HDFC Flexi Cap Fund vs Nippon India Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
19.38%
Dono funds multi cap category me aate hain, lekin unke returns aur risk profile alag hain. Dekho, Fund A aur Fund B ke beech comparison karte hain, taaki aap decide kar sakein ki kaunsa fund aapke long-term wealth creation goals ke liye behtar hai. Sach ye hai, yeh comparison aapko sahi decision lene me madad karega.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BNippon India Multi Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Nippon India |
| Category | Multi Cap | Multi Cap |
| NAV (₹) | 1945.71 | 327.56 |
| AUM (₹ Cr) | 10.05 Lac Cr | 5.26 Lac Cr |
| Expense Ratio (%) | 0.67% | 0.84% |
| Riskometer | Very High | Very High |
| Volatility | 12.97 | 14.38 |
| Sharpe Ratio | 0.87 | 0.9 |
| 1 Year Return (%) | -0.81% | 1.81% |
| 3 Year Return (%) | 17.84% | 19.38% |
| 5 Year Return (%) | 17.6% | 20.94% |
| Since Launch (%) | 14.35% | 15.99% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Amber Singhania; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | HDFC Bank Ltd. (6.16%), ICICI Bank Ltd. (4.1%), Axis Bank Ltd. (3.41%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 99.5% |
| Portfolio Turnover | 26% | 89% |
🤖 AI Verdict – Which is Better?
Fund B ka 3Y return 19.38% hai, jo Fund A se zyada hai. Haan, Fund A ka expense ratio 0.67% hai, jo Fund B se kam hai, lekin overall risk ko dekhte hue Fund B ka Sharpe ratio 0.9 hai, jo Fund A se zyada hai. Chaliye, long-term wealth creation ke liye Fund B ko behtar mana sakte hain.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider Nippon India Multi Cap Fund?
- Expense ratio: 0.84%
- 3Y return: 19.38%
- AUM: 5.26 Lac Cr
- Sharpe Ratio: 0.9
📈 SIP Suitability
Fund B ka 3Y return aur 5Y return consistency ke maamle me Fund A se zyada hai. Dekho, dono funds me volatility hai, lekin Fund B ka return stability zyada hai. Isliye, 10+ years ke liye monthly SIP ke liye Fund B behtar ho sakta hai.
⚠️ Risk & Cost Analysis
Dono funds ka riskometer very high hai, lekin Fund B ka volatility 14.38 hai, jo Fund A se zyada hai. Haan, Fund B ka Sharpe ratio 0.9 hai, jo Fund A se zyada hai. Isse pata chalta hai ki Fund B ka risk-adjusted return behtar hai, lekin expense ratio 0.84% hai, jo Fund A se zyada hai.
📊 Portfolio Diversification
Fund A aur Fund B dono me equity allocation zyada hai, lekin Fund B me 99.5% equity hai, jo Fund A se zyada hai. Dekho, top holdings me Fund A me HDFC Bank, ICICI Bank, aur Reliance Industries hai, jabki Fund B me HDFC Bank, ICICI Bank, aur Axis Bank hai. Chaliye, dono funds me sector risk hai, lekin Fund A me thodi diversification zyada hai.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
Nippon India Multi Cap Fund
₹1836667.31
@19.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund B ka 5Y return 20.94% hai, jo Fund A se zyada hai. Isliye, long run me Fund B behtar return deta hai.
Q2: Is the higher risk fund worth it?
Haan, Fund B ka Sharpe ratio 0.9 hai, jo Fund A se zyada hai. Isse pata chalta hai ki higher risk fund ka return bhi zyada hai, aur wo worth it ho sakta hai.
Q3: Which fund is more cost‑effective?
Fund A ka expense ratio 0.67% hai, jo Fund B se kam hai. Isliye, Fund A more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price