HDFC Flexi Cap Fund vs Old Bridge Mutual Fund Balanced Advantage Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
12.3%
Mujhe lagta hai ki aap donon fundon ke beech majbooti aur risk kee comparison karna hoga. Aaj hum Fund A, HDFC Flexi Cap Fund aur Fund B, Old Bridge Mutual Fund Balanced Advantage Fund ke beech comparison karenge. Dekho, Fund A ek Multi Cap fund hai, jabki Fund B ek Balanced Hybrid fund hai. Fund A kee ekam aadhar par long-term return aur expense ratio kee comparison karenge. Sach ye hai ki risk aur return ka sahi balance karna jaroori hai. Chaliye, fundon kee comparison karte hain.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BOld Bridge Mutual Fund Balanced Advantage Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Old Bridge Mutual Fund |
| Category | Multi Cap | Balanced Hybrid |
| NAV (₹) | 1945.71 | 16.39 |
| AUM (₹ Cr) | 10.05 Lac Cr | 1.58 Lac Cr |
| Expense Ratio (%) | 0.67% | 0.78% |
| Riskometer | Very High | Moderately High |
| Volatility | 12.97 | 9.11 |
| Sharpe Ratio | 0.87 | 0.64 |
| 1 Year Return (%) | -0.81% | 3.08% |
| 3 Year Return (%) | 17.84% | 12.3% |
| 5 Year Return (%) | 17.6% | 5.27% |
| Since Launch (%) | 14.35% | 10.94% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 7 September 2021 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Gopal Agrawal; Srinivasan Ramamurthy (5.1 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 Hybrid Composite Debt 65:35 Index |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | HDFC Bank Ltd. (6.8%), ICICI Bank Ltd. (5.5%), Reliance Industries Ltd. (4.5%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 65.00% | Debt: 30.00% | T-Bills: 5.00% |
| Portfolio Turnover | 26% | 145% |
🤖 AI Verdict – Which is Better?
Haan, fundon ke beech comparison karte hue, mujhe lagta hai ki Fund A, HDFC Flexi Cap Fund, long-term wealth creation ke liye behtar hai. Fund A kee 3Y return 17.84% hai, jo ki Fund B kee 12.3% se adhik hai. Expense ratio kee baat karein, toh Fund A kee expense ratio 0.67% hai, jo ki Fund B kee 0.78% se kam hai. Riskometer kee baat karein, toh Fund A kee riskometer Very High hai, lekin Fund B kee riskometer Moderately High hai. Sach ye hai ki risk aur return ka sahi balance karna jaroori hai. Dekho, Fund B ek Balanced Hybrid fund hai, jo ki risk ko kam karta hai, lekin return bhi kam hai. Fund A ek Multi Cap fund hai, jo ki risk aur return dono ke liye behtar hai. Chaliye, Fund A kee direction mein chaliye.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider Old Bridge Mutual Fund Balanced Advantage Fund?
- Expense ratio: 0.78%
- 3Y return: 12.3%
- AUM: 1.58 Lac Cr
- Sharpe Ratio: 0.64
📈 SIP Suitability
SIP suitabiilty kee baat karein, toh mujhe lagta hai ki Fund A, HDFC Flexi Cap Fund, monthly SIP ke liye behtar hai. Fund A kee consistency se adhik hai, aur return stability bhi adhik hai. Dekho, Fund A kee 1Y return -0.81% hai, jo ki Fund B kee 3.08% se kam hai. Lekin, 3Y return aur 5Y return kee baat karein, toh Fund A se adhik hai. Chaliye, Fund A kee direction mein chaliye, jabki Fund B kee consistency kam hai.
⚠️ Risk & Cost Analysis
Risk and cost analysis kee baat karein, toh mujhe lagta hai ki Fund A, HDFC Flexi Cap Fund, behtar risk-adjusted return deti hai. Fund A kee riskometer Very High hai, lekin Sharpe ratio 0.87 hai, jo ki Fund B kee 0.64 se adhik hai. Expense ratio kee baat karein, toh Fund A kee expense ratio 0.67% hai, jo ki Fund B kee 0.78% se kam hai. Dekho, Fund B ek Balanced Hybrid fund hai, jo ki risk ko kam karta hai, lekin return bhi kam hai. Fund A ek Multi Cap fund hai, jo ki risk aur return dono ke liye behtar hai. Chaliye, Fund A kee direction mein chaliye.
📊 Portfolio Diversification
Portfolio diversification kee baat karein, toh mujhe lagta hai ki Fund A, HDFC Flexi Cap Fund, behtar diversified hai. Fund A kee asset allocation Equity: 97.00% aur T-Bills: 3.00% hai, jo ki Fund B kee 65.00% aur 30.00% se adhik hai. Dekho, Fund A kee top 3 holdings HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), aur Reliance Industries Ltd. (4.9%) hai, jo ki Fund B kee 6.8%, 5.5%, aur 4.5% se kam hai. Chaliye, Fund A kee direction mein chaliye, jabki Fund B kee asset allocation kam diversified hai.
Q1: Which fund gives better returns in the long run?
Fund A, HDFC Flexi Cap Fund, long run mein behtar return deti hai. Dekho, Fund A kee 5Y return 17.6% hai, jo ki Fund B kee 5.27% se adhik hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A, HDFC Flexi Cap Fund, higher risk fund hai, lekin Sharpe ratio 0.87 hai, jo ki Fund B kee 0.64 se adhik hai. Dekho, Fund A kee volatility 12.97 hai, jo ki Fund B kee 9.11 se adhik hai. Chaliye, Fund A kee direction mein chaliye.
Q3: Which fund is more cost-effective?
Fund A, HDFC Flexi Cap Fund, more cost-effective hai. Dekho, Fund A kee expense ratio 0.67% hai, jo ki Fund B kee 0.78% se kam hai. Chaliye, Fund A kee direction mein chaliye.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
Old Bridge Mutual Fund Balanced Advantage Fund
₹1182670.66
@12.3% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price