HDFC Flexi Cap Fund vs Nippon India Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
15.4%
dekho, humne do funds ko compare kiya hai - HDFC Flexi Cap Fund aur Nippon India Large Cap Fund. Dono hi Very High risk wale hain, lekin unke returns aur expenses alag hain. Aage chaliye, humein yeh pata chalega ki kaunsa fund long-term wealth creation ke liye better hai.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BNippon India Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Nippon India |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 1945.71 | 98.75 |
| AUM (₹ Cr) | 10.05 Lac Cr | 5.17 Lac Cr |
| Expense Ratio (%) | 0.67% | 0.8% |
| Riskometer | Very High | Very High |
| Volatility | 12.97 | 12.25 |
| Sharpe Ratio | 0.87 | 0.73 |
| 1 Year Return (%) | -0.81% | -0.91% |
| 3 Year Return (%) | 17.84% | 15.4% |
| 5 Year Return (%) | 17.6% | 16.46% |
| Since Launch (%) | 14.35% | 15.3% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | BSE 100 Total Return Index |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 96.43% |
| Portfolio Turnover | 26% | 70% |
🤖 AI Verdict – Which is Better?
haan, HDFC Flexi Cap Fund ka 3Y return 17.84% hai, jo Nippon India Large Cap Fund se zyada hai. Iske alawa, HDFC Flexi Cap Fund ka expense ratio 0.67% hai, jo Nippon India Large Cap Fund se kam hai. sach ye hai, risk bhi dono funds mein Very High hai, lekin HDFC Flexi Cap Fund ka overall performance thoda better hai.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider Nippon India Large Cap Fund?
- Expense ratio: 0.8%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
📈 SIP Suitability
chaliye, SIP ke liye humein consistency aur return stability dekhte hain. HDFC Flexi Cap Fund ka 5Y return 17.6% hai, jo Nippon India Large Cap Fund se thoda zyada hai. lekin, Nippon India Large Cap Fund ka volatility 12.25 hai, jo HDFC Flexi Cap Fund se thoda kam hai. toh, HDFC Flexi Cap Fund thoda better hai SIP ke liye.
⚠️ Risk & Cost Analysis
dekho, dono funds ka riskometer Very High hai, lekin HDFC Flexi Cap Fund ka Sharpe ratio 0.87 hai, jo Nippon India Large Cap Fund se zyada hai. iske alawa, HDFC Flexi Cap Fund ka expense ratio 0.67% hai, jo Nippon India Large Cap Fund se kam hai. toh, HDFC Flexi Cap Fund better risk-adjusted returns deta hai.
📊 Portfolio Diversification
haan, portfolio diversification ke liye humein asset allocation aur top holdings dekhte hain. HDFC Flexi Cap Fund ka asset allocation 97% equity hai, aur top 3 holdings mein HDFC Bank, ICICI Bank, aur Reliance Industries hain. Nippon India Large Cap Fund ka bhi asset allocation 96.43% equity hai, aur top 3 holdings mein HDFC Bank, ICICI Bank, aur Reliance Industries hain. toh, dono funds mein thoda similar portfolio hai.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Flexi Cap Fund ka 5Y return 17.6% hai, jo Nippon India Large Cap Fund se thoda zyada hai.
Q2: Is the higher risk fund worth it?
haan, HDFC Flexi Cap Fund ka Sharpe ratio 0.87 hai, jo Nippon India Large Cap Fund se zyada hai, isliye higher risk worth it hai.
Q3: Which fund is more cost‑effective?
HDFC Flexi Cap Fund ka expense ratio 0.67% hai, jo Nippon India Large Cap Fund se kam hai, isliye yeh more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price