HDFC Flexi Cap Fund vs Nippon India Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
15.4%
Dekho, humne do funds compare kiye hain - HDFC Flexi Cap Fund aur Nippon India Large Cap Fund. Multi Cap aur Large Cap categories ki comparison karte hain, aur aapko batayenge ki kaunsa fund long-term wealth creation ke liye better hai. Chaliye, aage badhte hain aur detail mein jaante hain.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BNippon India Large Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Nippon India |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 1945.71 | 42.22 |
| AUM (₹ Cr) | 10.05 Lac Cr | 5.17 Lac Cr |
| Expense Ratio (%) | 0.67% | 1.56% |
| Riskometer | Very High | Very High |
| Volatility | 12.97 | 12.27 |
| Sharpe Ratio | 0.87 | 0.73 |
| 1 Year Return (%) | -0.81% | -0.91% |
| 3 Year Return (%) | 17.84% | 15.4% |
| 5 Year Return (%) | 17.6% | 3.31% |
| Since Launch (%) | 14.35% | 12.7% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 29 November 2012 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 96.43% |
| Portfolio Turnover | 26% | 70% |
🤖 AI Verdict – Which is Better?
Haan, HDFC Flexi Cap Fund ka 3Y return 17.84% hai, jo Nippon India Large Cap Fund ke 15.4% se zyada hai. Expense ratio bhi kam hai, 0.67% ki jagah 1.56%. Riskometer dono funds ke liye Very High hai, lekin HDFC Flexi Cap Fund ka Sharpe ratio 0.87 hai, jo Nippon India Large Cap Fund ke 0.73 se better hai.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider Nippon India Large Cap Fund?
- Expense ratio: 1.56%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
📈 SIP Suitability
Sach ye hai, dono funds long-term SIP ke liye suitable hain, lekin HDFC Flexi Cap Fund ka consistency aur return stability thoda better hai. 3Y return 17.84% hai, aur volatility 12.97 hai, jo Nippon India Large Cap Fund ke 12.27 se thoda zyada hai.
⚠️ Risk & Cost Analysis
Riskometer dono funds ke liye Very High hai, lekin HDFC Flexi Cap Fund ka Sharpe ratio 0.87 hai, jo Nippon India Large Cap Fund ke 0.73 se better hai. Expense ratio bhi kam hai, 0.67% ki jagah 1.56%. Isliye, HDFC Flexi Cap Fund better risk-adjusted returns offer karta hai.
📊 Portfolio Diversification
Asset allocation ki baat karte hain, to HDFC Flexi Cap Fund ka equity allocation 97% hai, aur Nippon India Large Cap Fund ka 96.43% hai. Top holdings ki baat karte hain, to dono funds mein HDFC Bank, ICICI Bank, aur Reliance Industries hai, lekin HDFC Flexi Cap Fund ka allocation thoda diversified hai.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Flexi Cap Fund ka 5Y return 17.6% hai, aur 3Y return 17.84% hai, jo Nippon India Large Cap Fund ke returns se better hai.
Q2: Is the higher risk fund worth it?
Haan, HDFC Flexi Cap Fund ka Sharpe ratio 0.87 hai, jo Nippon India Large Cap Fund ke 0.73 se better hai, isliye higher risk worth it hai.
Q3: Which fund is more cost‑effective?
HDFC Flexi Cap Fund ka expense ratio 0.67% hai, jo Nippon India Large Cap Fund ke 1.56% se kam hai, isliye HDFC Flexi Cap Fund more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price