HDFC Flexi Cap Fund vs Nippon India Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
15.4%
dekho, aapko Multi Cap aur Large Cap categories ke beech chunav karna hai, Fund A HDFC Flexi Cap Fund aur Fund B Nippon India Large Cap Fund ke beech. aap yahan se jaanenge ki kaunsa fund aapke long-term wealth creation ke liye behtar hai, aur kyun.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BNippon India Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Nippon India |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 1945.71 | 98.75 |
| AUM (₹ Cr) | 10.05 Lac Cr | 5.17 Lac Cr |
| Expense Ratio (%) | 0.67% | 0.8% |
| Riskometer | Very High | Very High |
| Volatility | 12.97 | 12.25 |
| Sharpe Ratio | 0.87 | 0.73 |
| 1 Year Return (%) | -0.81% | -0.91% |
| 3 Year Return (%) | 17.84% | 15.4% |
| 5 Year Return (%) | 17.6% | 16.46% |
| Since Launch (%) | 14.35% | 15.3% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | BSE 100 Total Return Index |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 96.43% |
| Portfolio Turnover | 26% | 70% |
🤖 AI Verdict – Which is Better?
haan, 3Y return, expense ratio, aur risk ke aadhar par, Fund A HDFC Flexi Cap Fund, 17.84% 3Y return ke saath, thoda behtar lagta hai, lekin dono funds ka riskometer Very High hai, isliye saavdhaanipoorvak nivesh karna chahiye.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider Nippon India Large Cap Fund?
- Expense ratio: 0.8%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
📈 SIP Suitability
chaliye, agar aap 10+ saal ke liye monthly SIP karna chahte hain, to Fund A HDFC Flexi Cap Fund, thoda zyada consistent lagta hai, lekin dono funds ke returns mein stability hai, isliye aapko apne financial goals ke aadhar par faisla karna chahiye.
⚠️ Risk & Cost Analysis
sach ye hai, dono funds ka riskometer Very High hai, lekin Fund A HDFC Flexi Cap Fund ka Sharpe ratio 0.87 hai, jo Fund B Nippon India Large Cap Fund ke 0.73 se thoda behtar hai, aur expense ratio 0.67% hai, jo 0.8% se kam hai, isliye Fund A thoda behtar risk-adjusted returns deta hai.
📊 Portfolio Diversification
dekho, Fund A HDFC Flexi Cap Fund ka asset allocation 97% equity hai, aur top 3 holdings mein HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. hain, jo Fund B Nippon India Large Cap Fund ke top 3 holdings ke saath milta-julta hai, lekin Fund A ka asset allocation thoda zyada diversified lagta hai.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
5Y return ke aadhar par, Fund A HDFC Flexi Cap Fund, 17.6% return ke saath, thoda behtar hai, aur 3Y return bhi 17.84% hai, jo Fund B Nippon India Large Cap Fund ke 16.46% aur 15.4% se zyada hai.
Q2: Is the higher risk fund worth it?
haan, dono funds ka riskometer Very High hai, lekin Fund A HDFC Flexi Cap Fund ka Sharpe ratio 0.87 hai, jo thoda behtar risk-adjusted returns deta hai, isliye higher risk fund worth it ho sakta hai, agar aap long-term wealth creation ke liye nivesh kar rahe hain.
Q3: Which fund is more cost‑effective?
exit load ke baare mein data N/A hai, lekin expense ratio ke aadhar par, Fund A HDFC Flexi Cap Fund, 0.67% ke saath, thoda zyada cost-effective hai, kyunki Fund B Nippon India Large Cap Fund ka expense ratio 0.8% hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price