HDFC Flexi Cap Fund vs Nippon India Small Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
20.63%
Dekho, humne do funds ki comparison ki hai - HDFC Flexi Cap Fund aur Nippon India Small Cap Fund. Dono funds alag categories mein aate hain, ek Multi Cap aur doosra Small Cap. Chaliye, hum dekhte hain ki inmein se kaunsa fund aapke liye better hai, aur aap kis fund mein invest kar sakte hain apne long-term wealth creation ke liye.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BNippon India Small Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Nippon India |
| Category | Multi Cap | Small Cap |
| NAV (₹) | 1945.71 | 194.77 |
| AUM (₹ Cr) | 10.05 Lac Cr | 7.27 Lac Cr |
| Expense Ratio (%) | 0.67% | 0.64% |
| Riskometer | Very High | Very High |
| Volatility | 12.97 | 18.66 |
| Sharpe Ratio | 0.87 | 0.76 |
| 1 Year Return (%) | -0.81% | 5.69% |
| 3 Year Return (%) | 17.84% | 20.63% |
| 5 Year Return (%) | 17.6% | 21.91% |
| Since Launch (%) | 14.35% | 23.95% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 3 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Amber Singhania; Kinjal Desai; Samir Rachh (9.4 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty Smallcap 250 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | HDFC Bank Ltd. (1.89%), Multi Commodity Exchange Of India Ltd. (1.76%), Bharat Heavy Electricals Ltd. (1.67%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 97.17% | CD: 0.21% |
| Portfolio Turnover | 26% | 32% |
🤖 AI Verdict – Which is Better?
Haan, dono funds ki performance dekhte hain, to humne paaya ki Nippon India Small Cap Fund ka 3Y return 20.63% hai, jo HDFC Flexi Cap Fund se zyada hai. Lekin, risk bhi zyada hai, lekin expense ratio thoda kam hai. Sach ye hai, Nippon India Small Cap Fund long-term wealth creation ke liye better hai, kyunki uska return zyada hai aur risk ko adjust karke bhi return accha hai.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider Nippon India Small Cap Fund?
- Expense ratio: 0.64%
- 3Y return: 20.63%
- AUM: 7.27 Lac Cr
- Sharpe Ratio: 0.76
📈 SIP Suitability
Chaliye, SIP ke liye dekhte hain, to Nippon India Small Cap Fund ka 3Y return aur 5Y return HDFC Flexi Cap Fund se zyada hai. Isliye, yeh fund SIP ke liye better hai, kyunki consistency aur return stability dono acche hain. Dekho, long-term mein yeh fund aapko better returns de sakta hai.
⚠️ Risk & Cost Analysis
Dekho, riskometer dono funds ka Very High hai, lekin volatility mein Nippon India Small Cap Fund ka 18.66 zyada hai. Sharpe ratio bhi thoda kam hai, lekin expense ratio thoda kam hai. Haan, Nippon India Small Cap Fund ka expense ratio 0.64% hai, jo HDFC Flexi Cap Fund se kam hai. Isliye, risk-adjusted returns ke liye Nippon India Small Cap Fund better hai.
📊 Portfolio Diversification
Chaliye, asset allocation dekhte hain, to HDFC Flexi Cap Fund mein equity 97% hai aur T-Bills 3% hai. Nippon India Small Cap Fund mein equity 97.17% hai aur CD 0.21% hai. Top holdings mein HDFC Flexi Cap Fund mein HDFC Bank Ltd. aur ICICI Bank Ltd. hain, jo zyada concentrated hain. Nippon India Small Cap Fund mein top holdings thoda diversified hain. Isliye, Nippon India Small Cap Fund ki portfolio diversification thodi better hai.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
Nippon India Small Cap Fund
₹1991813.86
@20.6% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Nippon India Small Cap Fund ka 5Y return 21.91% hai, jo HDFC Flexi Cap Fund se zyada hai. Isliye, long run mein Nippon India Small Cap Fund better returns deta hai.
Q2: Is the higher risk fund worth it?
Haan, Nippon India Small Cap Fund ka volatility zyada hai, lekin Sharpe ratio bhi thoda kam hai. Lekin, returns bhi zyada hai, isliye higher risk worth it hai.
Q3: Which fund is more cost‑effective?
Nippon India Small Cap Fund ka expense ratio 0.64% hai, jo HDFC Flexi Cap Fund se kam hai. Isliye, Nippon India Small Cap Fund more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price