Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.73 Lac Cr
- Sharpe Ratio: 3.58
📈 SIP Suitability
Chaliye, SIP ke liye dekhte hain. HDFC Flexi Cap Fund ka 3Y return consistent hai, lekin volatility bhi high hai. Old Bridge Mutual Fund Liquid Fund ka return stable hai, lekin returns thode kam hain. Dekho, agar aap 10+ years ke liye SIP kar rahe hain, to HDFC Flexi Cap Fund behtar hai.
⚠️ Risk & Cost Analysis
dekho, riskometer ke hisab se HDFC Flexi Cap Fund ka risk very high hai, jabki Old Bridge Mutual Fund Liquid Fund ka risk low hai. Volatility bhi HDFC Flexi Cap Fund mein zyada hai. Lekin, Sharpe ratio ke hisab se Old Bridge Mutual Fund Liquid Fund behtar hai, kyunki uska Sharpe ratio 3.58 hai, jo HDFC Flexi Cap Fund se zyada hai.
📊 Portfolio Diversification
Haan, ab portfolio diversification ke liye dekhte hain. HDFC Flexi Cap Fund ka asset allocation equity mein 97% hai, jabki Old Bridge Mutual Fund Liquid Fund ka asset allocation T-Bills, CD, CP, aur cash mein hai. Top holdings ke hisab se HDFC Flexi Cap Fund mein HDFC Bank, ICICI Bank, aur Reliance Industries hain. Old Bridge Mutual Fund Liquid Fund mein State Bank of India CD, HDFC Bank CD, aur Reliance Industries T-Bills hain.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
Old Bridge Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Flexi Cap Fund ka 5Y return 17.6% hai, jo Old Bridge Mutual Fund Liquid Fund se zyada hai.
Q2: Is the higher risk fund worth it?
HDFC Flexi Cap Fund ka risk very high hai, lekin uska Sharpe ratio 0.87 hai, jo thoda kam hai. Old Bridge Mutual Fund Liquid Fund ka Sharpe ratio 3.58 hai, jo zyada hai.
Q3: Which fund is more cost‑effective?
Old Bridge Mutual Fund Liquid Fund ka expense ratio 0.12% hai, jo HDFC Flexi Cap Fund se kam hai. N/A exit load ke baare mein information hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price