HDFC Flexi Cap Fund vs Old Bridge Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
6.93%
Dekho, humne do funds ki comparison ki hai - HDFC Flexi Cap Fund aur Old Bridge Mutual Fund Liquid Fund. Ek Multi Cap category ka hai, aur dusra Liquid Fund category ka. Aage chaliye, hum dekhenge ki kis fund mein long-term wealth creation ke liye better performance hai, aur kis fund mein risk-adjusted returns acche hain. Haan, ye dono funds alag-alag categories mein hain, lekin hum unki comparison karenge.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BOld Bridge Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Old Bridge Mutual Fund |
| Category | Multi Cap | Liquid Fund |
| NAV (₹) | 1945.71 | 5622.79 |
| AUM (₹ Cr) | 10.05 Lac Cr | 4.73 Lac Cr |
| Expense Ratio (%) | 0.67% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 12.97 | 0.12 |
| Sharpe Ratio | 0.87 | 3.58 |
| 1 Year Return (%) | -0.81% | 6.17% |
| 3 Year Return (%) | 17.84% | 6.93% |
| 5 Year Return (%) | 17.6% | 6.11% |
| Since Launch (%) | 14.35% | 50.63% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | N/A |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 26% | 239% |
🤖 AI Verdict – Which is Better?
Sach ye hai ki long-term wealth creation ke liye, HDFC Flexi Cap Fund ka 3Y return 17.84% hai, jo Old Bridge Mutual Fund Liquid Fund ke 6.93% se zyada hai. Lekin, risk bhi zyada hai, Very High riskometer ke saath. Expense ratio bhi 0.67% hai, jo Old Bridge Mutual Fund Liquid Fund ke 0.12% se zyada hai. Haan, HDFC Flexi Cap Fund ka Sharpe ratio 0.87 hai, jo accha hai.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider Old Bridge Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.73 Lac Cr
- Sharpe Ratio: 3.58
📈 SIP Suitability
Chaliye, SIP suitability ke liye dekhte hain. HDFC Flexi Cap Fund ka 3Y return 17.84% hai, aur volatility 12.97 hai. Old Bridge Mutual Fund Liquid Fund ka 3Y return 6.93% hai, aur volatility 0.12 hai. Dekho, agar aap 10+ years ke liye SIP karna chahte hain, to HDFC Flexi Cap Fund better option ho sakta hai, lekin risk bhi zyada hai.
⚠️ Risk & Cost Analysis
Riskometer ke hisab se, Old Bridge Mutual Fund Liquid Fund ka risk Low hai, aur HDFC Flexi Cap Fund ka risk Very High hai. Volatility bhi Old Bridge Mutual Fund Liquid Fund ki 0.12 hai, jo HDFC Flexi Cap Fund ki 12.97 se bahut kam hai. Sharpe ratio ke hisab se, Old Bridge Mutual Fund Liquid Fund ka Sharpe ratio 3.58 hai, jo HDFC Flexi Cap Fund ke 0.87 se zyada hai. Expense ratio ke hisab se, Old Bridge Mutual Fund Liquid Fund ka expense ratio 0.12% hai, jo HDFC Flexi Cap Fund ke 0.67% se kam hai.
📊 Portfolio Diversification
Dekho, asset allocation ke hisab se, HDFC Flexi Cap Fund ka 97% equity mein invest hai, aur Old Bridge Mutual Fund Liquid Fund ka 65% T-Bills mein invest hai. Top holdings ke hisab se, HDFC Flexi Cap Fund ka 6.5% HDFC Bank Ltd. mein invest hai, aur Old Bridge Mutual Fund Liquid Fund ka 8.5% State Bank of India CD mein invest hai. Haan, dono funds ki portfolio diversification alag-alag hai, aur HDFC Flexi Cap Fund ka sector risk zyada hai.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
Old Bridge Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Flexi Cap Fund ka 5Y return 17.6% hai, aur 3Y return 17.84% hai, jo Old Bridge Mutual Fund Liquid Fund ke 6.11% aur 6.93% se zyada hai.
Q2: Is the higher risk fund worth it?
Volatility ke hisab se, HDFC Flexi Cap Fund ka risk zyada hai, lekin Sharpe ratio ke hisab se, Old Bridge Mutual Fund Liquid Fund ka Sharpe ratio 3.58 hai, jo HDFC Flexi Cap Fund ke 0.87 se zyada hai. Isliye, higher risk fund worth it nahi hai.
Q3: Which fund is more cost‑effective?
Old Bridge Mutual Fund Liquid Fund ka expense ratio 0.12% hai, jo HDFC Flexi Cap Fund ke 0.67% se kam hai. Isliye, Old Bridge Mutual Fund Liquid Fund zyada cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price