HDFC Flexi Cap Fund vs Old Bridge Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
14.7%
Dekho, humne Fund A aur Fund B ki comparison ki hai, jo ki Multi Cap aur Large Cap categories mein aate hain. Chaliye, is article mein hum yeh dekhenge ki kaunsa fund long-term wealth creation ke liye behtar hai, aur kaunsa fund aapke investment goals ke liye suitable hai.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BOld Bridge Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Old Bridge Mutual Fund |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 1945.71 | 497.22 |
| AUM (₹ Cr) | 10.05 Lac Cr | 2.62 Lac Cr |
| Expense Ratio (%) | 0.67% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.97 | 11.89 |
| Sharpe Ratio | 0.87 | 0.69 |
| 1 Year Return (%) | -0.81% | -4.02% |
| 3 Year Return (%) | 17.84% | 14.7% |
| 5 Year Return (%) | 17.6% | 12.03% |
| Since Launch (%) | 14.35% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Sonam Udasi; Amey Sathe (9.2 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 26% | 22% |
🤖 AI Verdict – Which is Better?
Haan, 3Y return, expense ratio, aur risk ke basis par, hum kah sakte hain ki Fund A thoda behtar hai. Iska 3Y return 17.84% hai, jo ki Fund B se zyada hai, aur expense ratio bhi thoda kam hai, jo ki 0.67% hai. Lekin, dono funds ka riskometer Very High hai, isliye investors ko apne risk appetite ke hisab se decision lena chahiye.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider Old Bridge Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.62 Lac Cr
- Sharpe Ratio: 0.69
📈 SIP Suitability
SIP ke liye, consistency aur return stability kaafi important hoti hai. Dekho, Fund A ka 3Y return thoda zyada hai, aur volatility bhi zyada hai, lekin agar aap 10+ years ke liye invest kar rahe hain, to Fund A thoda behtar option ho sakta hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ke basis par, hum dekh sakte hain ki Fund A ka Sharpe ratio 0.87 hai, jo ki Fund B se zyada hai. Iska matlab hai ki Fund A ne risk-adjusted returns mein behtar performance diya hai. Aur, expense ratio bhi thoda kam hai, jo ki 0.67% hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke basis par, hum dekh sakte hain ki dono funds ka asset allocation similar hai, lekin Fund A ka top holdings concentration thoda kam hai. Iska matlab hai ki Fund A thoda zyada diversified hai, aur sector risk bhi kam hai.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
Old Bridge Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A ka 5Y return 17.6% hai, jo ki Fund B se zyada hai, isliye long run mein Fund A behtar returns deta hai.
Q2: Is the higher risk fund worth it?
Volatility aur Sharpe ratio ke basis par, hum kah sakte hain ki higher risk fund, jo ki dono funds mein Very High hai, worth it hai agar aapke risk appetite ke hisab se hai.
Q3: Which fund is more cost‑effective?
Expense ratio ke basis par, Fund B ka expense ratio 0.52% hai, jo ki Fund A se kam hai, isliye Fund B thoda zyada cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price