HDFC Flexi Cap Fund vs Nippon India Small Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
20.63%
dekho, aapke liye do funds compare kar rahe hain - HDFC Flexi Cap Fund aur Nippon India Small Cap Fund. Ye dono funds alag categories mein aate hain, ek Multi Cap hai aur doosra Small Cap. Chaliye, aapko batate hain ki in dono funds ke performance kaisa raha hai aur aapke liye kaunsa fund sahi hai.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BNippon India Small Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Nippon India |
| Category | Multi Cap | Small Cap |
| NAV (₹) | 1945.71 | 194.77 |
| AUM (₹ Cr) | 10.05 Lac Cr | 7.27 Lac Cr |
| Expense Ratio (%) | 0.67% | 0.64% |
| Riskometer | Very High | Very High |
| Volatility | 12.97 | 18.66 |
| Sharpe Ratio | 0.87 | 0.76 |
| 1 Year Return (%) | -0.81% | 5.69% |
| 3 Year Return (%) | 17.84% | 20.63% |
| 5 Year Return (%) | 17.6% | 21.91% |
| Since Launch (%) | 14.35% | 23.95% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 3 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Amber Singhania; Kinjal Desai; Samir Rachh (9.4 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty Smallcap 250 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | HDFC Bank Ltd. (1.89%), Multi Commodity Exchange Of India Ltd. (1.76%), Bharat Heavy Electricals Ltd. (1.67%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 97.17% | CD: 0.21% |
| Portfolio Turnover | 26% | 32% |
🤖 AI Verdict – Which is Better?
Haan, 3Y return ke hisab se Nippon India Small Cap Fund behtar hai, kyunki uska return 20.63% hai, jabki HDFC Flexi Cap Fund ka return 17.84% hai. Lekin, risk bhi dekhte hain, dono funds ka riskometer Very High hai. Expense ratio mein thoda difference hai, Nippon India Small Cap Fund ka expense ratio 0.64% hai aur HDFC Flexi Cap Fund ka 0.67% hai. Isliye, long-term wealth creation ke liye Nippon India Small Cap Fund behtar hai.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider Nippon India Small Cap Fund?
- Expense ratio: 0.64%
- 3Y return: 20.63%
- AUM: 7.27 Lac Cr
- Sharpe Ratio: 0.76
📈 SIP Suitability
Chaliye, SIP suitability ke bare mein baat karte hain. Dekho, Nippon India Small Cap Fund ka 1Y return 5.69% hai, jo HDFC Flexi Cap Fund se zyada hai. Lekin, consistency aur return stability ke liye HDFC Flexi Cap Fund thoda behtar hai. Isliye, 10+ years ke liye SIP ke liye HDFC Flexi Cap Fund sahi hai.
⚠️ Risk & Cost Analysis
Risk & cost analysis ke hisab se, dono funds ka riskometer Very High hai, lekin Nippon India Small Cap Fund ka volatility 18.66 hai, jo HDFC Flexi Cap Fund se zyada hai. Sharpe ratio mein bhi thoda difference hai, HDFC Flexi Cap Fund ka Sharpe ratio 0.87 hai aur Nippon India Small Cap Fund ka 0.76 hai. Isliye, risk-adjusted returns ke liye HDFC Flexi Cap Fund behtar hai.
📊 Portfolio Diversification
dekho, asset allocation ke hisab se, HDFC Flexi Cap Fund mein equity 97% hai aur T-Bills 3% hai. Nippon India Small Cap Fund mein equity 97.17% hai aur CD 0.21% hai. Top holdings ke hisab se, HDFC Flexi Cap Fund mein HDFC Bank Ltd. aur ICICI Bank Ltd. hain, jabki Nippon India Small Cap Fund mein HDFC Bank Ltd. aur Multi Commodity Exchange Of India Ltd. hain. Isliye, sector risk ke hisab se HDFC Flexi Cap Fund thoda diversified hai.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
Nippon India Small Cap Fund
₹1991813.86
@20.6% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Nippon India Small Cap Fund ka 5Y return 21.91% hai, jo HDFC Flexi Cap Fund se zyada hai.
Q2: Is the higher risk fund worth it?
Haan, Nippon India Small Cap Fund ka risk zyada hai, lekin uska return bhi zyada hai. Lekin, volatility 18.66 hai, jo thoda zyada hai.
Q3: Which fund is more cost‑effective?
Nippon India Small Cap Fund ka expense ratio 0.64% hai, jo HDFC Flexi Cap Fund se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price