HDFC Flexi Cap Fund vs Nippon India Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
15.4%
Dekho, humne do funds ko compare kiya hai - HDFC Flexi Cap Fund aur Nippon India Large Cap Fund. Ek Multi Cap category ka hai, aur doosra Large Cap category ka. Chaliye, aage hum iski details mein jaate hain aur dekhte hain ki kaunsa fund aapke liye better hai.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BNippon India Large Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Nippon India |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 1945.71 | 42.22 |
| AUM (₹ Cr) | 10.05 Lac Cr | 5.17 Lac Cr |
| Expense Ratio (%) | 0.67% | 1.56% |
| Riskometer | Very High | Very High |
| Volatility | 12.97 | 12.27 |
| Sharpe Ratio | 0.87 | 0.73 |
| 1 Year Return (%) | -0.81% | -0.91% |
| 3 Year Return (%) | 17.84% | 15.4% |
| 5 Year Return (%) | 17.6% | 3.31% |
| Since Launch (%) | 14.35% | 12.7% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 29 November 2012 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 96.43% |
| Portfolio Turnover | 26% | 70% |
🤖 AI Verdict – Which is Better?
Haan, agar hum 3Y return, expense ratio, aur risk ko dekhein, to HDFC Flexi Cap Fund thoda better lagta hai. Iska 3Y return 17.84% hai, jo Nippon India Large Cap Fund se zyada hai. Lekin, sach ye hai ki dono funds ka riskometer Very High hai.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider Nippon India Large Cap Fund?
- Expense ratio: 1.56%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
📈 SIP Suitability
Chaliye, agar aap monthly SIP ke liye fund dhundh rahe hain, to HDFC Flexi Cap Fund better option hai. Iska 3Y return consistent hai aur volatility bhi thodi kam hai. Dekho, consistency aur return stability dono zaroori hain long-term wealth creation ke liye.
⚠️ Risk & Cost Analysis
Dekho, riskometer dono funds ka Very High hai, lekin HDFC Flexi Cap Fund ka Sharpe ratio 0.87 hai, jo Nippon India Large Cap Fund se better hai. Iska matlab hai ki HDFC Flexi Cap Fund better risk-adjusted returns offer karta hai. Volatility bhi thodi kam hai, jo 12.97 hai.
📊 Portfolio Diversification
Haan, portfolio diversification ke maamle mein HDFC Flexi Cap Fund thoda better hai. Iska asset allocation thoda zyada diversified hai, aur top holdings bhi thodi kam concentrated hain. Chaliye, Nippon India Large Cap Fund ka asset allocation bhi accha hai, lekin top holdings mein thodi zyada concentration hai.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Flexi Cap Fund ka 5Y return 17.6% hai, jo Nippon India Large Cap Fund se zyada hai. Isliye, long run mein HDFC Flexi Cap Fund better returns deta hai.
Q2: Is the higher risk fund worth it?
Dekho, dono funds ka riskometer Very High hai, lekin HDFC Flexi Cap Fund ka Sharpe ratio better hai. Iska matlab hai ki HDFC Flexi Cap Fund ka higher risk thoda worthy hai.
Q3: Which fund is more cost‑effective?
HDFC Flexi Cap Fund ka expense ratio 0.67% hai, jo Nippon India Large Cap Fund se kam hai. Isliye, HDFC Flexi Cap Fund more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price